Слушайте подкаста Retirement Planning Education, with Andy Panko

#217 - Q&A edition...unrealized gains in brokerage accounts, variable withdrawal strategies, unused 529 funds, protecting against fraud from advisors and MORE!	Retirement Planning Education, with Andy Panko	69:18
#216 - Trump accounts: what they are, how they work, and use cases	Retirement Planning Education, with Andy Panko	96:06
#215 - Summary of the 2026 annual Social Security trustees report	Retirement Planning Education, with Andy Panko	55:15
#214 - Q&A edition...Roth conversions, directionality vs precision, separately managed accounts, tax return extensions and MORE!	Retirement Planning Education, with Andy Panko	68:30
#213 – "Real" person retirement planning chat with Tom	Retirement Planning Education, with Andy Panko	77:25
#212 - "Hot topics" edition...Andy and Tanya Nichols talk about having mortgages in retirement, when to start spending down HSAs, what might happen to Social Security and MORE!	Retirement Planning Education, with Andy Panko	98:05
#211 – 8 common tax planning mistakes often made in retirement	Retirement Planning Education, with Andy Panko	73:33
#210 - Q&A edition...Mega backdoor Roth contributions, nonqualified annuities, exceptions to the IRA early withdrawal penalty, when to hire an advisor, how much is too much to pay for an advisor and M	Retirement Planning Education, with Andy Panko	69:36
#209 – "Real" person retirement planning chat with Mark Ross from the Rock Retirement Club	Retirement Planning Education, with Andy Panko	87:15
#208 - "Hot topics" edition...Andy and Adam Grossman talk about analyzing annuities, retiring to a different state, bonds vs bond funds, inflation and MORE!	Retirement Planning Education, with Andy Panko	101:30
#207 – Roth conversion analysis: more than meets the eye	Retirement Planning Education, with Andy Panko	78:54
#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!	Retirement Planning Education, with Andy Panko	54:40
#205 – "Real" person retirement planning chat with Daryl	Retirement Planning Education, with Andy Panko	65:52
#204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity,	Retirement Planning Education, with Andy Panko	90:42
#203 – Options for holding cash and cash equivalents	Retirement Planning Education, with Andy Panko	81:15
#202 – Guest host Mark Rosinski discusses Treasury obligation interest, basis in inherited IRAs, RMD aggregation rules, doubling up contributions to 457 plans, and ways to invest during the Social Sec	Retirement Planning Education, with Andy Panko	70:33
#201 - Q&A edition...A.I. and financial planning, the "withhold and replace" method of paying taxes, step DOWN in basis, TIPS ladders and MORE!	Retirement Planning Education, with Andy Panko	58:06
#200 – 200th episode special edition: my observations about the financial services industry	Retirement Planning Education, with Andy Panko	66:59
#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!	Retirement Planning Education, with Andy Panko	95:36
#198 - Whether to take a pension as a lump sum or monthly payments	Retirement Planning Education, with Andy Panko	65:39
#197 - Q&A edition...how often to rebalance, tracking Roth IRA contributions, are RMDs really that bad, paying off mortgages before retirement and MORE!	Retirement Planning Education, with Andy Panko	70:35
#196 – "Real" person retirement planning chat with Jim Kellerman	Retirement Planning Education, with Andy Panko	90:11
#195 - Retirement planner chat with Bradley Hilton from Sonas Financial Planning	Retirement Planning Education, with Andy Panko	119:23
#194 - Gifting, gift taxes, annual gift exclusion and gift tax returns (IRS Form 709)	Retirement Planning Education, with Andy Panko	66:06
#193 - Q&A edition...Social Security lump sum for retroactive payments, whether to pay off a mortgage, step-up in basis, gifting without having to file a gift tax return and MORE!	Retirement Planning Education, with Andy Panko	72:39
#192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early	Retirement Planning Education, with Andy Panko	77:48
#191 - "Hot topics" edition...Andy and Jason Cutitta talk about inheritances, Die With Zero, TSP in-plan conversion, taking RMDs and MORE!	Retirement Planning Education, with Andy Panko	78:56
#190 - All about "backdoor" Roth contributions	Retirement Planning Education, with Andy Panko	56:48
#189 - My background and prior experiences and how they shaped my views and approach to retirement planning and starting my own firm and creating this podcast	Retirement Planning Education, with Andy Panko	78:14
#188 - Q&A edition...Social Security spousal benefits, cognitive biases in investing, changing state tax domicile, naming minors as beneficiaries and MORE!	Retirement Planning Education, with Andy Panko	70:33
#187 – "Real" person chat with Kevin Lyles from the Rock Retirement Club, discussing six "Retirement Truths"	Retirement Planning Education, with Andy Panko	81:22
#186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!	Retirement Planning Education, with Andy Panko	89:17
#185 - My thoughts and commentary about what the financial markets did in 2025	Retirement Planning Education, with Andy Panko	61:42
#184 - Q&A edition...consolidating accounts, tax withholdings vs estimated payments, QLACs, the 4% rule and MORE!	Retirement Planning Education, with Andy Panko	59:22
#183 – Retirement planning chat with a "real" person, Jill	Retirement Planning Education, with Andy Panko	85:41
#182 - "Hot topics" edition...Andy and Kevin Thompson talk about the One Big Beautiful Bill Act, the markets, IRMAA, senior exploitation and MORE!	Retirement Planning Education, with Andy Panko	68:40
#181 - Q&A edition...understanding Roth IRA income limits, deciding between pension payment options, when to Roth convert vs distribute from an IRA and MORE!	Retirement Planning Education, with Andy Panko	61:20
#180 - Q&A edition...Social Security spousal and survivor benefits, finding an advisor who doesn't require investment management, how a decedent's income is taxed and MORE!	Retirement Planning Education, with Andy Panko	56:05
#179 – "Real" person chat with Beth Pinsker about her new book, My Mother's Money, A Guide to Financial Caregiving	Retirement Planning Education, with Andy Panko	73:40
#178 - "Hot topics" edition...Andy and Ben Brandt talk about Monte Carlo, Donor Advised Funds, paying taxes on Roth conversions, how advisors dress and MORE!	Retirement Planning Education, with Andy Panko	72:16

#217 - Q&A edition...unrealized gains in brokerage accounts, variable withdrawal strategies, unused 529 funds, protecting against fraud from advisors and MORE!

Retirement Planning Education, with Andy Panko

69:18

#216 - Trump accounts: what they are, how they work, and use cases

Retirement Planning Education, with Andy Panko

96:06

#215 - Summary of the 2026 annual Social Security trustees report

Retirement Planning Education, with Andy Panko

55:15

#214 - Q&A edition...Roth conversions, directionality vs precision, separately managed accounts, tax return extensions and MORE!

Retirement Planning Education, with Andy Panko

68:30