Show cover of Chrisman Commentary - Daily Mortgage News

Chrisman Commentary - Daily Mortgage News

A daily snapshot of what is happening in the mortgage industry and with mortgage rates. Comes with a joke at the end. robchrisman.com

Tracks

4.18.24 Loan Production Expenses; Optimal Blue's Mike Vough on Margin Management; Cracks in Labor Market
Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.
25:31 4/18/24
4.17.24 Global Uncertainty Selloff; Interview with Former CFPB Director Kathy Kraninger; Housing Starts Not Helping Affordability
Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.
22:19 4/17/24
4.16.24 Climate Disclosure Rule; Experian's Joy Mina on Verifications; Rates Bounce
Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.
22:50 4/16/24
4.15.24 Inflation Narrative; Canopy's Josh Neumarker on Originator Conversations; Economic Calendar
Thanks to this week's podcast sponsor, Optimal Blue. Optimal Blue's smart solutions automate critical functions like pricing, hedging, trading, and social media. Actionable data provides timely insights to bolster operational and competitive strategies. Together with real-time industry connections to 70+ technology vendors, their marketplace platform enables you to compete more effectively and elevate results. More originators and investors rely upon Optimal Blue's integrated solutions, data, and connections to support their unique business strategies, no matter how complex.
18:04 4/15/24
4.12.24 Homes Build Wealth; MCT's Phil Rasori on Capital Markets; 10-Year Rising
Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.
26:18 4/12/24
4.11.24 Bye Bye Rate Cut Odds; PHH Mortgage's Chris Sabbe on Subservicing; Inflation Reaction
Thanks to today's podcast sponsor, PHH Mortgage. For over 35 years, PHH Mortgage has provided industry-leading mortgage services. They are one of the largest servicers of residential mortgages in the United States and offer a variety of solutions for the entire mortgage lifecycle. If you are looking for a Correspondent Lending partner or an experienced, award-winning Subservicer who can manage your forward and reverse, residential and commercial, and performing and non-performing loans look no further than PHH. Learn more at business.phhmortgage.com.
26:21 4/11/24
4.10.24 UWM Update; BOK's Chris Maloney on Capital Markets; CPI Spikes Bond Yields
Thanks to PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle. 
27:22 4/10/24
4.9.24 Real Estate Commissions; Cross Country's Nicole Perrone on Expanding Production; Don't Bet on Rate Cuts
Thanks to PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle. 
24:06 4/9/24
4.8.24 Originations Data; Figure Technology Solutions' Jackie Frommer on Disruption; Steady as the Fed Goes
Thanks to PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the entire mortgage lifecycle. 
20:08 4/8/24
4.5.24 The Lock-In Effect; Miranda Marquit on Millennial Moving Patterns; Latest Payrolls
Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.
16:58 4/5/24
4.4.24 Funded Mortgage Volume; Lereta's John Walsh on Escrow Accounts; Labor Market Indicators
Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.
17:30 4/4/24
4.3.24 UWM Hunterbrook Scandal; Interview with MBA President Bob Broeksmit; A Tale of Supply and Demand
Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.
40:58 4/3/24
4.2.24 How Time Flies; Loan Vision's Paul Loftus on Accounting Technology; Rates Hit 2024 Highs
Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.
21:31 4/2/24
4.1.24 Reward for Change; Bonzo's Jason Perkins on CRMs; Upsides of Poor Affordability
Thanks to today’s podcast sponsor, Loan Vision. Loan Vision is the mortgage banking industry’s premier mortgage accounting solution with over 240 IMBs and banks. Customers on Loan Vision see a 10% reduction in fallout, 30% reduction in time to close the books, and a 20% reduction in accounting headcount, allowing them to operate their business more efficiently and profitably. Take your accounting department from “cost center” to “revenue generator” now with Loan Vision. To learn more, visit www.loanvision.com today.
19:17 4/1/24
3.29.24 U.S. Economy Just Fine; wemlo's Chelsea Balak on Processing; Fed Preferred PCE
Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.
14:42 3/29/24
3.28.24 Conference Chatter; AmeriCatalyst's Toni Moss on Leadership Summit; Content Mortgage Rates
Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.Register here for the Extreme Climate, Housing and Finance Leadership Summit on April 18-19, in Washington, DC.
17:26 3/28/24
3.27.24 HMDA Data; Excerpts From Mortgages With Millennials; Mortgage Applications Decline
Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.
26:52 3/27/24
3.26.24 Debt Load of Higher Rates; Stavvy's Shane Hartzler on Servicer Challenges; Global Bank Decisions
Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.
23:17 3/26/24
3.25.24 Homeowners Insurance Costs; Rob Chrisman on Q1; Fed Does Not Set Rates
Thank you again to today's podcast sponsor, Stavvy. Stavvy offers a flexible and fully customizable Loss Mitigation solution. Servicers can easily adapt to regulatory updates and market conditions, providing a seamless, customer-centric digital experience. Stavvy transforms a potentially stressful time for customers into a streamlined, secure process.
13:36 3/25/24
3.22.24 Closing Fees; Roundtable Discussion From ICE Vegas; Rates Are Sticky
Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/. 
28:15 3/22/24
3.21.24 Parting With Servicing; Marty Green on the NAR Settlement; Fed Stands Pat
Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/. 
16:20 3/21/24
3.20.24 Life Beyond Mortgage; Visio Lending's Jeff Ball on Term Rentals; Fed Decision Day
Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/. 
23:40 3/20/24
3.19.24 The "Lock-in" Effect; Experian's Joy Mina on Income and Employment Verification; Still All About the Fed
Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/. 
17:26 3/19/24
3.18.24 Vegas and Realtors; Gateway First Bank’s Steven Plaisance on Executive Thinking, Increasing Housing Supply
Thanks to today's podcast sponsor, Visio Lending. Visio is the nation's premier lender for buy and hold investors with over 2.5 billion closed loans for single-family rental properties, including vacation rentals. Visio is fast, simple, and dependable when it comes to financing rental properties. They believe time is money, and strive to be upfront and consistent about their qualifications. Using a simple DSCR rather than a complicated NOI calculation, there are no tax returns or personal financial statements, and their pricing is set, so you always know your rate. Learn more, including about Visio’s top-notch broker program, at https://www.visiolending.com/. 
20:02 3/18/24
3.15.24 Dynamic Pricing; NerdWallet's Elizabeth Renter on Housing Data; Fed Stickiness
Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.” 
12:27 3/15/24
3.14.24 Fun With Numbers; Vijay Marolia on Affordable Housing; Reaction to Sticky Inflation
Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.” 
15:55 3/14/24
3.13.24 Fannie Repurchase Update; Brett Brumley and Mike McAuley on Automation; CPI Slightly Hot
Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.” 
22:20 3/13/24
3.12.24 Moving Woes; Lender Price's Dawar Alimi on Seamless Integrations; CPI Runs Hot
Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.” 
16:20 3/12/24
3.11.24 Millennials in Homes; Jay Beitel on Cantero v. Bank of America; More Inflation Prints
Make 2024 your most profitable year yet! With Lender Toolkit’s AI-powered AI Underwriter and Prism borrower income automation tools, you’ll be able to get loans approved in under two minutes. By providing lightning-fast underwriting decisions, your market reputation with borrowers and Realtors will soar—which means more repeat and referral business. Notes Mark Workens, CEO of Mortgage 1 Inc.: “Lender Toolkit's Maas™ Platform solutions have fundamentally transformed how we do business Our profitability has skyrocketed, and our employees have never been happier.” 
21:01 3/11/24
3.8.24 State of the Union; STRATMOR's Jim Cameron on Mortgage Hierarchy of Needs; Fixed Income Market Narrative
Thanks to today's sponsor, Richey May. Richey May is a recognized leader in providing specialized advisory, audit, tax, technology and other services to the mortgage industry for almost four decades. Among many awards, Richey May has been named a Top 100 Firm twice and is known in the market for their education and contributions to the mortgage industry. They don’t just hire from the mortgage industry; they have the experts who build it.  To experience how Richey May can help you transform your mortgage business, visit richeymay.com.
23:19 3/8/24

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