Escucha el podcast Retirement Planning Education, with Andy Panko

#227 - Q&A edition...Roth conversions, IRA basis tracking & Form 8606, Alternative Minimum Tax credits, Fixed Indexed Annuities & IRA RMDs, and MORE!	Retirement Planning Education, with Andy Panko	68:09
#226 – "Real" person retirement planning chat with Mike	Retirement Planning Education, with Andy Panko	78:27
#225 - "Hot topics" edition...Andy and Dan VanDusen talk about 529s vs Trump accounts vs UTMA brokerage accounts, common errors on tax returns, the current state of the bond market and MORE!	Retirement Planning Education, with Andy Panko	78:55
#224 - The basics of bonds: what they are, how they work, and how to use them in retirement planning	Retirement Planning Education, with Andy Panko	87:22
#223 - Q&A edition...the 4% rule, Artificial Intelligence and the planning world, RMDs vs annuity income, TIPS, and MORE!	Retirement Planning Education, with Andy Panko	60:01
#222 - All about pensions...what they are, how they work, how to decide between taking lifetime payments or a lump sum, and MORE! [replay of Andy's appearance on the Catching up to FI podcast]	Retirement Planning Education, with Andy Panko	104:19
#221 - Retirement planner chat with Ryan Langan from Your Path Fi	Retirement Planning Education, with Andy Panko	96:47
#220 - How to move to a new state...tax compliantly	Retirement Planning Education, with Andy Panko	84:49
#219 - Q&A edition...paying down a mortgage vs paying tax on Roth conversions, Social Security survivor benefits, converting ALL pre-tax money to Roth, updating account beneficiaries, and MORE!	Retirement Planning Education, with Andy Panko	65:26
#218 – "Real" person retirement planning chat with Mark	Retirement Planning Education, with Andy Panko	101:45
#217 - Q&A edition...unrealized gains in brokerage accounts, variable withdrawal strategies, unused 529 funds, protecting against fraud from advisors and MORE!	Retirement Planning Education, with Andy Panko	69:18
#216 - Trump accounts: what they are, how they work, and use cases	Retirement Planning Education, with Andy Panko	96:06
#215 - Summary of the 2026 annual Social Security trustees report	Retirement Planning Education, with Andy Panko	55:15
#214 - Q&A edition...Roth conversions, directionality vs precision, separately managed accounts, tax return extensions and MORE!	Retirement Planning Education, with Andy Panko	68:30
#213 – "Real" person retirement planning chat with Tom	Retirement Planning Education, with Andy Panko	77:25
#212 - "Hot topics" edition...Andy and Tanya Nichols talk about having mortgages in retirement, when to start spending down HSAs, what might happen to Social Security and MORE!	Retirement Planning Education, with Andy Panko	98:05
#211 – 8 common tax planning mistakes often made in retirement	Retirement Planning Education, with Andy Panko	73:33
#210 - Q&A edition...Mega backdoor Roth contributions, nonqualified annuities, exceptions to the IRA early withdrawal penalty, when to hire an advisor, how much is too much to pay for an advisor and M	Retirement Planning Education, with Andy Panko	69:36
#209 – "Real" person retirement planning chat with Mark Ross from the Rock Retirement Club	Retirement Planning Education, with Andy Panko	87:15
#208 - "Hot topics" edition...Andy and Adam Grossman talk about analyzing annuities, retiring to a different state, bonds vs bond funds, inflation and MORE!	Retirement Planning Education, with Andy Panko	101:30
#207 – Roth conversion analysis: more than meets the eye	Retirement Planning Education, with Andy Panko	78:54
#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!	Retirement Planning Education, with Andy Panko	54:40
#205 – "Real" person retirement planning chat with Daryl	Retirement Planning Education, with Andy Panko	65:52
#204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity,	Retirement Planning Education, with Andy Panko	90:42
#203 – Options for holding cash and cash equivalents	Retirement Planning Education, with Andy Panko	81:15
#202 – Guest host Mark Rosinski discusses Treasury obligation interest, basis in inherited IRAs, RMD aggregation rules, doubling up contributions to 457 plans, and ways to invest during the Social Sec	Retirement Planning Education, with Andy Panko	70:33
#201 - Q&A edition...A.I. and financial planning, the "withhold and replace" method of paying taxes, step DOWN in basis, TIPS ladders and MORE!	Retirement Planning Education, with Andy Panko	58:06
#200 – 200th episode special edition: my observations about the financial services industry	Retirement Planning Education, with Andy Panko	66:59
#199 - "Hot topics" edition...Andy and Jonathan Vance talk about opportunities in the current market environment, 2026 tax updates, questions to ask advisors and MORE!	Retirement Planning Education, with Andy Panko	95:36
#198 - Whether to take a pension as a lump sum or monthly payments	Retirement Planning Education, with Andy Panko	65:39
#197 - Q&A edition...how often to rebalance, tracking Roth IRA contributions, are RMDs really that bad, paying off mortgages before retirement and MORE!	Retirement Planning Education, with Andy Panko	70:35
#196 – "Real" person retirement planning chat with Jim Kellerman	Retirement Planning Education, with Andy Panko	90:11
#195 - Retirement planner chat with Bradley Hilton from Sonas Financial Planning	Retirement Planning Education, with Andy Panko	119:23
#194 - Gifting, gift taxes, annual gift exclusion and gift tax returns (IRS Form 709)	Retirement Planning Education, with Andy Panko	66:06
#193 - Q&A edition...Social Security lump sum for retroactive payments, whether to pay off a mortgage, step-up in basis, gifting without having to file a gift tax return and MORE!	Retirement Planning Education, with Andy Panko	72:39
#192 – "Real" person chat with Kevin Sebesta from the Rock Retirement Club, discussing FIRE...Financial Independence, Retire Early	Retirement Planning Education, with Andy Panko	77:48
#191 - "Hot topics" edition...Andy and Jason Cutitta talk about inheritances, Die With Zero, TSP in-plan conversion, taking RMDs and MORE!	Retirement Planning Education, with Andy Panko	78:56
#190 - All about "backdoor" Roth contributions	Retirement Planning Education, with Andy Panko	56:48
#189 - My background and prior experiences and how they shaped my views and approach to retirement planning and starting my own firm and creating this podcast	Retirement Planning Education, with Andy Panko	78:14
#188 - Q&A edition...Social Security spousal benefits, cognitive biases in investing, changing state tax domicile, naming minors as beneficiaries and MORE!	Retirement Planning Education, with Andy Panko	70:33

#227 - Q&A edition...Roth conversions, IRA basis tracking & Form 8606, Alternative Minimum Tax credits, Fixed Indexed Annuities & IRA RMDs, and MORE!

Retirement Planning Education, with Andy Panko

68:09

#226 – "Real" person retirement planning chat with Mike

Retirement Planning Education, with Andy Panko

78:27

#225 - "Hot topics" edition...Andy and Dan VanDusen talk about 529s vs Trump accounts vs UTMA brokerage accounts, common errors on tax returns, the current state of the bond market and MORE!

Retirement Planning Education, with Andy Panko

78:55

#224 - The basics of bonds: what they are, how they work, and how to use them in retirement planning

Retirement Planning Education, with Andy Panko

87:22