Debt reduction to achieve financial freedom takes commitment, confidence, determination.
Send us Fan MailCreate and maintain a budget by using tracking app reports. This is the easiest and most accurate way to do a budget.Article Link:https://consumer.gov/managing-your-money/making-budgetLast Episode of this Podcast. Thank for listening.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
10/6/24 • 32:01
Send us Fan MailWhat is tracking, how to do it what do you need to track personal finances.Article Link: NoneSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
9/29/24 • 25:45
Send us Fan MailNeed help in saving money here are some tips to get started. Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/ways-to-save-moneySupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
9/22/24 • 23:33
Send us Fan MailHave debt under control should be paid off soon. What to do next start building wealth and getting money to work for you is a great goal to have.Article Link: no linksSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
9/15/24 • 25:17
Send us Fan MailWhat is a debt reduction plan compared to a debt management plan. First will give a debt reduction plan and what must be done to reduce or eliminate debt. Then once debt is gone will discuss a debt management plan to put into place.Article Link:https://www.incharge.org/debt-relief/debt-management/debt-management-program-template-debt-relief/ By Tom JacksonSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
9/8/24 • 24:51
Send us Fan MailSetting up control center is easy once tracking has been complete for at least 30 days. Why 30 days to make sure almost all expenses are included. Will be going more into detail on how to set up categories and sub categories.Article Link:https://consumer.gov/managing-your-money/making-budget#what-it-isSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
9/1/24 • 23:54
Send us Fan MailWhat is tracking for personal finance and how is it done to help with spending problems.Article Link:https://bethebudget.com/reasons-to-track-your-expenses/ By Zach BuchenauSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
8/25/24 • 34:18
Send us Fan MailWondering of paying off mortgage is the correct action to take. It depends on where in life a person is and reasons why to pay off mortgage. Article Link:https://www.nerdwallet.com/article/mortgages/pay-off-mortgageSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
8/18/24 • 28:31
Send us Fan MailWhy stop with paying off credit cards continue with other debt. Doing all the work to get to this point why stop just continue with other debt.Article Link: NoneSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
8/11/24 • 28:14
Send us Fan MailWhat is debt and the different types, understanding debt will help to get all your debt under control. It important to know and understand what getting into before using credit or borrowing money.Article LinkUltimate Guide to Debt Reduction: Proven Strategies and Tactics - The Money Coach (askthemoneycoach.com)Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
8/4/24 • 27:25
Send us Fan MailUsing the control center to help reduce debt. Knowing the numbers and when bill are due will help in the debt reduction cause.Article Link:https://www.experian.com/blogs/ask-experian/how-to-pay-off-more-debt-using-budget by Brianna McGurranSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
7/28/24 • 27:05
Send us Fan MailSimple budget how to get started and getting a budget setup. It not hard if completed tracking for at least one month.Article Link:https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/creating-a-budgetSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
7/21/24 • 31:17
Send us Fan MailTracking is financial lifeblood, it is a must to keep track of all the money going into and out of household. Before I get started going to talk about lifestyle change that should be made to get debt under control.Article Link:https://bethebudget.com/reasons-to-track-your-expenses/By Zach Buchenau Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
7/14/24 • 32:49
Send us Fan MailHaving a plan to reduce debt makes paying off debt much easier. Planing to reduce debt take commitment and determination to succeed.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
7/7/24 • 24:09
Send us Fan MailHaving a debt problem not sure what to do to solve. It starts with identify what the cause then work to solve.Article Link:https://www.oklahomacentral.creditunion/Ten-Common-Financial-ChallengesSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
6/30/24 • 28:28
Send us Fan MailHow to reduce debt there are two things can do to achieve this goal. First to increase income second decrease spending so how to get these things done.Article Linkhttps://www.lendingtree.com/student/how-to-save-money/ By Miranda MarquitSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
6/23/24 • 29:49
Send us Fan MailPerhaps don’t want to do a budget or maybe tried and failed. There is an alternative way to reduce spending or at least keep spending under control. Unfortunately tracking is a must to get a good number. Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
6/16/24 • 30:26
Send us Fan MailWhat is a control center and how does it help reduce spending. How to use tracking information to create and update control center.Article Link:5https://consumer.gov/managing-your-money/making-budgetSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
6/9/24 • 28:07
Send us Fan MailTracking all income and expenses is a must for reducing debt. Knowing the ratios income to debt is helpful in know what debt is needed to be reduced.Article Link: https://finance.yahoo.com/news/30-expenses-quietly-eat-away-180006082.html?fr=sycsrp_catchall By Andrew LisaSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
6/2/24 • 37:34
Send us Fan MailPerhaps living paycheck to paycheck but not sure what the cause maybe. Is it just inflation at the grocery store and gas station. This may be only a part of this problem but how to tell if debt is getting out of control. Article Link:https://www.bankrate.com/personal-finance/debt/signs-you-have-too-much-debt/ By Heidi RiveraSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
5/26/24 • 24:38
Send us Fan MailTrying to purchase a home for the first time, then need to get debt under control so can get a mortgage. To qualify for the most or largest mortgage all other debt needs to be gone or almost gone. Article Link: https://www.nerdwallet.com/article/mortgages/home-buying-checklist-steps-to-buying-houseSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
5/19/24 • 28:51
Send us Fan MailHaving problems deciding on which debt to payoff or to apply extra money. Will walk thru the process on making this decision step by step.Article Link: https://www.nerdwallet.com/article/credit-cards/how-credit-card-payments-applied By Claire Tsosie & Sara Rathner Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
5/12/24 • 27:03
Send us Fan MailHow to get started in reducing debt and what are the basic thing need to do. Getting started with a overall plan is a must.Article Link:https://www.equifax.com/personal/education/debt-management/articles/-/learn/prioritize-debt-payments/Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
5/5/24 • 29:02
Send us Fan MailReal Stories of Unmanageable Debt this is a problem with many. Knowing what has happen to other people will make people realize this is a problem. The second part is how to get out of debt and the time it takes to do so.Article Link:https://www.aspeninstitute.org/blog-posts/real-stories-of-unmanageable-debt/ By Dyvonne Bodyhttps://www.khou.com/article/money/magnify-money/8-inspirational-stories-of-people-who-overcame-debt/507-537577067Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
4/28/24 • 29:31
Send us Fan MailReducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt.Article Link:https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose DantusSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
4/21/24 • 30:12
Send us Fan MailWhat are the best ways to use a budget, what information can be obtain.Article Link:https://www.oklahomacentral.creditunion/Ten-Solutions-to-Common-Financial-Challengeshttps://www.investopedia.com/1-finance/most-common-financial-mistakes/ By Emily Norris Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
4/14/24 • 25:02
Send us Fan MailWhy do tracking and the benefits, again lost word file so no information on links.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
4/7/24 • 21:34
Send us Fan MailHow to get started building wealth, again lost word file so no links information.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
3/31/24 • 24:18
Send us Fan MailThis is a overview of everything needed to reduce debt. Lost word file for not sure of links.Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
3/24/24 • 28:22
Send us Fan MailSome debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget. Article Link:https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp By Lisa Smith https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculatorSupport the showPlease support the show by subscribing, can cancel at any time. Thanks for the support.Subscription page: https://www.buzzsprout.com/961804/supportContact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/livehttps://www.shopfinancial.com/lantianbaiyu/All other inquires place topic into Subject.
3/17/24 • 23:44