Welcome to the Wealth On Main Street podcast, a North American guide to building dependable wealth. Join Richard Canfield and Jayson Lowe as they unlock the secrets to creating financial peace of mind in an uncertain world. Discover the strategies and mindsets for a financial future you can bank on. Discussing The Infinite Banking Concept and strategy of Becoming Your Own Banker in Canada and the USA as only Canucks Can! Formally known as Wealth Without Bay Street, Richard and Jayson polled thier amazing audience and in September 2024 rebranded the Podcast to Wealth On Main Street to speak to the many people that serve all over North America. You can find the Podcast on YouTube at https://wealthwithoutbaystreet.com/youtube
Wealth Without Bay Street 235: Escaping Financial Ruin with Proven Infinite Banking Tactics with Andrew Murdoch PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Do you feel trapped in an endless cycle of debt, battling the daunting dragons of financial ruin? In this episode, we explore how the Infinite Banking Concept can transform your financial strategy. We sit down with Andrew Murdoch, a seasoned practitioner of IBC, who shares his personal journey from financial turmoil […]
9/4/24 • 44:09
Wealth On Main Street Extra EP: HUGE UPDATE: Welcome to Wealth on Main Street! PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Get ready for a transformation! Welcome to “Wealth on Main Street,” where financial success is redefined with practical strategies and fresh insights. In this episode, we discuss the exciting transition from “Wealth Without Bay Street” to “Wealth on Main Street.” Discover why this change is more than just a new name—it's about connecting […]
9/2/24 • 08:03
Wealth Without Bay Street 234: Investment Banker Becomes Infinite Banker PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ What happens when a seasoned investment banker discovers the Infinite Banking Concept? In this episode, we talk with Satish Mehra, a former investment banker who transitioned into the world of Infinite Banking. Satish shares his experiences, insights, and the transformative impact of Infinite Banking on his life and career. Infinite Banking offers unparalleled control and flexibility over […]
8/28/24 • 49:32
Wealth Without Bay Street 233: How to Build Mental Toughness and Achieve Optimal Health with Robb Evans PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Living your best life requires more than just financial success, it demands mental toughness and optimal health. In this episode, we are joined by Robb Evans, a fitness and nutrition expert with over 36 years of experience. Robb shares his insights on mental toughness, the importance of daily habits, and […]
8/21/24 • 51:48
Wealth Without Bay Street 232: How Infinite Banking Can Transform Your Financial Future PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Financial freedom isn't just about accumulating wealth—it's about living it. Having complete control over your financial decisions while building a legacy of wealth for generations is an absolute dream for many. Fortunately, infinite banking allows us to achieve that. In this episode, we are joined by Nate Scott from Living Wealth. Nate shares his […]
8/13/24 • 57:13
Wealth Without Bay Street 231: 2024 Tax Changes: What Business Owners and Real Estate Investors Need to Know PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Understanding the 2024 tax changes is crucial for making informed decisions that can impact your financial future. In this episode, we discuss the 2024 tax changes and the critical questions you should be asking. Business owners need to be aware of how tax changes affect corporate structures and dividends. […]
8/7/24 • 53:29
Wealth Without Bay Street 230: Private Lending With Infinite Banking: How Al Ahh Achieved Financial Success PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Private lending combined with the Infinite Banking Concept offers a pathway to financial independence that is both innovative and effective. In this episode, we are joined by Al Ahh, who shares his journey from discovering the Infinite Banking Concept to utilizing private lending to create financial freedom. Al’s story is filled […]
7/31/24 • 50:23
Wealth Without Bay Street 229: Exploring the Stability and Long-Term Benefits of Mutual Insurance with Martin Reeves PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Imagine a financial institution that prioritizes you, the policyholder, over shareholders. Mutual insurance companies do just that, providing unique benefits and aligning their success with yours. In this episode, we speak with Martin Reeves, Head of Individual Insurance Business for Equitable Life of Canada. Martin brings over 20 years of […]
7/24/24 • 71:24
Wealth Without Bay Street 228: Velocity Banking and Infinite Banking Combined PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ In this episode, Denzel Rodriguez, a seasoned entrepreneur and YouTube personality with over 55,000 subscribers and more than 4 million views, shares his journey with Velocity Banking. We delve into the origins of Velocity Banking, its practical applications, and how combining it with Infinite Banking can create a robust financial strategy. Tune in now and optimize […]
7/17/24 • 44:07
Wealth Without Bay Street 227: Why Should You Consider The Infinite Banking Concept PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Achieving financial freedom is a goal for many, but the path to get there can seem complex and overwhelming. In this episode, we talk with Clayton Smith, CET, Founder and Senior Technologist of C5 Projects, a certified engineering technologist turned entrepreneur who has successfully implemented the Infinite Banking Concept. Clayton shares his journey, insights, […]
7/10/24 • 48:17
Wealth Without Bay Street 226: Maximizing Marketing Through Effective Copywriting PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Are you struggling to get your marketing emails noticed? Effective copywriting can transform your business, turning your email list into a goldmine of opportunities. In this episode, we are joined by William Wang, founder and CEO of Growth Labz, a result-focused marketing agency that specializes in helping B2B companies get qualified leads and turn them into dream […]
7/3/24 • 37:47
Wealth Without Bay Street 225: RESPs Explained | Reasons Why You Should Not Use An RESP PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ RESP is NOT the best choice for securing your child's future– don't let traditional savings plans limit your financial potential! In this episode, we navigate through the maze of Registered Education Savings Plans (RESPs) and discuss alternative strategies that could reshape your financial planning for educational and familial prosperity. Learn how […]
6/26/24 • 54:07
Wealth Without Bay Street 224: The Power Of Infinite Banking In Your Family PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/ Website: https://dontspreadwealth.com/ Tired of traditional financial strategies that leave you feeling out of control? In this episode, we're joined by Kyle Fuller, the founder of Factum Financial. Kyle has revolutionized the way over 2,000 families approach their finances, building a staggering $650 million in legacy wealth. Discover the secrets of using life insurance as your personal […]
6/19/24 • 46:09
Wealth Without Bay Street 223: Thinking Big To Foster Global Change with Sir Darren Jacklin In this episode, we sit down with Sir Darren Jacklin, a global influencer and philanthropist, who has trained top executives across the globe and is now focused on global change through his ambitious philanthropic goals. Discover how Darren’s journey from living in a treehouse to impacting millions worldwide exemplifies the boundless potential of setting colossal goals. We'll explore his unique “Idea Party” concept, and delve into the power of leveraging personal and professional networks. We're either coming from a problem, in a problem, or heading […]
6/12/24 • 39:42
Wealth Without Bay Street 222: Use infinite banking to buy a business | Jim Oliver Do you want to avoid traditional financial strategies that leave you feeling stuck? In this episode, we dive deep into the Infinite Banking Concept (IBC) and how it can be a game-changer for entrepreneurs looking to buy and scale businesses. Join us as Jim Oliver, a seasoned Infinite Banking practitioner, reveals the secrets to creating a financial tailwind using this powerful strategy. Discover how real-world business owners have successfully implemented IBC to acquire businesses and build substantial wealth—beyond the confines of Wall Street. Jim's transformative […]
6/5/24 • 54:37
Wealth Without Bay Street 221: Pioneering Disease Detection with Advanced MRI Technology How can Imaginostics, a cutting-edge technology, transform early disease detection and treatment? In this episode, we discuss the technology behind Imaginostics. Our guests, Codi Gharagouzloo and Valerie Gharagouzloo, discuss the integration of advanced MRI technology with nanoparticle imaging to enhance medical diagnostics, paving the way for a new era in healthcare. Tune into this episode to learn about the groundbreaking advancements in MRI and nanoparticle imaging. Discover how this technology promises a future where preventive medicine can save more lives and reduce healthcare costs. ▶️ Pioneering Disease Detection with […]
5/29/24 • 57:07
Wealth Without Bay Street 220: Explaining The Infinite Banking Concept To Communities with The Cash Compound In this episode, we're diving deep into the Infinite Banking Concept, shedding light on how you can be your own banker, and exploring its profound impact on families. Joined by the dynamic duo, Jeremiah Dew and Jonah Dew, this discussion is more than just financial advice—it's a revolution in your economic thinking. Also known as the “banking brothers,” Jeremiapersoh and Jonah share their journey from confusion to mastery in managing personal finance through infinite banking. If you're navigating the complexities of family finances and […]
5/22/24 • 50:29
Wealth Without Bay Street 219: Is Infinite Banking Worth It? Scott Butt's Transformation How can Infinite Banking revolutionize your financial life? In this episode, we delve into the powerful story of Scott Butt and his journey with the Infinite Banking Concept (IBC). Discover how Scott transformed his financial approach, creating more wealth and gaining independence, as we unpack the essentials of Infinite Banking, its benefits, and how you can apply its principles to achieve financial freedom. Don't miss this opportunity. Discover why Infinite Banking could be the key to unlocking your financial potential. Start your journey toward true financial independence! […]
5/15/24 • 41:47
Wealth Without Bay Street 218: Real Estate Investor Uses Infinite Banking in Quebec Canada How can you maximize your real estate investments in Quebec? In this episode, we dive deep into the innovative strategies behind successful real estate investments in Quebec, Canada. We are joined by Axel Monsaingeon, a trailblazer in Quebec's real estate scene, who shares his journey from the corporate world to becoming a real estate mogul. Discover how integrating the Infinite Banking Concept has revolutionized his approach to building and sustaining wealth. Tune in now and discover how to take control of your financial […]
5/8/24 • 40:37
Wealth Without Bay Street 217: Federal Budget 2024: Capital Gains Tax Increase How will the Canadian 2024 Federal Budget and Capital Gains Tax Increase affect you? In this episode, we dive into the Federal Budget 2024's significant changes, particularly the increase in the capital gains tax. With expert insights, we unravel how these adjustments could impact Canadian investors, entrepreneurs, and property owners. Prepare for a clear breakdown of what this means for your financial strategy and investment portfolio. Tune into this insightful episode to arm yourself with the knowledge and strategies you need to optimize your financial plans. […]
5/1/24 • 51:46
Wealth Without Bay Street 216: Building a Family Financial Legacy Through Infinite Banking How do you create a lasting financial legacy for your family? In this episode, join us as we sit down with the dynamic duo, Darius and Carmen Britt, from the popular Wealth Nation YouTube channel. We dive into their transformative journey with the Infinite Banking Concept, exploring how it's not just about personal financial growth but building a robust financial legacy for the entire family. Don't miss out on this insightful discussion on weaving the Infinite Banking Concept into the fabric of family financial planning. Tune […]
4/24/24 • 52:00
Wealth Without Bay Street 215: Infinite Banking Concept After Age 55, Can I Do It? Can you do the Infinite Banking Concept even after 55 years of age? In this episode, we go into a deep discussion whether the Infinite Banking Concept can work for individuals over the age of 55. We explore real-life examples and discuss both the potential and the limitations of starting this financial strategy later in life. Also, we'll shed light on what you need to have in place to make it work for you at this stage. Tune in now to discover how you can […]
4/17/24 • 80:29
Wealth Without Bay Street 214: Replacing Your Salary with Real Estate Ready to revolutionize your financial future with time-tested strategies? In this episode, we discuss the power of sustainable financial growth through real estate and the Infinite Banking Concept with Donny Mangos, a wealth strategist and real estate aficionado. Discover how Donny has transformed his approach to wealth creation and how these strategies can be seamlessly integrated into your life for long-term financial independence and success. Tune in and make your money work smarter, not harder! ▶️ Replacing Your Salary with Real Estate Key Points: 00:00 Introduction 02:55 The infinite […]
4/10/24 • 58:47
Wealth Without Bay Street 213: What Problem Does Infinite Banking Solve? Eager to uncover the silent culprit behind financial constraints? In this episode, we delve into the core of what Infinite Banking aims to solve, with our special guest, Dan Allen. We're peeling back the layers of the financial hurdles that families, entrepreneurs, and business owners face. Rethinking your financial strategies can lead to greater independence and control over your wealth. Tune in and discover how to turn financial challenges into opportunities with Infinite Banking. ▶️ What Problem Does Infinite Banking Solve? Key Points: 00:36 Introduction […]
4/3/24 • 34:35
Wealth Without Bay Street 212: The Go Giver Mindset With Bob Burg and Sarbloh Gill Are you ready to transform your approach to success and financial independence? In this episode, we dive deep into the Go-Giver Mindset with best-selling author and renowned speaker, Bob Burg. Discover the transformative power of giving more in value than you take in payment. Whether you're an entrepreneur, a leader, or someone exploring the Infinite Banking Concept, this dialogue is your gateway to redefining success. Tune in and we’ll guide you to a world where giving is the ultimate key to receiving. ▶️ The Go […]
3/27/24 • 35:39
Wealth Without Bay Street 211: Wealth Creation Through Real Estate Wondering how to turn real estate into real wealth? In this episode, we unravel the secrets of wealth creation through real estate with Meghan Hubner, a seasoned independent consultant dedicated to guiding established businesses on their journey to sustainable growth. Meghan shares her transition from the healthcare industry to real estate consulting, offering unique insights into the challenges and opportunities within the real estate market. Discover the critical link between solid business foundations and successful real estate investing. Tune in to guide you through the maze of real estate […]
3/20/24 • 49:16
Wealth Without Bay Street 210: Upgrading Your Wealth By Upgrading Your Health Can upgrading your health be the secret to boosting your wealth? In this episode, we're diving into the powerful link between your health and financial success. Joined by Barton Scott, Founder and CEO of Upgradedformulas.com, we explore how innovative health solutions can lay the groundwork for financial prosperity, especially for those intrigued by the Infinite Banking Concept. Discover the transformative potential of stabilized nano minerals and how they can amplify your journey toward financial independence. Tune in and learn how small, consistent steps in wellness can lead […]
3/15/24 • 44:20
Wealth Without Bay Street 209: Buying a House with the Infinite Banking Concept In today's Client Series episode, we have the pleasure of welcoming Adam Marshall to our show. With an impressive track record as a Hall of Fame and Lifetime Achievement awardee for Re/Max in Ontario, his expertise in the real estate industry spans over two decades. From countless houses sold to every type of transaction imaginable, Adam has truly seen it all. He openly expresses his early reservations about life insurance in general. Being a firm believer in the philosophy of “Buy Term and Invest the Difference,” it […]
3/6/24 • 41:10
Wealth Without Bay Street 208: Infinite Banking Nuances and Your Behavior The insurance industry still suffers from a negative reputation due to the turn-and-burn method of selling. Instead of prioritizing service, salespeople focus solely on meeting goals and earning commissions. Understanding the importance of a professional advisory relationship is the key to building a long-lasting plan that will support you throughout your entire life. Ryan Griggs, the founder and principal advisor of Griggs Capital Strategies, discusses the nuances of purchasing whole life insurance. He emphasizes the importance of being cautious when receiving shallow advice and truly understanding the significance of […]
2/28/24 • 51:39
Wealth Without Bay Street 207: Tax Reporting Rules That Suck! Watch Out For Trusts! Are you involved in a bare trust arrangement? Currently, we are at the one-year mark since Bill C-32 was enacted. This means that we are now entering the first tax reporting season under this law, covering an entire tax year. This bill, which initially seemed harmless, will potentially cause some unexpected issues. So, what does this mean for the average Canadian consumer? If you want to stay ahead and understand the impact on your financial life, tune in – we've got all the details you […]
2/21/24 • 39:57