Show cover of The First Time Home Buyer Podcast - How To Buy A Home

The First Time Home Buyer Podcast - How To Buy A Home

Buying your first home can be one of the most stressful, overwhelming, and expensive experiences in your life. This is why we created The First Time Home Buying How To Buy A Home Podcast, to make this experience EASY and DELIGHTFUL for you. Our goal is to EMPOWER you, the first time home buyer, with all the information and tools that you need so that you can make a great decision buying your first home. YOU CAN DO THIS!

Tracks

The Truth About SONYMA Down Payment Assistance Program with Christine Perlow
SONYMA Down Payment Assistance Program - Introduction The Truth About SONYMA Down Payment Assistance Program with Christine Perlow Christine Perlow is a Sr. Loan Officer at Nationwide Mortgage Bankers. She has been in the mortgage industry for over 30 years and she is most passionate about helping her First Time Buyers. She has been in the SONYMA Hall of Fame for the past 10 years and always in the top 5! She is the mom to twin boys who are 18 years old graduating from High School and heading off to college! Christine and her husband are enjoying this special time. ➡️ Brooklyn Agent Services: If you'd like me to help you buy, sell, rent or renovate your home in Brooklyn, NY, let me know, I'd be happy to! Just send an email to lauramoreca@gmail.com or text me at 347-440-9582. ➡️ Real Estate Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. SONYMA Down Payment Assistance Program - Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
35:47 6/17/24
Why It Is Essential To Talk To A Mortgage Officer Early On, With David Epstein
David Epstein - Introduction David Epstein is the Vice President of First Securities Home Mortgage, and independent mortgage broker in Royal Oak, Michigan. He has been in the mortgage industry since 1993 and he focuses on giving the best customer service, follow up and attention to detail because he believes this is essential when working on mortgages. He has 4 kids and a wife and in his free time he likes golfing and being outdoors. David Epstein - Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
28:31 6/3/24
Why Agents & Lenders Need To Lead With Value (Specially After NAR's Settlement), with Paul Abraham
Paul Abraham - Introduction Paul Abraham AKA BetterCallPaul is a mortgage lender and owner of LocalLender that has been in the mortgage business for 30 years. The first 10 years he was a loan officer and now he has become a loan officer trainer. He now runs a Facebook group with over 41k loan officers when he helps them to grow their business. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
43:47 5/27/24
Why Buying Overseas Could Be The Best Option for First Time Home Buyers Today, with Rodolfo Delgado
Rodolfo Delgado - Introduction Rodolfo Delgado is a real estate startup founder based in New York and CEO of Replay Listings and Forbes contributor. He also bought his first home overseas and he is coming to share his experience and what he learned in the process. When he is not working he loves swimming and boxing. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
32:18 5/20/24
3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024
3 Ways to Compensate Buyer's Agents (and Why) Starting July 2024 In July 2024, significant changes are set to reshape how buyer's agents are compensated in real estate transactions. These changes have far-reaching implications for members of the real estate industry, as well as for home buyers and sellers. Let's delve into what these changes mean for all parties involved. These are the 3 ways you can compensate buyer's agents starting July 2024: 1. Fixed-Fee Commission Paid Directly by Consumers In this model, buyers pay a predetermined fixed fee directly to their agent for their services. Unlike traditional commission-based structures, where the agent's compensation is a percentage of the sale price, this approach offers more transparency and predictability for both buyers and sellers. Buyers know exactly how much they will pay their agent, regardless of the final sale price of the property. This can be particularly appealing for buyers who prefer a straightforward fee structure and want to avoid potential conflicts of interest that may arise from commission-based compensation. 2. Concession from the Seller Another method of compensating buyer's agents is through concessions from the seller. In this scenario, the seller agrees to cover some or all of the buyer's agent's fees as part of the overall transaction. This can be negotiated as part of the purchase agreement and is typically based on a percentage of the sale price. For buyers, this can be an attractive option as it reduces their out-of-pocket expenses for agent fees. Sellers may also benefit from offering a concession to attract more buyers and expedite the sale process. However, it's essential to consider how this concession may impact the negotiation dynamics between buyers and sellers. 3. Portion of the Listing Broker's Compensation In some cases, buyer's agents may receive a portion of the commission paid to the listing broker. This arrangement often involves the listing broker sharing a percentage of their commission with the buyer's agent as a cooperative compensation agreement. While this method is common in traditional real estate transactions, its prevalence may diminish with the new regulations limiting MLS communication of compensation offers. Nonetheless, it remains a viable option for compensating buyer's agents and can provide an incentive for agents to collaborate and facilitate successful transactions. These three methods offer distinct approaches to compensating buyer's agents and reflect the evolving landscape of real estate transactions. As the industry adapts to new regulations and consumer preferences, agents and clients alike must carefully consider which compensation model aligns best with their needs and goals. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
25:23 5/13/24
Unlocking Wealth: Why Buying a Home Sooner is Your Best Investment with Nick Mullen
Nick Mullen - Introduction Nick Mullen is a real estate agent in Northern Virginia. He believes real estate is a great wealth building tool, and it’s available to everybody. Recently, he’s been working with buyers to acquire lots to build their dream homes. When he’s not working he enjoys the company of family, playing music with his friends, and tending to his houseplants. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
26:38 5/6/24
Demystifying Mortgages: A Comprehensive Guide for First-Time Buyers by Annika Lynn
Annika Lynn - Introduction Annika Lynn is a Certified Mortgage Advisor based in South Carolina, with licenses spanning 14 additional states. She specializes in helping first-time home buyers and facilitating VA loans. Annika thrives on guiding clients toward building wealth through real estate and to getting them smoothly to the finish line and into their new home. Annika Lynn - Summary   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
33:43 4/29/24
The Art of Persuasion: Winning Your Dream Home with a Letter to the Seller, with Donovan Reyes
Donovan Reyes - Introduction Donovan Reyes is a real estate agent in Las Vegas. He sells over 100 homes a year to first time homebuyers, investors, professional athletes, and sellers. When he is not selling real estate, he is hanging out with his wife and 4 dogs.   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
23:21 4/22/24
Assumable Mortgages 101: The Key to Your First Home, with Michael Lorino
Assumable Mortgages 101 with Michael Lorino - Summary Michael Lorino is the founder and CEO of AssumeList, a site where you can see Assumable Mortgages. A military veteran with over 15 years of real estate experience, Michael recognized the coming affordability crisis with rising interest rates and wondered how homebuyers could more easily find homes for sale with assumable loans. As he researched, he realized that no search tool existed, so he created AssumeList with the goal of making homes with assumable loans more accessible. Michael lives with his family in Alexandria, VA and enjoys spending time with his wife of 17 years and two young children. Meeting Notes Veteran's Real Estate Journey and Challenges Michael Lorino, a recently retired military veteran and real estate agent with over 15 years of experience, shared his journey into the real estate business and his passion for helping families buy and sell homes. He explained that he and his wife divide their work roles, with Michael Lorino focusing on buyer transactions and his wife handling listings. They also discussed the challenges of managing their business and family life, especially during the busy spring market. Michael Lorino shared that their children sometimes accompany them to clients and participate in home showings, and that his mother helps with childcare when needed. Michael Lorino also highlighted the impact of rising interest rates on the mortgage industry, noting that current rates are around 6.5% to 7%, a significant increase from a few years ago. Assumable Mortgages: Benefits and Legality Michael Lorino and Laura discussed the concept of assumable mortgages, where a buyer can take over a seller's existing mortgage terms, including the interest rate. Michael Lorino explained this could be beneficial for buyers, as they could avoid taking out a new mortgage and save money on closing costs as they wouldn't need an appraisal or a new lender's title insurance policy. Laura highlighted that this could be especially useful for those buying homes with low, assumable mortgages. Michael Lorino confirmed that such mortgages are legal and are typically government-guaranteed. He further clarified that VA, FHA, and USDA loans are all assumable. Assumable Mortgages: Benefits and Challenges Michael Lorino discussed the potential benefits of assuming a mortgage on a new home, using a specific example of a military couple who were able to save significantly by assuming a loan with a lower interest rate. Michael Lorino emphasized that while this option can be beneficial, it may not be suitable for everyone. Laura expressed interest in how to find properties with assumable loans and whether she needed to be a VA veteran to qualify. Michael Lorino explained that only a small percentage of homes for sale have assumable mortgages, and they are typically government-backed loans. He also introduced a new search platform to help potential buyers find these types of properties. Mortgage Down Payment Requirements Discussed Michael Lorino explained the down payment requirements for mortgages, noting that it varies from property to property based on the current loan balances and the sales price. He illustrated this with an example of a $500,000 home where the existing owner's loan balance was $400,000, requiring a down payment of $100,000. However, he also highlighted that the length of time the previous owner had owned the property and the initial down payment they made could affect the feasibility of assuming the mortgage. Laura agreed, emphasizing the need to pay attention to the loan balance and sales price. Michael Lorino further explained that while some lenders offer a second mortgage option to cover the difference, it's not very common and buyers typically need to come up with at least 5% of the sales price as a down payment. Assumable Mortgages: Awareness and Challenges Laura and Michael Lorino discussed the lack of awareness about assumable mortgages, a financing option that allows buyers to take over the existing mortgage of a home they wish to purchase. Michael Lorino explained that while assumable mortgages are gaining traction, particularly in areas with high concentrations of military personnel, they are not yet widely known or advertised. He also pointed out that existing lenders, who profit from issuing new loans, are not incentivized to support assumable mortgages. Laura expressed a desire to learn more about Michael Lorino's platform and how it operates. Assumable Loans in Real Estate Transactions Michael Lorino and Laura discussed the process and potential advantages of assumable loans in real estate transactions. Michael Lorino explained that although assumable loans can take longer to process, the VA has issued new guidance directing lenders to process them within 45 days. He suggested that buyers could offer the savings from an assumable loan as an incentive to sellers, potentially making their offer more attractive. Laura clarified that the $25,000 offered as an incentive is added to the purchase price and is not required as additional cash. They also discussed the advantage of not needing an appraisal and the potential for long-term savings on interest rates. AssumeList.com: Homebuyer Search Platform for Assumable Mortgages Michael Lorino discussed the creation of his search platform, AssumeList.com, aimed at helping homebuyers find properties with assumable mortgages. The platform allows users to search based on various criteria and provides detailed information about the properties. Michael Lorino also mentioned a new feature that shows the down payment requirement. Laura inquired about the data source, and Michael Lorino explained that they have a direct connection into the Multiple Listing Service (MLS) and also use public record data. Michael Lorino also clarified that there is a nominal subscription fee for using the platform. Michael Lorino emphasized the importance of user feedback in shaping the product and mentioned that recent updates were based on user suggestions. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. 🌟 Mortgage Interest Rates Today: Your mortgage will be the most expensive cost on owning a home this is why you need to be aware of the mortgage interest rates today and try to get the lowest. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
37:59 4/15/24
FHA 203k Loan Requirements: Empowering Home Renovators With Andrew Winnard
FHA 203k Loan Requirements - Introduction Andrew Winnard is a certified home inspector based in Maryland and HUD 203K consultant that takes great pride in the fact that he is able to work with home buyers to take advantage of one of the most powerful loan programs offered to the public.   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
33:33 4/8/24
Unlocking Secrets: The 3 Questions Top Real Estate Agents Ask First Time Home Buyers, with Chastin J. Miles
Introduction Chastin J. Miles is a real estate agent who focuses on Dallas properties. He specializes in various types of real estate, like houses, condos, commercial buildings, and luxury rentals. Chastin J. Miles and his team aim to change the way people think about real estate transactions. They go above and beyond what typical agents do. Chastin J. Miles wants to be more than just a real estate agent. He wants to help people understand their local communities better. He also offers services in design, marketing, and sales for buyers, sellers, developers, and investors. Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
33:21 4/4/24
$75,000 Seller Concessions and the Intriguing World of Buying a Home in 2024 with Amanda Shepherd
Introduction – Amanda Shepherd Amanda Shepherd is a real estate broker in Seattle-Tacoma with Compass. She's the recipient of the Tacoma-Pierce County Association of Realtors Rookie of the Year award in 2022, and is passionate about helping first time home buyers achieve their goals. When she's not working, she's volunteering at local organizations like Rebuilding Together, the South Sound, her local Chamber of Commerce, or exploring the best Pacific North West hiking trails with her 8 year old daughter, Dylan.   Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
29:37 4/1/24
Moving Horror Stories And How To Avoid Them in 2024 with Justin Revland
Summary Justin Revland is the Marketing Manager for Hornet Moving in Charlotte, North Carolina. He enjoys representing a locally owned and operated small business that is doing big things in a quickly growing city. When not working, he stays busy finding new ways to get outdoors and spending time with his wife and 3 young children. Summary Home Buying Resources Navigating the world of home buying can be overwhelming, especially for first-time buyers. That's why we've compiled a list of valuable resources to guide you through the process seamlessly. ➡️ Referrals: 🌟 Find A Real Estate Agent Near Me: Looking for a trustworthy real estate agent in your area? Our referral service connects you with experienced real estate agents near you, ensuring you have the right expert by your side throughout your home-buying journey. 🌟 Find A Mortgage Broker Near Me: Securing the right mortgage is crucial. Our network of trusted local mortgage brokers near you helps you find the best rates and terms tailored to your financial situation, making your dream home within reach. ➡️ Free Home Buyer Resources: 🌟 Home Buying Checklist: Our comprehensive home buying checklist covers everything you need to consider when buying your first home. From budgeting to inspections, this resource ensures you stay organized and avoid common pitfalls. 🌟 Best Home Buying App: Our app is one of the best home buying apps in the market that simplifies your search, organizes your preferences, and keeps you informed about the latest development on your home buying process. Finding your dream home has never been more convenient. 🌟 Homes For Sale Aggregator: Our aggregator compiles listings from various sources, providing you with a centralized platform to explore available homes. Save time and energy by having all the information you need in one place with our homes for sale aggregator. 🌟 First Home Buyer News: Stay in the know with the best newsletter for first time home buyers  that delivers curated content, market insights, and expert tips directly to your inbox. It's the ultimate resource for staying informed and making informed decisions. 🌟 Smart Home Buyer Calculator: Dive into the best home buyer calculator that includes 4 powerful calculators to help you understand if you should buy a home or not and understand how much exactly it will cost . 🌟 Improve Your Credit Score: Your credit score plays a vital role in the home-buying process. Use our recommended credit score check tool to understand where you stand financially and to improve your credit score so and can pay less on your mortgage. ➡️ Social Media ⭐ YouTube: https://www.youtube.com/@iamlauramoreno1 ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
36:43 3/28/24
The House Hacking Blueprint: Lessons from a 17-Unit Owner, with Seana Caine
Introduction Seana Caine is a real estate agent in Rochester, NY. She loves working with first time homebuyers and helping them buy their first home. When she is not working she loves traveling and spending time with her husband. Home Buying Resources ➡️ Referrals ⭐ Find A Real Estate Agent Near Me ⭐ Find A Mortgage Broker Near Me ➡️ Free Resources ⭐ First Home Buyer Checklist ⭐ First Time Home Buyer Resources ⭐ Best Home Buying App ⭐ Homes For Sale Aggregator ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator ⭐ Smart Home Buyer Calculator ➡️ Get The BEST CREDIT SCORE Tools ⭐ Best Credit Score Check For First Time Home Buyers ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
27:14 3/25/24
The Home Triangle Methodology, Unlocking the Perfect Home with Alison Derse
➡️ Description Alison Derse is an award-winning Realtor in Portland, OR. Her mission is to offer heartfelt care and white glove service with the best tools, resources and local market knowledge the industry has to offer. She works across all of Portland and surrounding suburbs. When she is not working, she loves entertaining and exploring the city with her husband and two young children. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
34:40 3/21/24
Building Wealth Building Homes The ABCs of Construction Loans with Danielle Andrews
Description Danielle Andrews is the Broker and Owner of Realty ONE Group Next Generation in Tallahassee, Florida. Danielle has been working in the real estate industry in Florida since 2016. She is an Educator by nature, having spent four years teaching Middle School Social Studies. She enjoys bringing her passion for education into her real estate sales business and brokerage.  In her spare time, she enjoys traveling, eating at new restaurants, spending time with her family, and catching up on the latest TV shows and movies. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
30:56 3/18/24
Empowering Home Buyers Unleashing the Power of Home Buyer Education with Matt Gouge
Description MattTheMortgageGuy is a mortgage broker who is passionate about helping first time homebuyers create life changing opportunities through homeownership. Over the last decade he has created thousands of hours of content across YouTube, Instagram, Facebook, TikTok to educate homebuyers to make great decisions around buying a home. Outside of work Matt is a dedicated father of 2 boys (10 & 14), husband to his wife of 15 years (Katrina), and lifelong fan of the Sacramento KINGS! Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
38:28 3/14/24
Where to Begin: Relocation Tips for First-Time Home Buyers with Darren Kaplan
Description Darren Kaplan, known as MrMortgageGuru, is a husband of 23 years and a proud father to two wonderful children—a boy and a girl. As a seasoned mortgage banker, he has over 200 positive Zillow reviews, maintains a thriving YouTube channel with over 5000 subscribers, and brings over 20 years of valuable experience to his profession. Outside of work, Darren enjoys playing pickleball and collecting sports cards. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
43:02 3/11/24
More Than Numbers Choosing a Lender Who Understands Your Story with Danny Meier
Description Danny Meier is a mortgage loan officer out of the Seattle area where he was born and raised. He has been the #1 loan officer in the state for three years in a row and is ranked top ten nationally amongst all loan officers. He is a homeowner, investor, loving husband and father. What makes him tick is helping people make sound financial decisions and meeting people where they are at. Listening is what he considers his greatest skill Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
39:01 3/7/24
The 3 Forces Behind the Fluctuations in Home Prices with Jeb Smith
Description Jeb Smith is a Real Estate Broker and Content Creator located in Huntington Beach, CA. He enjoys educating first time home buyers on the importance of homeownership and providing the guidance necessary to help them accomplish their goals. Jeb loves being active and spending time with his wife and 3 boys. Useful Links ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
29:51 3/4/24
2500 Loans Later - Top Advice for First-Time Home Buyers with Dane Moler
➡️ Description Dane Moler is a Division President with Primary Residential in the San Francisco Bay Area. He is an expert in all things mortgage with more than 22 years in the mortgage industry and having personally funded over 2,500 residential mortgages. Outside of the office he is an avid mountain biker, snowboarder, and travel enthusiast. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
42:22 2/29/24
Why You Need The Best Real Estate Team with Brett Ari Fischer
➡️ Description Brett Ari Fischer is a real estate agent in New York City. He loves working with homebuyers and sellers. When he is not working he loves playing sports, reading, making videos, cooking, going to the gym and watching sports. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
37:22 2/26/24
Whats Wrong With The Real Estate Sector Today With Craig Rowe
➡️ Description Craig Rowe is a journalist based in Truckee, CA, focusing on proptech, marketing and consulting for real estate. He's also a backpacking guide in Yosemite National Park and the Eastern Sierra Nevada. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
49:35 2/22/24
Why 4 Interest Rates Where A Historical Anomaly with Andrew Galler
➡️ Description Andrew Galler is a Realtor in Portland, Oregon and has been helping people buy (and sell) homes since 2001. His passion is navigating his clients' largest financial and emotional investment in their lives: their HOME. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
34:48 2/19/24
Real Estate is URGENT Why You Need To Get Into Every House The Minute You Can With Kimberley Tufts
➡️ Introduction Kimberley Tufts is a licensed REALTOR® serving New Hampshire and also Massachusetts. She is determined and committed to making the transaction as stress-free as possible and even fun while providing the utmost excellent service earning your trust, future referrals, and repeat business. First-time buyers are her favorite because the joy that comes from educating a first-time buyer through the process from start to finish and turning over the keys at closing is like no other. When Kim is not working or mentoring her group she enjoys spending time with her family, friends, 2 cats, the ocean, and yoga. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tool ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? ⭐ Watch these videos in my YouTube playlist: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
39:04 2/15/24
How To Get $25k Off From Your First Home with Robert Davenport
➡️ Introduction Robert Davenport is a seasoned real estate agent in Indiana who enjoys making your home dreams come true. As an Indiana native, Robert recognizes the trust his clients place in him and takes the lead with savvy negotiation skills, value, dedication and always putting his clients first. In his spare time he enjoys being with his family, hiking, playing tennis and running as well. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tool ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? ⭐ Watch these videos in my YouTube playlist: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
21:39 2/12/24
The Top 5 Components That All Home Inspectors Need To Check With Andrew Winnard
➡️ Introduction Andrew Winnard is a home inspector in Central Maryland who loves working with first-time homebuyers. He encourages all homebuyers to follow him through the on-site inspection so he can report and advise on the overall condition of the home while answering any questions they might have. ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tool ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? ⭐ Watch these videos in my YouTube playlist: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
31:20 2/8/24
Navigating the Real Estate Rollercoaster: A Recap of 2023 and Insights for 2024
Introduction Hello and welcome back to The First Time Home Buyer Podcast! I'm thrilled to be back with you for a brand new season. It's been a while, and I appreciate your patience. Today, we have a special episode in store for you as we catch up on what's been happening in my life and the real estate world. My Story: Making Home Buying Easier In the last four years, my story has been all about making buying a home easier. I went through a tough time buying my own home in New York City – it was super confusing and stressful. The professionals I worked with weren't the best, and I felt clueless and embarrassed. That's when I decided to create The First Time Home Buyer Podcast and HomeFlow, an all-in-one platform to help people buy homes. Techstars Experience: Pivoting to Help Employees Over the past year, I got involved with Techstars, which was an incredible experience. I made a big change with HomeFlow, deciding to sell the solution directly to companies and their employees. This shift aimed at making the dream of owning a home come true for employees while keeping companies and their workforce happy. However, after a few months, I realized it would take too long to make deals with companies. So, after some thinking, I decided to go back to helping home buyers directly by creating educational content and restarting the podcast. Real Estate Market Overview for 2023: A Tough Year In simpler terms, 2023 was a tough year for both buying and selling homes. Here's a snapshot: Home Prices Went Up: The average price in the U.S. increased from $407,000 in 2022 to $409,000 in 2023. Rent Was High: Rent prices peaked at $2,050 in August, leading more people to consider buying despite challenges. High Mortgage Rates: Interest rates went above 8%, making mortgages more expensive. Low Inventory: Fewer homes for sale due to high mortgage rates and low construction. Inflation: Peaked at 6.6% year over year in February, influencing the housing market. Homes Took Longer to Sell: Average days on the market increased to 37. Price Drops: 15.3% of listings experienced price drops. Cash Purchases: Nearly 33% of homes were purchased with all cash. Less Competition: Bidding wars decreased with rising mortgage rates. Fewer Investor Purchases: Investor purchases dropped by a record 48.6%. NAR Challenges and Lawsuits: Changing the Game In addition to market challenges, the NAR (National Association of Realtors) faced lawsuits, potentially changing the way agents get paid. The key impacts include potential changes in agent commissions, impact on costs, transparency and consumer trust, potential new fee structures, uncertainty in the market, shift towards transparency, possibility of more consumer-friendly practices, and exploration of alternative options. What to Expect for 2024 and Tips to Navigate the Market Low inventory means sellers have the upper hand. Mortgage rates, although down from their peak, remain high. House prices are still high with no signs of decreasing. Potential market spur if rates drop further in 2024. Personal Recommendations Don’t buy until interest rates go down, and if you do, ensure you can refinance and cover new costs. Why I Restarted the Podcast "Now, you might be wondering why I decided to restart the podcast. Well, despite the challenges, I believe in the importance of providing you with valuable information, especially during these uncertain times. I'm committed to supporting you, the first-time home buyers, and guiding you through the changes in the real estate market." What to Expect in Season 2 More interviews with the best real estate professionals, journalists, technology founders, all supporting home buyers. Closing Thank you for being part of The First Time Home Buyer Podcast family. Your support means the world to me, and I'm looking forward to an amazing season ahead. Connect with us, subscribe to our new YouTube channel, and share the podcast. Until next time, take care and happy home hunting! ➡️ Referrals ⭐ Get a Referral to a Top Mortgage Lender or Realtor - http://lauramoreno.com/referral ➡️ FREE Home Buying Checklist ⭐ Download the Most Comprehensive Home Buying Checklist: https://lauramoreno.com/home-buying-checklist/ ➡️ Get The BEST Home Buying Tools & Resources ⭐ Home Buyer Resources + Tools: https://lauramoreno.com/ ⭐ Project Management Platform For Your Home: https://homeflow.co/ ⭐ Property Aggregator Chrome Extension: https://chrome.google.com/webstore/detail/homeflow/cppljkkofnppfeackjnepcghdbekkpoh ➡️ Get The BEST Home Buying CALCULATORS ⭐ Buy Vs Rent Calculator: https://lauramoreno.com/the-buy-vs-rent-calculator/ ⭐ Smart Home Buyer Calculator: https://lauramoreno.com/the-smart-home-buyer-calculator/ ➡️ Get The BEST CREDIT SCORE Repair Tools ⭐ Review Your Credit Score With MyFico: https://lauramoreno.com/myfico/ ➡️ Ready to Buy Your First House? Watch these videos in my YouTube playlist ⭐ How to buy a house: https://www.youtube.com/playlist?list=PLxnn3zGLexPTtB133pCjCtD-M40KrIs7T ➡️ Social Media ⭐ Instagram: https://www.instagram.com/iamlauramoreno ⭐ Twitter: https://twitter.com/iamlauramoreno ⭐ LinkedIn: https://www.linkedin.com/in/Iamlauramoreno ⭐ TikTok: https://www.tiktok.com/@iamlauramoreno ➡️ Hire Me ⭐ Speaking, Events, Podcast Interviews, Collaborations & Endorsements - info@lauramoreno.com ⭐ Schedule a 1-1 Home Buying Consultation → https://lauramoreno.com/1-1-consultation/ ➡️ Contact Laura I'd love to hear from you! If you have a longer question, or if you have a business-related inquiry, please send me an email at info@lauramoreno.com. I try my best to reply to all e-mails but sometimes I do not have enough time to respond to everyone. ➡️ Join Our Smart Home Buyers Facebook Group ⭐ https://www.facebook.com/groups/thesmarthomebuyer/ ➡️ Disclaimer Laura Moreno is not a practicing tax accountant or a licensed attorney or financial adviser. Therefore, the information in these videos shall not be relied upon as tax, legal, or financial advice from a qualified perspective. If you need such advice, please contact a qualified tax accountant, attorney, or financial adviser. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that it is free from errors. You expressly agree not to rely upon any information contained in this video - it is for entertainment purposes only. This video description may contain affiliate links that allow you to easily find the items mentioned in my videos as well as support the channel at no cost to you.
12:43 2/5/24
Home Inspection Reports (Explained): The 4 Sections Of Our Home Inspection Reports, with Kurt Grasset
Introduction Kurt Grassett is the owner and General Manager of Norway Hill Home Inspections, a home inspection company in Peterborough, New Hampshire with over 800 5-star reviews where they love loves teaching prospective home buyers about their new home. When not working Kurt likes to fly fish, travel to see his kids, and ride his motorcycle. Get In Touch With Our Guest, Kurt Grassett If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: Podcast Guest Search Awesome Resources For First-Time Home Buyers If you’d like to access other great resources for first-time home buyers just click on this link: First-Time Home Buyer Resources Let's Talk I'd love to talk to podcast listeners and get to know you all better! I can also help you answer any questions you have about buying your first home! So if you'd like to talk about that let's jump a quick call! Just schedule a time that works for you here: Schedule A Call With Laura Moreno Feedback I love receiving feedback so please, if you'd like to tell me how you'd improve the podcast, send me an email or schedule a call with me for that works for you here: Schedule A Call With Laura Moreno Share The Love If you know someone looking to buy their first home and you think this information would help them,  just share it with them. They will really appreciate it. Subscribe To The Podcast Apple | Google | Spotify | Stitcher | iHeart Connect On Social Media YouTube | Instagram | Facebook | Twitter | LinkedIn Do you want to start your own podcast? Then enroll in The Free Podcast Course today, which is the course that I followed to create this podcast.
30:23 12/16/22
Buydown MasterClass (OR) How How To Temporarily Reduce Your Interest Rate, with Amy Slotnick
[fusebox_track_player url="xxx" ] Introduction Amy Slotnick is a SVP, Branch Manager, and Senior Mortgage Advisor in Newton, MA. She is a 40-year veteran of the mortgage industry and she is passionate about educating buyers through the home financing process. In her free time, she enjoys visiting her daughter, son-in-law, and new grandson in Washington, D.C. Get In Touch With Our Guest, Amy Slotnick If you’d like to get in touch with our guest today, click on the link below and I will send you a warm introduction: Get In Touch With Our Podcast Guest Today Find The Perfect Real Estate Agent Near You If you’d like to find a great real estate agent near you, just go to this link: Real Estate Agent Near Me Podcast Sponsors Find an Agent with HomeFlow: The key to having a calm and successful home buying experience starts with having the best real estate agent. This is why you need to interview a few. To get the process started just go to Tryhomeflow.com Dovly: 10 million of Americans have errors in their credit reports that lower their credit score. To fix those error try Dovly.com MyFico: 90% of top lenders use FICO® Scores—do you know yours? Check your FICO Score at MyFico.com The Smart Home Buyer Calculator: Use our 4-in-1 super-smart calculator to make sure you know your numbers before buying your first home. Get it now at The Smart Home Buyer Calculator Rate The Podcast Click on this link to Rate and Review "The First Time Home Buyer Podcast" on iTunes. You can also subscribe to the podcast there. I will really appreciate it, thanks so much in advance! Listen To A Podcast Guest In Your Area If you’d like to find podcast guests for your specific location or profession just click on the link below to search for them: Podcast Guest Search Awesome Resources For First-Time Home Buyers If you’d like to access other great resources for first-time home buyers just click on this link: First-Time Home Buyer Resources Let's Talk I'd love to talk to podcast listeners and get to know you all better! I can also help you answer any questions you have about buying your first home! So if you'd like to talk about that let's jump a quick call! Just schedule a time that works for you here: Schedule A Call With Laura Moreno Feedback I love receiving feedback so please, if you'd like to tell me how you'd improve the podcast, send me an email or schedule a call with me for that works for you here: Schedule A Call With Laura Moreno Share The Love If you know someone looking to buy their first home and you think this information would help them,  just share it with them. They will really appreciate it. Subscribe To The Podcast Apple | Google | Spotify | Stitcher | iHeart Connect On Social Media YouTube | Instagram | Facebook | Twitter | LinkedIn Do you want to start your own podcast? Then enroll in The Free Podcast Course today, which is the course that I followed to create this podcast! Transcript This is an automatic transcription (sorry for the typos in advance! 😅)
35:21 12/14/22