Wealthy Mom MD Podcast

Two physicians, married. Two kids with ADHD. A year of unbilled income. Then she looked at her husband and said, "I'm depressed." He said, "So am I." That's where Dr. Ali Novitsky's stress framework started. Not in a clinic. At her kitchen table, in the middle of a crisis she hadn't seen coming. She's a neonatologist turned obesity medicine specialist turned life coach, and what she's built since that moment — a one-to-ten stress scale, six individual stress types, four family stress patterns — is the language she now teaches her clients to use on the thing most of us feel but can't name. I asked her to walk me through the whole framework on the podcast, including the part where she diagnosed me live on air. What we get into: The 1–10 stress scale and how to find your own symptoms in each zone (takes about a week of paying attention) The six individual stress types — assertive, control, catastrophizing, impulsivity, validation, isolation — what each one looks like regulated, and what each one looks like under pressure Why control-type isn't a flaw, why catastrophizers are the people you actually want on your team, and why isolation types are the leaders nobody sees The four family stress patterns and how one person walking into the room can flip the whole dynamic in seconds The ARC framework — Awareness, Regulation, Communication, Connection — and why you don't need your whole family on board to start How to teach kids this language without putting them through a quiz they can't take yet Mentioned on the show: Family Stress Type Quiz (free, 3 min) — thefitkidmethod.com Individual stress type quiz  Ali's pilot Family Reset program, starts June 22! Ali on Instagram @alinovitskymd Ali's website  alinovitskymd.com Please note that some of these links my be affiliate links, which means I may get a commission at no extra cost to you. Follow along on Instagram → @wealthymommd If this episode hit, leave a review on Apple Podcasts — it's how new women find the show.

6/2/26 • 60:52

Season 2 starts here. I closed my flagship program. I let the podcast go quiet for six months. I have no idea what I'm building next, and that's the point. For seven years, Wealthy Mom MD was a personal finance brand. Hundreds of alumnae, a book, two conferences. And then last fall I realized I didn't want to just talk about money anymore. So I closed Money for Women Physicians, and I went quiet on the podcast to figure out what I wanted to say. Money was the entry point, not the destination. It still matters (I still believe every woman should make a lot of money), but it's not the whole story. The whole story is how we become the best versions of ourselves. Skin. Hormones. Energy. Relationships. The body you live in. The life you've designed instead of inherited. I feel like a freshman in college, taking all the classes, figuring out what I want to major in. Dermatology conferences. Longevity conferences (I hate that word, I'll explain). Speaking on AI for my next two engagements. Navigating year two in Tampa, co-parenting, perimenopause, all of it. What's covered: Why I closed Money for Women Physicians after seven years Money as the entry point, not the destination Why I hate the word "longevity" What's coming: skin, hormones, AI, and the conversations I've been waiting to have Resources: The Weekly Edit, my weekly email, at WealthyMomMD.com Email topic and guest requests: hello@wealthymommd.com Follow along on Instagram → @wealthymommd If this episode hit, leave a review on Apple Podcasts. It's how new women find the show.

6/2/26 • 12:00

Med school taught you how to be a doctor—not how to build a life you love. In this episode, I share the mindset shifts that transformed my money philosophy and how you can start designing a life you don't want to retire from. www.wealthymommd.com/239

11/11/25 • 23:03

Black Friday isn't just about sales—it's a goldmine for credit card points. Here's how to shop smart, stack rewards, and use tools like Rakuten and Savewise to your full advantage. Shownotes at https://wealthymommd.com/238 Right after I recorded this episode, Bilt just announced their partnership with Rakuten! Meaning you can now earn Bilt points. You'll link the two accounts in your Bilt app. Bilt 2.0 comes out February 2026 so you can no longer apply for the Bilt card until then.

11/6/25 • 25:21

What if your money could work for you before you're 65? In this episode with Austin Dean, we unpack how to build financial flexibility—without waiting decades. Get ready to challenge everything you thought you knew about "responsible" planning. To learn more about the PIMDCON conference, Sept 25-27, 2025: https://wealthymommd.com/pimdcon Get $300 off with code "BONNIE" at the LeadHer Summit, Nov 7-9: https://leadhersummit.com Show notes & more at https://wealthymommd.com/237

8/28/25 • 57:18

New rules, new repayment plans, and new risks—especially if you're on the SAVE plan. Lauryn Williams from Student Loan Planner joins me to break down what's changing with student loans and how to protect your financial future.  To book your student loan consult, go to https://wealthymommd.com/slp   Full show notes and more at: https://wealthymommd.com/236

8/21/25 • 42:48

Dr. Tiffany Moon is back—and we're spilling the tea on conferences, connection, glam, and giving zero apologies for doing life big. If you think joy, wealth, and success can't coexist, this episode will blow your mind.

7/3/25 • 61:15

How five physician entrepreneurs turned casual connections into a powerhouse mastermind — and the ripple effect it's had on thousands of doctors. This origin story is packed with truth bombs, mindset shifts, and serious entrepreneurial fire.

6/26/25 • 52:38

Your dream life isn't on layaway—and no, you can't outsource it. Bonnie shares why crafting a life you love starts with vision, bold money moves, and reclaiming your time. Plus, how she booked a $20K trip for free.

5/15/25 • 24:43

Have you ever dreamed of starting your own direct primary care (DPC) practice? In this episode, I'm joined by Dr. Jessica Mendelsohn, a family medicine physician who owns New South Family Medicine, The MedSpa at New South, and Echelon Contrast Suites in Fort Mill, SC. With over 13 years of experience in family medicine and hospice, Jessica opened her own practice in 2019, becoming a successful solopreneur in the healthcare space.   Jessica shares her journey from feeling burnt out in a traditional hospital-based practice to discovering the DPC model and deciding to take the leap into entrepreneurship. She breaks down the key differences between DPC and concierge medicine, and explains how the direct care model can benefit both physicians and patients.   Get full show notes, transcript, and more information here: https://wealthymommd.com/232

2/13/25 • 34:40

Do you ever feel like life is passing you by while you're stuck on autopilot? It's so easy to get caught up in the day-to-day grind and put off the things that truly matter. In this episode, I share a personal story about how I almost missed out on two incredibly special moments because they felt "inconvenient" at the time.   Join me as I explore the importance of living life with urgency and intention. Discover how to break free from the excuses holding you back so you can start creating the time and financial freedom you deserve. Because if you don't make a change, nothing changes. And you are worth so much more than a life of "what ifs" and "maybe laters."   Get full show notes, transcript, and more information here: https://wealthymommd.com/231

2/6/25 • 12:15

I sit down with Sim Terwilliger, a Certified Financial Planner and student loan expert from Student Loan Planner. She breaks down the latest changes to student loan forgiveness programs, including the recent administration change and the ongoing legal battles surrounding the SAVE plan.   Whether you're pursuing Public Service Loan Forgiveness (PSLF) or exploring other forgiveness options, this episode is packed with valuable insights and actionable advice. Sim shares her expertise on how to lower your monthly payments, maximize forgiveness, and prepare for potential tax consequences. Don't miss this opportunity to get clarity on your student loan situation and take control of your financial future.   Get full show notes, transcript, and more information here: https://wealthymommd.com/230  

1/30/25 • 36:43

In this episode, I talk with Dr. Mark Applegate and Laxman Pichappan, the founders of Doc Wealth, a tax strategy and CPA firm tailored specifically for physicians. As a physician, you have unique challenges and opportunities when it comes to taxes, whether you're a W-2 employee or a business owner.   Mark and Laxman share their expertise on how physicians can reduce their tax burden using a variety of strategies. They discuss the difference between a CPA and a tax strategist, and why it's so important to work with professionals who understand the specific needs of physicians. If you're ready to take control of your taxes and keep more money in your pocket, you won't want to miss this valuable episode.   Get full show notes, transcript, and more information here: https://wealthymommd.com/229

1/23/25 • 34:27

In this episode, I share some exciting changes happening in my business and how they reflect the importance of evolving and living life intentionally. I'm retiring my main money program and launching a new six-month mastermind called the Happy and Rich Club for Women Physicians, as well as a business program for female physicians starting their own ventures.   I discuss the six key areas of life that money fuels and how to align your financial goals with your life goals. It's time to give yourself permission to pivot, make changes, and design the wealthy life you truly desire.   Get full show notes, transcript, and more information here: https://wealthymommd.com/228

1/16/25 • 17:46

In this episode, I'm diving deep into the difference between passive and massive action. I explain why we get stuck in passive mode and how it's actually a form of failure in itself. Plus, I share strategies for overcoming your fear of failure and taking the massive action required to achieve your goals.   If you're ready to stop letting perfectionism hold you back and start making real progress toward your hopes and dreams, this episode is a must-listen. I give you the mindset shifts and practical tools you need to get out of your own way and into action. Let's make 2025 the year you finally go after what you really want!   Get full show notes, transcript, and more information here: https://wealthymommd.com/227

1/9/25 • 13:29

I still can't believe it's 2025. Time seems to fly, especially when raising kids. My child is about to turn eight, and I can't help but wonder how it happened so fast. It got me thinking about the stories I hear from clients - how childhood feels short. Many parents say they want to spend more time with their kids but feel money is the obstacle. The truth is, money isn't the goal; it's a tool to build a life you won't regret.   I walk you through a mindset shift - thinking of life in seasons and aligning your finances with what matters now. I share practical steps to create a vision of what you want, whether that's traveling, prioritizing family, or feeling in control of your choices. By the end of this episode, you'll feel ready to plan for a life that's rich in every sense.   Get full show notes, transcript, and more information here: https://wealthymommd.com/226

1/2/25 • 10:09

What if the way you see the world isn't about the circumstances around you, but the lens you're looking through? Two people can go through the same experience yet describe it completely differently - one sees endless challenges, the other sees possibilities. The secret lies in something we all have but rarely think about: mindset. It's not just who you are; it's how you view and live your life.   This episode is about getting that power back - learning to notice the thoughts that aren't serving you and choosing ones that do. You'll walk away with a better understanding of how your mindset shapes your world and simple steps to start shifting it today.   Get full show notes, transcript, and more information here: https://wealthymommd.com/225

12/26/24 • 10:19

Dr. Alison Curfman's story is about recognizing problems in the system and deciding to solve them. From co-founding Imagine Pediatrics, a company built to improve care for children with chronic conditions, to working with developers on tech-driven solutions, she's learned what it takes to bring ideas to life in ways most physicians haven't imagined. But it hasn't been a straight path. Alison shares the risks, mindset shifts, and moments of growth that come with stepping into unfamiliar territory, like uprooting her family for a once-in-a-lifetime opportunity and scaling a team from a handful to hundreds.   Learn how Alison leveraged her skills to break into consulting, advising, and healthcare innovation. Whether you're a physician exploring new opportunities, curious about how AI and tech are reshaping the industry, or eager to hear how one doctor turned a gap in the system into a thriving business, this episode is packed with insights. Alison also gives a sneak peek into her latest venture, Start Up Physicians, where she's helping doctors define their value, break into the startup space, and reimagine what's possible for their careers.   Get full show notes, transcript, and more information here: https://wealthymommd.com/224

12/19/24 • 53:12

Reflection doesn't have to be overwhelming. It can be as simple as setting aside time to write about your favorite memories or jot down lessons from the challenges you've faced. I share some practical ways to reflect on the positives, the meaningful moments, and what you'd like to carry forward into the new year. Whether it's creating a photo album or journaling, the key is to find tools that work for you and let them guide your thoughts as you close out 2024.   Join me today as we create space to reflect and plan with purpose. Together, we'll celebrate what made this year special and start thinking about the next chapter. Whether you want to reconnect with your achievements or imagine what 2025 could bring, this episode will inspire you to look back with gratitude and ahead with intention.   Get full show notes, transcript, and more information here: https://wealthymommd.com/223

12/12/24 • 21:09

I'm joined by Dr. Shieva Ghofrany, a board-certified OB/GYN with over 14 years of experience, to explore the often-overlooked aspects of women's health. Dr. Shieva shares her personal experience of navigating postpartum life after having her third baby at 41, while also entering perimenopause. She sheds light on how unpredictable and transformative these phases can be, from hormone fluctuations to muscle loss.   Gain expert insights on perimenopause, menopause, and postmenopause, as well as practical tips for navigating these life stages with confidence. From the surprising benefits of vaginal estrogen to breaking down the myths around hormone therapy and women's libido, this episode is packed with empowering knowledge. No matter your age, this is an essential listen to help you take the reins on your health journey.   Get full show notes, transcript, and more information here: https://wealthymommd.com/222

12/5/24 • 61:39

I'm thankful for you. I hope you're enjoying this week. Thanksgiving is a powerful reminder of the power of gratitude. Listen to this short message to get my best tip for beating money scarcity.   Also, this Sat-Sun, 11/30 & 12/1 - we have our 48 hr FLASH SALE for the 2025 Live Wealthy Conference. It's our biggest sale of the year. Mark your calendars for this Saturday.

11/28/24 • 03:57

Do you struggle with knowing how to talk to your kids about money? Are you worried they'll grow up feeling entitled? In this episode, I'm joined by Dr. Hope Seidel, a pediatrician and parenting coach, to discuss strategies for raising financially savvy kids.   We dive into topics like allowance, separating chores from money, modeling restraint, and using everyday moments to teach skills like budgeting and delayed gratification. Hope emphasizes the importance of being intentional with the lessons we impart and using money conversations as opportunities to discuss our values. Tune in for actionable tips to set your kids up for financial success!   Get full show notes, transcript, and more information here: https://wealthymommd.com/220

11/22/24 • 54:42

When it comes to Black Friday, it's easy to get caught up in the buzz and spend beyond what you planned. I know the feeling all too well. So let's start by setting up a game plan to avoid those common pitfalls. Whether it's gifts for loved ones or items you've been eyeing all year, taking stock of what you need - and sticking to it - can make all the difference.   Tune in to learn how to tackle Black Friday like a pro. From setting up a Rakuten account to take advantage of cashback deals, to optimizing shopping portals for points, I've got you covered. Whether you're an avid planner or just want a bit more strategy in your shopping, this episode will give you the tools to save smartly and make the most out of this Black Friday season.   Get full show notes, transcript, and more information here: https://wealthymommd.com/219

11/14/24 • 12:14

How many of us believe that earning more will automatically solve our money issues? I certainly did. I often hear from six-figure earners who think the same way. We assume we just need to cut back, but the reality is, it's not just about spending less or staying within our means. It's about aligning our spending with what we want to create in life.   Join me this week as I uncover the real reasons behind overspending. I've discussed spending habits before, but I've recently had deeper insights into this topic. I'll introduce a fresh approach to evaluating whether you're overspending and what steps to take if you've been avoiding your finances out of fear of what you might find.   Get full show notes, transcript, and more information here: https://wealthymommd.com/218

11/7/24 • 21:28

In today's world, with our phones constantly demanding our attention, we've become a distracted generation. It's tough to be fully present. That's why I'm encouraging you to rethink your relationship with your phone and offering practical strategies to sharpen your focus.   In this episode, I share a powerful system to help you manage your time effectively and minimize distractions. You'll learn how I organize my schedule, prioritize the most important tasks, and how you can do the same to make meaningful progress in your own life.   Get full show notes, transcript, and more information here: https://wealthymommd.com/217

10/24/24 • 21:49

When I first encountered ChatGPT, I was intrigued but didn't see its full potential. That changed when I realized how effective it could be, not just in business but in managing everyday tasks. From meal planning to task management, I found the key was in how I prompted the AI.   Learn how to use AI like ChatGPT to lighten your mental load, from meal prep to scheduling, and make the most of its free and paid versions. If you feel overwhelmed, this episode will show you how to reclaim your time and energy with a few simple prompts.   Get full show notes, transcript, and more information here: https://wealthymommd.com/216  

9/26/24 • 25:01

I didn't always have a solid understanding of money. In fact, there was a time when I was living paycheck to paycheck, racking up debt, and not fully grasping why my money seemed to disappear so quickly. As a female physician, managing finances can feel overwhelming or even embarrassing when you haven't taken control yet, but the truth is, it's never too late to start.   Learn how to take those essential first steps toward financial empowerment. I'll walk you through practical tips like creating a spending plan, auditing your expenses, and understanding your investment accounts. We'll also explore the mindset shifts that are key to reaching your financial goals, whether it's building a side hustle or tackling estate planning. If you're ready to start taking control of your money, this episode is for you.   Get full show notes and more information here: https://wealthymommd.com/215

9/12/24 • 29:33

Today, I want to talk to you about my experience in Greece and how it completely shifted my perspective on productivity and life. We spent a month living at a slower pace that made me rethink what it means to truly live and work. This wasn't about packing in activities or sightseeing - it was about embracing a slower pace and seeing what life looks like when you allow yourself to just be.   This experience was a powerful reminder to step outside of my usual environment and reassess what really matters. We're already planning to do it again next summer because sometimes it takes a break from the norm to gain clarity. If you've ever felt the pressure to constantly be productive, tune in this week as I share how slowing down and reevaluating can actually be the most rewarding thing you do for yourself.   Get full show notes and more information here: https://wealthymommd.com/214

8/29/24 • 18:25

When my family and I moved, it was more than just a change of scenery—it was a whirlwind of new challenges. We barely had time to settle in before I jetted off to Greece for five weeks. The new house felt overwhelming with its extra space and unexpected tasks like dealing with the humidity. The move wasn't just about a new address; it was a complete shift in our lifestyle.   In this episode, I share our moving experience, the financial decisions we made, and tips for navigating such a big transition. Hear about the importance of having a spending plan that aligns with your life goals. Learn about the real costs of moving, unexpected challenges, and how to keep your finances on track during major life changes.   Get full show notes and more information here: https://wealthymommd.com/213    

8/15/24 • 17:57

Earning extra income from home while staying clinically active is possible through expert witness work. Join Radiologist, Expert Witness, and coach Dr. Gretchen Green as she shares her journey and insights. Many physicians hesitate to explore other options due to the fear of a pay cut. Dr. Green is here to demonstrate the opportunities available for physicians, showing how you can enhance your career without sacrificing your current role.   Get more information here: https://wealthymommd.com/expert-class  

8/12/24 • 38:36