Escucha el podcast Retirement Planning Education, with Andy Panko

#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!	Retirement Planning Education, with Andy Panko	95:36
#198 - Whether to take a pension as a lump sum or monthly payments	Retirement Planning Education, with Andy Panko	65:39
#197 - Q&A edition...how often to rebalance, tracking Roth IRA contributions, are RMDs really that bad, paying off mortgages before retirement and MORE!	Retirement Planning Education, with Andy Panko	70:35
#196 – "Real" person retirement planning chat with Jim Kellerman	Retirement Planning Education, with Andy Panko	90:11
#195 - Retirement planner chat with Bradley Hilton from Sonas Financial Planning	Retirement Planning Education, with Andy Panko	119:23
#194 - Gifting, gift taxes, annual gift exclusion and gift tax returns (IRS Form 709)	Retirement Planning Education, with Andy Panko	66:06
#193 - Q&A edition...Social Security lump sum for retroactive payments, whether to pay off a mortgage, step-up in basis, gifting without having to file a gift tax return and MORE!	Retirement Planning Education, with Andy Panko	72:39
#192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early	Retirement Planning Education, with Andy Panko	77:48
#191 - "Hot topics" edition...Andy and Jason Cutitta talk about inheritances, Die With Zero, TSP in-plan conversion, taking RMDs and MORE!	Retirement Planning Education, with Andy Panko	78:56
#190 - All about "backdoor" Roth contributions	Retirement Planning Education, with Andy Panko	56:48
#189 - My background and prior experiences and how they shaped my views and approach to retirement planning and starting my own firm and creating this podcast	Retirement Planning Education, with Andy Panko	78:14
#188 - Q&A edition...Social Security spousal benefits, cognitive biases in investing, changing state tax domicile, naming minors as beneficiaries and MORE!	Retirement Planning Education, with Andy Panko	70:33
#187 – "Real" person chat with Kevin Lyles from the Rock Retirement Club, discussing six "Retirement Truths"	Retirement Planning Education, with Andy Panko	81:22
#186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!	Retirement Planning Education, with Andy Panko	89:17
#185 - My thoughts and commentary about what the financial markets did in 2025	Retirement Planning Education, with Andy Panko	61:42
#184 - Q&A edition...consolidating accounts, tax withholdings vs estimated payments, QLACs, the 4% rule and MORE!	Retirement Planning Education, with Andy Panko	59:22
#183 – Retirement planning chat with a "real" person, Jill	Retirement Planning Education, with Andy Panko	85:41
#182 - "Hot topics" edition...Andy and Kevin Thompson talk about the One Big Beautiful Bill Act, the markets, IRMAA, senior exploitation and MORE!	Retirement Planning Education, with Andy Panko	68:40
#181 - Q&A edition...understanding Roth IRA income limits, deciding between pension payment options, when to Roth convert vs distribute from an IRA and MORE!	Retirement Planning Education, with Andy Panko	61:20
#180 - Q&A edition...Social Security spousal and survivor benefits, finding an advisor who doesn't require investment management, how a decedent's income is taxed and MORE!	Retirement Planning Education, with Andy Panko	56:05
#179 – "Real" person chat with Beth Pinsker about her new book, My Mother's Money, A Guide to Financial Caregiving	Retirement Planning Education, with Andy Panko	73:40
#178 - "Hot topics" edition...Andy and Ben Brandt talk about Monte Carlo, Donor Advised Funds, paying taxes on Roth conversions, how advisors dress and MORE!	Retirement Planning Education, with Andy Panko	72:16
#177 - 2025 year-end tax planning tips and items to consider	Retirement Planning Education, with Andy Panko	54:02
#176 - Guest host Brian Tegtmeyer from Truly Prosper Financial Planning talks about the non-financial aspects of planning a great retirement	Retirement Planning Education, with Andy Panko	35:51
#175 - Q&A edition...The CAPE ratio and US stock market valuation, good enough vs optimization in retirement planning, tax on foreign stock dividends and MORE!	Retirement Planning Education, with Andy Panko	62:27
#174 – Retirement planning chat with a "real" person, Jackie Cummings Koski	Retirement Planning Education, with Andy Panko	117:32
#173 – Retirement planner chat, with Allen Mueller from 7 Saturdays Financial	Retirement Planning Education, with Andy Panko	76:33
#172 - The conflicts, pros, cons and use cases of the different advisory fee structures	Retirement Planning Education, with Andy Panko	76:57
#171 - Q&A edition...how much you can spend in retirement, Roth IRA 5-year rule, RMDs, accounts for grandchildren and MORE!	Retirement Planning Education, with Andy Panko	66:07
#170 – Retirement planning chat with a "real" person, Scott	Retirement Planning Education, with Andy Panko	61:48
#169 - "Hot topics" edition...Andy and Justin Pritchard talk about target date funds, illiquid assets in 401(k) plans, firing an advisor and MORE!	Retirement Planning Education, with Andy Panko	69:15
#168 - Helpful tools and interesting information from the recent IRS Tax Forum	Retirement Planning Education, with Andy Panko	49:12
#167 - Q&A edition...basis in inherited IRAs, Social Security break even analysis, coordinating RMDs and Roth conversions and MORE!	Retirement Planning Education, with Andy Panko	54:30
#166 - The most common retirement planning questions from "real" people	Retirement Planning Education, with Andy Panko	51:06
#165 - "Hot topics" edition...Andy and Mark Rosinski talk about different withdrawal strategies, rule of 55 distributions, allocating the stock portion of a portfolio and MORE!	Retirement Planning Education, with Andy Panko	82:45
#164 - Summary of the 2025 annual Social Security trustees report	Retirement Planning Education, with Andy Panko	48:07
#163 - Guest host Larry Pershing from Optimum Retirement Planning talks about managing and reducing concentrated stock holdings	Retirement Planning Education, with Andy Panko	46:30
#162 - Q&A edition...more about bonds, taking distributions from a 401(k), when tax rates might actually go up (and by how much) and MORE!	Retirement Planning Education, with Andy Panko	61:11
#161 – Retirement planning chat with a "real" person, Jan	Retirement Planning Education, with Andy Panko	59:37
#160 - "Hot topics" edition...Andy and Lauren Hunt talk about the Social Security annual trustees report, the ever-increasing stock market, whether to take out loans or pay for things outright and MOR	Retirement Planning Education, with Andy Panko	79:45

#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!

Retirement Planning Education, with Andy Panko

95:36

#198 - Whether to take a pension as a lump sum or monthly payments

Retirement Planning Education, with Andy Panko

65:39

#197 - Q&A edition...how often to rebalance, tracking Roth IRA contributions, are RMDs really that bad, paying off mortgages before retirement and MORE!

Retirement Planning Education, with Andy Panko

70:35

#196 – "Real" person retirement planning chat with Jim Kellerman

Retirement Planning Education, with Andy Panko

90:11