As a doctor, you spent decades in school to get to where you are. Unfortunately, during all those years in medical school and residency, you probably didn't receive a financial education. But, not to worry. That’s where I come in. Think of this podcast as your financial residency without the long hours and sleepless nights! I will guide you through a financial education resulting in money confidence and clarity in this critical aspect of your life. You’ll understand how you make money, how you spend money, how your hard-earned money can work for you, and how to protect yourself and your family. I have witnessed residents and fellows bombarded by life and disability insurance salesmen and other “investment” pitches that are not in their best interest. You didn’t receive any formal financial education in your decades of medical training, so how are you supposed to know the good financial advisors from the bad? This podcast will help with that. Remember, it’s ok to not know the difference between a ROTH IRA and a 403b or which 529 plan is best. This podcast will simplify highly complex concepts and translate industry jargon into plain English. Are you ready to take action and make smarter, more informed financial decisions? Great - let's do this! Let your financial residency begin.
A final thank you to all the loyal listeners as we end the Financial Residency Podcast Series. Please visit our website, www.financialresidency.com when you need to find a trusted resource for physician mortgages.
9/30/24 • 01:51
Are you a physician considering a side hustle? Recent statistics show that 36% of physicians engage in outside income activities, driven by salary cuts and the desire for financial diversification. Understanding the terms of your contract is crucial, as it may contain restrictions on outside activities. In this discussion, we explore the benefits of side hustles, potential income strategies, and how Contract Diagnostics can assist you in navigating your employment contract to ensure compliance while maximizing your earning potential. Reach out to us for expert guidance! Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/29/24 • 01:39
In the complex world of physician compensation, deciding between a low base salary with a lower patient cap or a higher salary with a higher patient cap can be challenging. Jon Appino dives into the factors that influence this decision, including long-term career goals, financial stability, and market conditions. Understanding the implications of each structure is crucial for making an informed choice that aligns with your personal and professional aspirations. If you’re navigating a new position and need expert guidance, reach out to us for tailored advice and support! Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/28/24 • 02:20
In this episode of "A Life Well Lived: A Physician's Guide to Wealth," James Nutter provides a comprehensive checklist for pursuing Public Service Loan Forgiveness (PSLF) for physicians. He breaks down the steps to understanding the requirements, confirming if PSLF is right for you, getting organized and doing it consistently, building a contingency plan, and what to expect when you reach 120 payments. With insights from a client who had over $200,000 in loans forgiven, James offers valuable tips and resources to help physicians navigate the PSLF process successfully. Timestamp Summary 1:06 Essential PSLF Tips for Physicians Seeking Loan Forgiveness 6:30 Determining Employer Eligibility for Public Service Loan Forgiveness 11:23 Evaluating Public Service Loan Forgiveness Suitability and Strategies 16:48 Strategic Income Reporting for Lower Loan Repayments 19:40 Strategies for Timely Student Loan IDR Recertification 25:53 Mastering PSLF Through Organized Documentation and Regular Submissions 28:51 Identifying an Authorized Official for Employment Verification Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/27/24 • 44:58
As a recently graduated family medicine physician, navigating the choice between private practice and hospital employment can be complex. Understanding the differences between W2 and 1099 structures is crucial for your career path. This guide explores the benefits and drawbacks of each option, considering factors like tax implications, scheduling flexibility, and family needs. Discover how to align your employment choice with your personal goals, whether you prioritize benefits, retirement plans, or the flexibility of independent contracting. Reach out for expert advice tailored to your unique situation! Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/26/24 • 02:50
In this episode of Coffee and Contracts, Jon Appino from Contract Diagnostics shares insights on current trends in physician employment contracts. With over 12 years of experience, Jon discusses shifts in various specialties, highlighting significant salary surges and changes in demand. He emphasizes the importance of staying informed about real-time trends rather than relying solely on published data. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/25/24 • 03:51
In this episode of "Life Well Lived: A Physician's Guide to Wealth," James Nutter takes a deep dive into the intricacies of selecting the right financial advisor for physicians. James emphasizes the importance of financial wellness and the impact of intentional financial planning in achieving a life well-lived. He revisits his Financial Wellness 101 series, urging listeners to engage thoroughly with the content to gain control over their financial situations. James then introduces a new series, "Financial Advisors Exposed," where he critiques common financial advisory practices and highlights the critical steps physicians should consider when hiring a financial planning team. Throughout the episode, James unpacks the various types of financial advisors—transactional, reactive, and proactive—and guides listeners on determining which type aligns best with their financial goals. Key Takeaways: Understanding Advisor Types: Physicians should distinguish between transactional, reactive, and proactive advisors to select the best fit for their financial needs. Licenses and Standards: Important to verify an advisor's qualifications, ensuring they hold appropriate licenses and adhere to a fiduciary standard. Fee Structures: Awareness of how advisors charge—whether through fees, commissions, or a hybrid model—is crucial for making cost-effective decisions. Comprehensive Services: Deciding whether you need a money manager or a comprehensive financial planner to address all aspects of financial well-being. Communication and Accessibility: Ensure that the advisor’s communication style and availability align with your expectations for timely and efficient financial advice. Register for our upcoming PSLF Hacks masterclass here Resources PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/24/24 • 17:42
Dr. Cory Fawcett literally wrote the book on "Managing a Financial Crisis" as part of his Doctor's Guide series. He joins us today to talk about the steps a physician can take to navigate the crisis by methodically evaluating resources and making a plan to move forward, deal with the emotional fallout, prevent loss of relationships from the event and hopefully come out in a better place on the other side. You can learn more about Dr. Fawcett, read his blog, take a course or obtain coaching at www.FinancialSuccessMD.com.
9/23/24 • 44:27
In this update, we explore new projections for physician shortages by 2036, revealing a significant gap between the demand for healthcare providers and the available supply. With a potential deficit ranging from 13,500 to 86,000 physicians, understanding the trends in primary care and specialty fields is crucial for current and future physicians. This discussion emphasizes the importance of negotiating compensation and being informed about market demands. If you need assistance with your compensation strategy or employment discussions, reach out to us for expert guidance. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/22/24 • 01:41
In this episode of Coffee and Contracts, Jon shares an inspiring success story from an employed urologist who navigated a challenging call coverage situation to secure better compensation. Learn how collaboration among physicians can lead to financial wins for both doctors and hospitals. If you're a physician seeking guidance on contract reviews, compensation structures, or call agreements, reach out to Contract Diagnostics for personalized support. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/21/24 • 01:50
In this episode of Coffee and Contracts, Jon from Contract Diagnostics dives into the essential topic of balancing risk in employment agreements. He explores how to evaluate the rewards and risks associated with contracts, including non-compete clauses, salary negotiations, and benefits like vacation time. Gain insights into understanding your risk tolerance and making informed decisions during contract negotiations. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/20/24 • 03:57
In this episode of "Life Well Lived: A Physician's Guide to Wealth," James Nutter takes a deep dive into the intricacies of selecting the right financial advisor for physicians. James emphasizes the importance of financial wellness and the impact of intentional financial planning in achieving a life well-lived. He revisits his Financial Wellness 101 series, urging listeners to engage thoroughly with the content to gain control over their financial situations. James then introduces a new series, "Financial Advisors Exposed," where he critiques common financial advisory practices and highlights the critical steps physicians should consider when hiring a financial planning team. Throughout the episode, James unpacks the various types of financial advisors—transactional, reactive, and proactive—and guides listeners on determining which type aligns best with their financial goals. Key Takeaways: Understanding Advisor Types: Physicians should distinguish between transactional, reactive, and proactive advisors to select the best fit for their financial needs. Licenses and Standards: Important to verify an advisor's qualifications, ensuring they hold appropriate licenses and adhere to a fiduciary standard. Fee Structures: Awareness of how advisors charge—whether through fees, commissions, or a hybrid model—is crucial for making cost-effective decisions. Comprehensive Services: Deciding whether you need a money manager or a comprehensive financial planner to address all aspects of financial well-being. Communication and Accessibility: Ensure that the advisor’s communication style and availability align with your expectations for timely and efficient financial advice. Register for our upcoming PSLF Hacks masterclass here Resources PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/19/24 • 17:44
In this episode of "Life Well Lived: A Physician's Guide to Wealth," James Nutter takes a deep dive into the intricacies of selecting the right financial advisor for physicians. James emphasizes the importance of financial wellness and the impact of intentional financial planning in achieving a life well-lived. He revisits his Financial Wellness 101 series, urging listeners to engage thoroughly with the content to gain control over their financial situations. James then introduces a new series, "Financial Advisors Exposed," where he critiques common financial advisory practices and highlights the critical steps physicians should consider when hiring a financial planning team. Throughout the episode, James unpacks the various types of financial advisors—transactional, reactive, and proactive—and guides listeners on determining which type aligns best with their financial goals. Key Takeaways: Understanding Advisor Types: Physicians should distinguish between transactional, reactive, and proactive advisors to select the best fit for their financial needs. Licenses and Standards: Important to verify an advisor's qualifications, ensuring they hold appropriate licenses and adhere to a fiduciary standard. Fee Structures: Awareness of how advisors charge—whether through fees, commissions, or a hybrid model—is crucial for making cost-effective decisions. Comprehensive Services: Deciding whether you need a money manager or a comprehensive financial planner to address all aspects of financial well-being. Communication and Accessibility: Ensure that the advisor’s communication style and availability align with your expectations for timely and efficient financial advice. Register for our upcoming PSLF Hacks masterclass here Resources PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/18/24 • 24:25
In this episode of Coffee and Contracts, Jon dives into essential topics surrounding outside activities, restrictive covenants, and non-compete agreements. He shares valuable insights from client feedback and discusses the complexities of social media use for physicians, including potential conflicts with employer policies. Learn how to navigate these challenges, ensure compliance, and leverage social media effectively while safeguarding your career. Join us as we explore contract reviews and compensation analysis tailored for healthcare professionals. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/17/24 • 08:25
Dr. Mary Anderson is a clinical psychologist who works with high achievers, including many physicians, med students and residents. As a profession, we are often perfectionists, which can lead to feelings of imposter syndrome, high stress and burn out. She has written a book called "The Happy High Achiever: 8 Essentials to Overcome Anxiety, Manage Stress and Energize Yourself for Success - Without Losing Your Edge." She shares many helpful insights today about actionable self care to maintain gratitude and positivity while limiting cognitive distortion that causes stress, performance paralysis and self-doubt. Her new book comes out 9/24/24. You can learn more about Dr. Anderson at www.MaryAndersonPHD.com.
9/16/24 • 39:41
As September unfolds, now is the perfect time to dive into your job search. With favorable weather conditions, it’s an ideal moment for site visits, contract reviews, and securing letters of intent. Discover key strategies for negotiating your job offers and gaining professional insights to customize your approach. Whether you're visiting community centers or seeking expert career coaching, we’re here to help you navigate every step of your journey. Reach out to learn more about how we can support you in securing your ideal position. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/14/24 • 02:17
In this episode of "Life Well Lived, A Physician's Guide to Wealth," host James Nutter dives deeply into the strategies for building a sustainable financial plan and maintaining consistency. This episode is part of the Financial Wellness 101 series, and James emphasizes the crucial steps one needs to take to ensure their financial health and stability. He also announces an upcoming Public Service Loan Forgiveness (PSLF) masterclass webinar, set for September 26. James outlines a clear plan focusing on five key steps essential for building and sticking to a financial strategy. He emphasizes understanding your financial goals and cash flows, relevant family board meetings, the box and shelf method for organizing financial documents, and the importance of automating your finances. His insights are aimed at alleviating financial stress and ensuring the listeners can achieve a well-structured financial strategy, drawing on his extensive experience in financial planning. Key Takeaways: Box and Shelf Method: Organize your finances using a digital system, keeping all financial documents in a designated 'box' on a virtual 'shelf' to maintain focus and organization. Regular Family Board Meetings: Schedule and maintain monthly touchpoints with your loved ones or yourself to discuss and review financial plans, ensuring consistent communication and alignment. BAMFAM (Book a Meeting from a Meeting): Always schedule the next financial discussion or task meeting before ending the current one to avoid leaving tasks incomplete and plans unexecuted. Automate Finances: Simplify your financial management by automating savings and other regular financial actions to reduce the effort needed for manual tasks. Adapt and Adjust: Be prepared to navigate financial changes and adjust goals as necessary, staying flexible and proactive in your planning. Notable Quotes: "Put your finances on a hypothetical box on a shelf. It creates space where you know you're going to be working on priorities at a certain place and a certain time." "NASA did a study that said when you are multitasking, your IQ level drops lower than when you're stoned." "If you don't know what to talk about, use every single one of these episodes from the financial wellness 101 series as a meeting topic for a year." "You can read in a textbook all you want, but until you’re in there with the family giving birth, you don’t really know how to do it. The same goes for financial planning." "Be patient, be persistent. Build the structure. Follow the structure just how you would build a treatment plan for a patient." Register for our upcoming PSLF Hacks masterclass here Resources PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/13/24 • 16:52
In this discussion, Jon from Contract Diagnostics addresses common questions about student loan reimbursement in physician contracts and the implications of not having student loans. Learn how to navigate reimbursement structures, negotiate incentives if you're not receiving loan help, and understand the intricacies of MGMA data for salary negotiations. Whether you're dealing with student loans or compensation benchmarks, get insights on how to advocate for yourself effectively in your employment contracts. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/12/24 • 09:37
In this enriching episode of A Life Well Lived: A Physician's Guide to Wealth, James Nutter navigates through actionable strategies for maintaining financial wellness and consistency. The episode kicks off with a timely reminder about the upcoming Public Service Loan Forgiveness webinar scheduled for September 26, 2024, offering a valuable resource for listeners to gain insights from expert financial advice. James delves into the Financial Wellness 101 series, wrapping up the series with effective ways to take action and remain consistent in financial planning. He shares the powerful "Three by Three by Three by Three" framework and Darren Hardy's "Five Three One Plan" to help identify top priorities in various financial categories—ensuring actionable steps for achieving financial goals. James emphasizes the importance of understanding one's financial vitals, managing cash flows, maintaining core values, and setting meaningful goals, all while considering the benefits of different levels of professional financial guidance. Key Takeaways: Upcoming Webinars: Attend the free Public Service Loan Forgiveness webinar on September 26, 2024, for in-depth guidance on loan forgiveness. Three by Three by Three by Three Framework: Identify and prioritize three key actions in different financial categories: vitals, cash flows, core values, and goals. Five Three One Plan: Implement Darren Hardy’s method of choosing one skill to focus on each quarter, supported by five books, three podcasts, and one seminar or coach. DIY vs. Professional Help: Weigh the benefits of do-it-yourself financial planning versus getting help from professionals, in terms of time, cost, and expertise. Core Values Alignment: Ensure all financial decisions align with your core values to achieve a balanced and fulfilling financial life. Resources: IM Wealth Public Service Loan Forgiveness Webinar: Scheduled for September 26, 2024, held on Zoom. Register in the link provided in the description. Rocket Money: An app recommended for tracking cash flow and expenses. Living Your Best Year Ever by Darren Hardy: A resource for implementing the Five Three One Plan & goal execution. Tim Grover: Mentioned as the trainer for Michael Jordan and Kobe Bryant, with a recommended book available called Relentless. Register for our upcoming PSLF Hacks masterclass here PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/11/24 • 18:21
In this episode of The Mortgage Minute, host Doug Crouse from BMO Bank discusses a unique mortgage option for physicians looking to buy a home for their parents. He explains how using a Fannie Mae loan can offer owner-occupied rates and lower down payments compared to traditional investment property loans. Plus, don’t forget to reach out for a free copy of Doug’s book, The Hippocratic House, by emailing doug.crouse@bmo.com. Tune in for more insightful mortgage advice! To learn more about Doug, go to www.dougcrouse.com.
9/10/24 • 03:17
This is one of my favorite episodes. Dr. James Young and I talked talked about what it felt like to experience burnout and how he was able to battle his way back to find the love of medicine. It involves self-discovery, acceptance, pivoting and standing up for yourself. I hope you enjoy the episode as much as I did!
9/9/24 • 34:08
In this compelling episode of the "Life Well Lived, A Physician's Guide to Wealth" podcast, host James Nutter delves into the intricacies of managing family finances with his comprehensive guide on how to run successful family board meetings. Reflecting on personal experiences and professional insights, James shares valuable strategies to enhance financial wellness and reduce money-related stress within familiesJames discusses the critical importance of scheduling dedicated meeting times for financial discussions and emphasizes setting ground rules to maintain civility and focus during these conversations. The episode illuminates the idea of creating a digital cloud vault for important financial documents, fostering a collaborative atmosphere, and setting actionable goals. James also touches on the psychological aspects, such as the "law of familiarity," which can often impede progress in spousal financial planning. Key Takeaways: Scheduled Financial Discussions: Setting aside regular times to talk about finances can significantly reduce stress and promote better money management within the family. Creating Ground Rules: Establishing ground rules for financial discussions helps maintain a respectful and productive dialogue. Building a Digital Cloud Vault: Organizing important financial documents in a secure, digital space can streamline information sharing and decision-making. Understanding the Law of Familiarity: Recognizing that familiarity can make us undervalue advice from those closest to us and finding ways to mitigate this. Incorporating Professional Advisors: Regular consultations with financial advisors and other experts can reinforce and validate family financial strategies. Timestamp Summary 0:03 Four Steps to Running a Successful Family Board Meeting 3:33 The Financial Stress and Burnout Crisis Among Physicians 6:15 Four Steps to Running a Successful Family Board Meeting 8:53 Organizing Family Finances with Digital Tools and Scheduled Meetings 13:41 Navigating Money Dynamics in Relationships 15:40 Effective Communication and Financial Planning in Relationships 23:24 From Chubby Kid to College Football and Gym Trainer 24:13 The Law of Familiarity and Its Impact on Relationships 27:02 Effective Financial Meetings for Couples 30:55 Comprehensive Financial Planning and Key Projects for Families 33:19 Effective Quarterly Financial Planning and Goal Setting for Families 36:30 Effective Financial Planning Through Regular Advisor Meetings Resources Register for our upcoming PSLF Hacks masterclass here PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/7/24 • 40:25
In this session, Jon from Contract Diagnostics discusses the nuances of supervising nurse practitioners (NPs) and physician assistants (PAs). He covers essential aspects such as the impact on your role, the need for clear supervision agreements, compensation considerations, and the importance of understanding contract terms related to staff supervision. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/6/24 • 07:03
Join Jon from Contract Diagnostics as he navigates the job search process for physicians during interview season. He covers essential topics including when to start looking for positions, evaluating multiple offers, site visit tips, and understanding employment contracts. Get insights on how to effectively assess job opportunities and negotiate terms to ensure a successful career transition. Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
9/5/24 • 09:17
In this episode of "The Life Well Lived, A Physician's Guide to Wealth" podcast, host James Nutter delves deep into the concept of living a fulfilled life by mastering your finances. As he approaches the end of his Financial Wellness 101 series that began on June 28, he emphasizes the importance of aligning financial decisions with personal values and meaningful goals. He unpacks the complexities of understanding financial vitals, managing cash flows, and setting actionable goals that resonate with one's core values. James Nutter outlines a powerful financial wellness journey, touching upon vital topics such as defining free cash flows, understanding family values, and identifying meaningful, goal-driven financial strategies. Whether it's aiming to pay off student loans, planning for a dream house, or funding children’s future education, James offers practical guidance to help listeners develop a comprehensive financial roadmap. Leveraging tools like ChatGPT for financial calculations and optimizing free cash flows for future security are some of the key aspects discussed. Key Takeaways: Clarity and Purpose in Financial Planning: The importance of aligning your financial strategy with personal values and meaningful goals to achieve true fulfillment. Understanding Free Cash Flows: How to calculate and utilize free cash flows to support both current lifestyle desires and long-term goals. Prioritizing Goals: The necessity of identifying and organizing goals to ensure they align with core values and financial capabilities. Using Technology: Employing tools like ChatGPT for financial projections and goal planning to ensure precise and actionable outcomes. Taking Action: The emphasis on continuous action and adjustment to stay aligned with financial goals and maintaining a well-rounded, fulfilling life. Notable Quotes: "You need to be able to understand your financial vitals, your values as a family, and how to make decisions in alignment with your values." "Don't end up being the richest person in the graveyard. Do the work." "Imagine your best life and build a career plan around it. Think about what your most meaningful and rewarding life looks like." "Can your free cash flows support the lifestyle that you just envisioned, both in the present and in the future?" "If your free cash flows are enough to hit all of your future goals and targets, and it could also fund your current lifestyle, then you are truly in a place of financial nirvana." Register for our upcoming PSLF Hacks masterclass here Resources PSLF Hacks Checklist Follow James Nutter Book a free financial wellness diagnostic with James here Instagram Follow IM Wealth Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here www.imwealth.com Youtube Meaningful Journeys Scholarship Advisory services offered through Commonwealth Financial Network®, a Registered Investment Adviser.
9/4/24 • 26:44
Discover how BMO Bank's exclusive rate modification feature can help you save on loan costs, with the flexibility to relock your rate if market conditions improve, all while avoiding high refinancing fees. Plus, don’t forget to reach out for a free copy of Doug’s book, The Hippocratic House, by emailing doug.crouse@bmo.com. Tune in for more insightful mortgage advice! To learn more about Doug, go to www.dougcrouse.com.
9/3/24 • 02:43
Dr. Jordan Grumet is the podcast host of Earn and Invest and author of "Taking Stock: A Hospice Doctor's Advice on Financial Independence, Building Wealth and Living a Regret-Free Life." He reflects on his hospice patients and own experiences, which taught him the importance of finding those things that fill your cup and bring you joy. We talk about finding the balance between building our finances and living life intentionally. He shares his philosophy on the Art of Subtraction, Joy of Addition and Need for Substitution when navigating through life. You can learn more about Jordan or listen to his podcast by going to www.JordanGrumet.com.
9/2/24 • 38:25
Today, Jon from Contract Diagnostics speaks on recent news that has brought a major change: the FTC's nationwide ban on non-competes has been overturned. This means the regulation that aimed to eliminate non-compete agreements for all workers, including physicians, is no longer in effect. While some states have adjusted their rules, the nationwide ban is suspended, and current non-compete agreements remain valid until altered by your employer or contract. In light of this, we've put together a checklist to help you navigate the essentials of your non-compete agreement. This includes understanding the time and geographic restrictions, potential buyout options, and negotiation tips. If you need guidance on how these changes affect you or help with your contract, feel free to reach out for a consultation. Stay tuned for more updates and checklists! Jon invites individuals to contact Contract Diagnostics through phone, chat, or email for personalized assistance, visit www.ContractDiagnostics.com
8/31/24 • 11:10
In this episode of Mortgage Minute with Doug Crouse from BMO Bank, discusses the importance of planning ahead if you can't attend your closing in person. Learn about the necessity of arranging mobile notary services or using a power of attorney well before your closing date. Discover why most lenders require wet signatures and the need for advance notice to ensure a smooth signing process. Plus, don’t forget to reach out for a free copy of Doug’s book, The Hippocratic House, by emailing doug.crouse@bmo.com. Tune in for more insightful mortgage advice! To learn more about Doug, go to www.DougCrouse.com.
8/30/24 • 03:57
In this episode of Mortgage Minute, host Doug Crouse from BMO Bank discusses potential future changes that may impact mortgage availability, especially for out-of-footprint states on the East Coast. He suggests that opening a free checking account with BMO could help preserve your banking options if such changes occur. Plus, don’t forget to reach out for a free copy of Doug’s book, The Hippocratic House, by emailing doug.crouse@bmo.com. Tune in for more insightful mortgage advice! To learn more about Doug, go to www.DougCrouse.com.
8/29/24 • 03:42