Saving With Steve

In this episode of Saving With Steve, host Steve Sexton is joined by Brad Galbraith, an attorney, CPA, and creator of ChangeMyDomicle.com, and Shaun Rowles, an experienced Portfolio Manager and the creator of WatchPoint Analytics.   Last year in the state of California alone, over 663,000 people moved out of state to states with lower or no state taxes. The same thing is happening to all high-tax states like New York, New Jersey, Illinois, and more. The reality is a state like California doesn’t want to lose your tax dollars and will do everything to keep you paying, so it’s important to learn how to pass your state’s domicile test.   My first guest today Brad Galbraith, is an attorney, CPA, and creator of ChangeMyDomicle.com. He joins us today to discuss how every state has its own test for domicile and why failing to pass the test comes at a very high price. Brad shares how ignoring your current state’s laws regarding domicile could lead to unnecessary stress, audits and income tax, and estate tax claims by your current state even after you have attempted to change your domicile. He also talks about five things to consider before changing your domicile, how to change your state’s registry, and how to defend against an audit in reference to your domicile state.   How would you like a technology tool that forecasts financial risk for Investors, helping you identify when a risk is too high? My second guest is the creator of WatchPoint Analytics, Shaun Rowles, who has nearly two decades of experience in wealth management as an active Portfolio Manager for some of the nation’s largest banks and the world's largest Wealth Management company. He joins us today to discuss how WatchPoint Analytics enables the average investor to enjoy better risk management by forecasting warnings well in advance to indicate to investors when they are taking on too much risk and that there is a high probability of loss.   We also talk about seven different tax scams and what you can do to protect yourself.   Learn more about the show at www.SavingWithSteve.us

4/3/21 • 58:18

In this episode of Saving With Steve, host Steve Sexton is joined by coach and stress management expert, Janice Livtin, who is the author of the Banish Burnout Toolkit, a workbook designed to help you learn how to change your reactions to stress from the inside out, and Paul Kesserwani, Founder and CEO of Cushion, a company that safeguards your money by using artificial intelligence to analyze your financials and figure out the best way to dispute charges on your behalf.   Before the pandemic, American workers were already stressed to the tune of $190 billion annually in healthcare expenses. The World Health Organization had declared burnout as a syndrome caused by unrelenting stress that never gets handled. We have been living with COVID-19 for the last year, and we see the devastation in the news, parents are worried for their children, and many people have started working remotely. Remote work can lead to overworked employees that sit on computers all day, never get outside for a healthy dose of Vitamin D, and suffer from loneliness. It’s time to banish the burnout!   My first guest today, Janice Livtin, is a coach, stress management expert, and author of the Banish Burnout Toolkit, who is on a mission to help leaders and teams banish burnout in their organizations. She joins us today to discuss the importance of identifying our stress response and unpacking our emotional baggage and explains what a stress audit is, why we need one, and how to conduct it. Janice also provides insight into how anyone can build habits for optimal wellness, performance, and focus, and shares three proven tips for banishing burnout during uncertain times and    Bank and credit card fees cost Americans roughly $200 billion per year. Luckily, there are several services that, for a minimal fee, can reduce or completely eliminate these fees. Getting these fees under control is an easy New Year’s Resolution for consumers. My second guest, Paul Kesserwani, Founder and CEO of Cushion, has saved consumers more than $5 million in bank and credit card fees since their founding in 2018. He joins us today to discuss how the process of negotiating away bank fees can be an easy way to get a handle on our finances and help us live a financially healthier life. Paul addresses different myths surrounding bank and credit card fees, and also explains how his company, Cushion, can help you get your bank and credit card fees refunded automatically.   We also talk about three things that you can do now to have a successful tax season.   Learn more about the show at www.SavingWithSteve.us

4/3/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Daniel Polotsky, the Founder, Shareholder, and Chief Advisor at CoinFlip, and Naftali Harris and Maxwell Blumenfeld, the Co-Founders and CEO and COO of SentiLink.   Bitcoin and other cryptocurrencies have been gaining lots of popularity, with Bitcoin just hitting $56,710 a coin. People who purchased it early have made tons of money. How would you like to go to an ATM and purchase Bitcoin or another Cryptocurrency and have funds transferred to your wallet in no time?   My first guest today, Daniel Polotsky, is the Founder, Shareholder, and Chief Advisor at CoinFlip, which is the world’s largest bitcoin ATM network that offers the easiest way to buy and sell cryptocurrency with cash. He joins us today to discuss what is happening in the world of Crypto, the different types of cryptocurrency, what 2021 can look like for unbanked individuals who want to learn more about cryptocurrency, and what CoinFlip does differently.   Imagine you just submitted your application for a loan. The financial institution starts pulling your credit, enters your social security number, and there are 10 other applications with your social security number on them. Yet, only one of you exists, and the rest of the applications have synthetic names and backgrounds. Scary? I think so!    My second guests, Naftali Harris and Maxwell Blumenfeld, the Co-Founders and CEO and COO of SentiLink, which is a fraud protection tech firm and identity verification technology company that has built the only comprehensive industry solution for stopping synthetic fraud. They join us today to discuss synthetic fraud and its effects to our overall financial system as well as to everyday people. Naftali and Maxwell share how synthetic fraudsters grow credit quickly, how hard synthetic fraud is to detect, and what SentiLink is doing to combat the growing problem of identity fraud.   Learn more about the show at www.SavingWithSteve.us

4/17/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Arvee Robinson who is a Master Speaker Trainer, International Speaker, Author, and the CEO of the Arvee Robinson International, and Entrepreneur and nationally recognized expert on Amazon, Jason Boyce, who is the Founder and CEO of Avenue7Media and the author of “The Amazon Jungle.”   How would you like to learn how to speak persuasively to co-workers, your boss, a group, an executive team, or that potential new client whom you want to utilize your service? If you don’t speak well and persuasively, the reality is that you might not get that promotion, onboard that new client, or get your project through the planning committee.   My first guest today, Arvee Robinson, is a Master Speaker Trainer, International Speaker, and Author. She joins us today to share how to become a speaking superstar in your industry and use public speaking to market yourself so that you can generate unlimited leads, attract more clients, and grow your businesses!   The pandemic has pushed people to pivot and look into alternative ways to create revenue and find other sources of income. Amazon has increased its customer base 5-fold in the last year. In fact, the Saving with Steve show has received many requests about how to sell on Amazon.    So, if you have ever wondered how to make money on Amazon, my second guest Jason Boyce, who has had 20 years of experience being a top-seller on Amazon, is considered one of the leading advocates for Amazon.com third-party sellers, and is the author of the book “The Amazon Jungle,” walks us through how to do it successfully.    He shares the secrets and truth about Amazon that people who are just getting started don’t realize, why third-party sellers have a competitive edge on Amazon, the most common traits of a top seller, and key strategies for how you can set yourself apart and build an enduring brand on Amazon.   Learn more about the show at www.SavingWithSteve.us

4/17/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Louis Pierro, the founder and principal of Pierro, Connor & Strauss, LLC, who concentrates his law practice in the areas of Estate Planning, Estate and Trust Administration, Business Succession Planning, Elder Law, and Special Needs Planning, and Richard Wheeler, the President of Mido Lotto, who has 20+ years of lottery, BD, and operating experience with multi-national companies and government agencies.   My first guest today, Louis Pierro, is the Founder and principal of Pierro, Connor & Strauss, LLC, a Law firm with a mission to empower their clients to achieve their goals, protect their families, and navigate through the complex problems encountered by each generation. He joins us today to discuss estate planning during the pandemic, what estate planning documents the average person needs, and the biggest estate planning mistakes.   Did you know one billion dollars in lottery winnings go unclaimed each year in the U.S.? Mega Millions is over $125MM, and Powerball is up over $220 MM. The lottery business is changing, especially the way you go about getting buying your lottery tickets.    My second guest, Richard Wheeler, is a lottery expert and the President of Mido Lotto, a company with a mission to increase good cause contributions by bringing lottery into the mobile, social, and physical distancing age. He joins us today to discuss the upcoming historic jackpot and his company’s new smartphone app that allows players to safely order lottery tickets from the comfort of their own home.   Learn more about the show at www.SavingWithSteve.us

4/17/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Jeff Tinsley, the Founder and CEO at RealMe Solutions, and U.S. Navy Captain, engineer, mentor, and speaker, Jenn Donahue.   They say love hurts, and with so many romance scams out there today, that’s doubly true—hearts are broken and wallets are emptied. Over the past three years, people have reported losing more money on romance scams than on any other fraud type. In 2020, reported losses to romance scams reached a record $304 million, which was up about 50% from 2019.   It’s reasonable to wonder what happened in 2020 to make these dollars losses continue to spike. An obvious reason may be the pandemic limiting our ability to meet in person. But, outside of the pandemic, the share of people who have ever used an online dating site or app has also been rising and romance scammers are primed to take advantage.    My first guest today, Jeff Tinsley, is the Founder and CEO at RealMe Solutions, an online reputation platform dedicated to cultivating safety and trust online. He joins us today to discuss fraud and scam prevention in the online marketplace, some of the biggest issues we are facing today in our digital interactions, and how RealMe is helping everyday people avoid being scammed out of their hard-earned money.   Feelings of self-doubt are nothing new for women in the workplace. In fact, 75% of female executives experience imposter syndrome. But, with personal and professional lives colliding, it has become more difficult than ever to “fake it ‘til you make it.” Whether you are a female in the workplace or not, you can learn some valuable lessons from my guest, Jenn Donahue, who is a U.S. Navy Captain, engineer, mentor, and speaker that helps leaders and managers tap into their most powerful source of strength.   She joins us today to share how we can take our camouflage off and stop trying to blend in, build the women leaders of tomorrow, find our leadership style, and command respect and loyalty from our team by building a solid foundation of trust.   Learn more about the show at www.SavingWithSteve.us

4/18/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Brad Galbraith, an attorney, CPA, and creator of ChangeMyDomicle.com, along with Chief Valuation Officer, Polina Ryshakov, and Chief Marketing Officer, Shane Steele, of Sundae.   Last year in the state of California alone, over 663,000 people moved out of state to states with lower or no state taxes. The same thing is happening to all high-tax states like New York, New Jersey, Illinois, and more. The reality is a state like California doesn’t want to lose your tax dollars and will do everything to keep you paying, so it’s important to learn how to pass your state’s domicile test.   My first guest today, Brad Galbraith, is an attorney, CPA, and creator of ChangeMyDomicle.com. He joins us today to discuss how every state has its own test for domicile and why failing to pass the test comes at a very high price.   Brad shares how ignoring your current state’s laws regarding domicile could lead to unnecessary stress, audits and income tax, and estate tax claims by your current state even after you have attempted to change your domicile. He also talks about five things to consider before changing your domicile, how to change your state’s registry, and how to defend against an audit in reference to your domicile state.   Despite the uncertainty of a post-pandemic economy, Sundae is making it easier for investors to buy properties and create competition to drive up prices for homeowners. Sundae is the only marketplace that connects homeowners that are looking to sell their property as-is to the largest network of vetted local investors to ensure that they receive the highest possible offer.   My second guests, Polina Ryshakow and Shane Steele, Chief Valuation Officer and Chief Marketing Officer at Sundae, join us today to provide insight on what's been going on with the real estate market during the pandemic, how long they think this market will last, and the predatory games that are played by many real estate investor networks.   Learn more about the show at www.SavingWithSteve.us

4/18/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Moe Vela, former White House Senior Advisor and businessman, and Andrew Ragusa, a Licensed Real Estate Broker, Sellers Representative Specialist, Accredited Buyer Representative, Short Sale and Foreclosure Resource Specialist, and the CEO of REMI Realty, to discuss bringing investing and wealth creation opportunities to the masses + how to make an offer on a home stand out in a competitive seller's market.   Learn more about the show at www.SavingWithSteve.us

5/5/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Jonathan “JJ” Jerotz, the Area Manager and Vice President of Retail Sales for Synergy One Lending, a National Mortgage Bank, and Tim Sheehan, Co-Founder and CEO of Greenlight, the debit card and money app that allows parents to teach their kids how to be financially responsible. They discuss the importance of teaching kids about personal finance, how parents can provide the tools and resources to manage their kids’ money, what’s currently happening with the real estate market and loan rates, what’s on the horizon, and what this all means to us going forward.   Learn more about the show at www.SavingWithSteve.us

5/5/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Rick Grimaldi, a workplace trend expert, employment lawyer, and the author of FLEX: A leaders Guide to Staying Nimble and Mastering Transformative Change in the American Workplace, and Ruth King, a self-professed profitability master for small businesses, founder and CEO of Business Ventures Corporation, and the author of Profit or Wealth?: Simple Rules for Sustainable Business Growth. They discuss:   - How business leaders can adapt to ever-changing business environments - How employers can quickly and safely prepare a vaccination strategy for their employees - How business owners can avoid costly mistakes and effectively build a solid and sustainable business - How business owners can insulate themselves against further economic fallout during this time   Learn more about the show at www.SavingWithSteve.us

5/5/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by top travel influencer and author, Wayne Dunlap, and Broker Associate and Real Estate Expert with the Premier Homes Team, Glen Henderson, to discuss how to achieve big savings on travel in a COVID world, merging trends that could make or break a real estate experience, and 5 components for selling a house for the most money possible.   Learn more about the show at www.SavingWithSteve.us

5/8/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by economist, sociologist, author, and “Master of Disaster,” Dr. Randall Bell, who has consulted on more disasters than anyone in history and is widely considered the worlds top authority in the field of post-traumatic thriving, and Pat White, the CEO of Bitwave, one of the first and only companies to offer tax and accounting software that is designed for managing cryptocurrencies. They discuss:   - Post-traumatic thriving: using trauma as fuel to thrive - The cycle of disaster, recovery, and prosperity - How individuals go about trying to survive disasters - The journey from the depths of initial shock to the pinnacle of ultimate healing and growth - The tax challenges that cryptocurrency presents and where guidance from the IRS is lacking - What companies, as well as investors, are doing to move forward - How Bitwave works and what we need to know about the future of cryptocurrency   Learn more about the show at www.SavingWithSteve.us

5/15/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Dr. Rebekah L. Smith, an author, award-winning consultant, and media personality with more than ten years of film festival strategy consulting experience, and Ken Honda, a best-selling self-development author in Japan with book sales surpassing seven million copies since 2001. They discuss:   - How to create a more welcoming work environment post-pandemic that enhances employee productivity and engagement - How you can upgrade your workplace and arrange it in a way that achieves harmony and balance - Tips for designing and placing vision boards in the office for innovation and inspiration - How to use color psychology in your wardrobe and in the workplace to improve your team’s energy - Incorporating spirituality into daily office routines and improving workplace wellbeing - How encouraging your team to take breaks and “feel the feelings” can be game-changing for workplace wellbeing - Changing our relationship with money, making peace with it, and opening the channels to happiness and abundance - The difference between happy and unhappy money and the “myth” of scarcity - Why how we feel about money affects our ability to live in abundance - How we can invite more happy money into our lives - Why when we earn and spend money, we do so with either love or fear   Learn more about the show at www.SavingWithSteve.us

5/22/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by author, senior wealth advisor, and President of Smallwood Wealth Management, John L. Smallwood, who provides investment consulting and financial plan design for corporate executives, entrepreneurs, and professionals, and senior leadership/board advisor, educator, executive coach, and best-selling author, David Nour, who is internationally recognized as the leading expert on applications of strategic relationships in profitable growth, sustained innovation, and lasting change. They discuss:   - How to build your financial plan and take greater control of the risks that are associated with it - Why it’s not too late to make changes and what 2021 looks like for the rest of the year - How the workplace is evolving along with America’s current societal climate - How business leaders and managers need to insulate their organizations from controversy - Why 9 out of 10 Americans say they would rather their workplace be open about their values   Learn more about the show at www.SavingWithSteve.us

5/29/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Todd Palmer, CEO of Diversified Industrial Staffing, a highly sought-after speaker, executive coach, and the author of the #1 Best-Selling new book, From Suck to Success: A Guide for Extraordinary Entrepreneurship, and Tony Zorc, Founder and CEO of Accounting Seed, an Iconoclast, technology entrepreneur, Forbes Books author, author of the new book, Iconoclasm: A Survival Guide in the Post-Pandemic Economy, and CPA with over 20 years of experience. They discuss:   - 5 things to do right away after being fired - Where to being if you decide to launch a new business - How to pivot through change, avoid disaster, and achieve higher levels of success - How to address and move past self-doubt, self-hatred, and shame - How to stop negative mental chatter and solve problems by practicing creative thinking instead of reactive thinking - Letting go of expectations and replacing them with intentions - 3 ways to be more authentic, transparent, and vulnerable - How company leaders can create a culture of financial awareness - How company leaders can help employees to create a stable financial future on their own - What it means to be an iconoclast and how to survive in the post-pandemic economy - Some of the biggest opportunities that have been created from the pandemic - Some of the ways that the pandemic has changed the workplace and the future of remote work - The importance of taking financial risks and being okay with failure - Predictions for industries that took some of the biggest hits during the pandemic     Learn more about the show at www.SavingWithSteve.us

6/5/21 • 60:01

In this episode of Saving With Steve, host Steve Sexton is joined by authors and Doctors Carole Robin and David Bradford who have taught interpersonal skills to MBA candidates for a combined seventy-five years and have coached and consulted hundreds of executives for decades, and Morgen Henderson, an analyst at Choice Mutual and Independent Final Expense Co. They discuss:   - How to break through superficial interactions and get real and vulnerable - How to create deep and meaningful connections with people in every aspect of life - The damage that technology is having on our ability to connect - Why we are losing close connections in our lives and what can we do about it - The benefits of expressing our feelings and how it helps strengthen our relationships - Why “why” questions are so challenging when it comes to connecting with someone, and what questions we should ask instead - The characteristics of a successful relationship and what we can do to cultivate them in our own relationships - How the pandemic has affected the way we interact with co-workers and build relationships - Seniors (55+) and their experiences with relationships and dating in 2021 - What dating is like for seniors today and what they value most in a relationship - Relationship misfortune among people over 55+ - Where seniors typically meet new people and what the best apps are for dating and finding love   Learn more about the show at www.SavingWithSteve.us

6/12/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Steve Severaid, a licensed Senior Professional Public Adjuster with over 30 years of experience, and top travel influencer, blogger, and author, Wayne Dunlap. They discuss:   - How homeowners can avoid the biggest pitfalls in filing claims after a property loss - What homeowners can do now to best prepare themselves for dealing with insurance claims in the future - How public adjusters can save homeowners money and secure the most favorable outcome from every insurance property claim - What a significant increase in costs for construction and raw materials means for homeowners and the amount of insurance they need - Why all insurance companies are not created equally and what to know about the cost of homeowners insurance - What travel destinations are worth seeing and how to achieve big savings on travel in a COVID world - How to travel for less than half the cost for all types of travel, from luxury to budget, by using Wayne's ‘Follow the Disaster’ travel-planning model - How concerned travelers can enjoy a safe and affordable travel experience while COVID restrictions are still imposed by choosing to travel locally   Learn more about the show at www.SavingWithSteve.us

6/19/21 • 54:48

In this episode of Saving With Steve, host Steve Sexton is joined by Bernard Tan, the CEO of RE Royalties, a growing royalty financing company focused on building a portfolio of long-term, stable, diversified royalties from renewable energy projects, and Krisstina Wise, a real estate mogul, Millionaire Coach, creator of several multi-million dollar businesses, international speaker, and award-winning author of the best-selling book, Falling for Money. They discuss:   - Investing in renewable energy to help fight climate change - Financing renewable energy projects through the royalty financing model - The importance of being purpose-driven in your work and making more money so that you can give back to charity and make a difference for future generations - The one thing that people get wrong with money that unknowingly sabotages any chance of building wealth - How to establish a healthy relationship with money and win the money game - What passive income is and how you can create it - The five most important money words that no one ever talks about   Learn more about the show at www.SavingWithSteve.us

6/26/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Regine Bonneau (CTPRP), CEO and Founder of RB Advisory, LLC., a leader in security compliance and cyber risk management solutions for public and private businesses, and Jeff Gold, Founder and CEO of Nexus, the world’s only commercial-scale, 100% circular waste plastics solution. They discuss:   - The recent Colonial Pipeline cyberattack due to ransomware - Why the attack happened, what ransomware is, and how it gets through - How ill-prepared our businesses and country actually are against these types of cyberattacks - What can be done to better protect ourselves from such breaches and cybersecurity threats. - The real problem with plastic waste and how Nexus Fuels goes about breaking down plastic - The world’s first 100% commercial circular waste plastic solution - How 3 million pounds of landfill-bound plastic was turned into high-grade oil that can be used for many things - What feedstock is and what it can be used for once it’s recycled   Learn more about the show at www.SavingWithSteve.us

7/3/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Jim Carroll, who served as the Director of the White House Office of National Drug Control Policy (ONDCP) beginning in 2019 as part of a distinguished career in public service, and Chris Klesh, a Travel Guru, Corporate Wellness Expert, and leading expert on vacation ownership systems, knowing the best travel deals available and utilizing that knowledge for maximum customer benefit. They discuss:   - Identifying the warning signs of underage substance abuse The importance of supporting positive influences in the lives of our children - Parent to parent advice and support for underage drinking and substance abuse - Guidelines about not drinking and the consequences for breaking them and identifying alcohol-free activities - Insider tips and tricks for traveling and going on dream vacations without breaking the bank - The benefits of travel and leisure on our health, wellness, and overall happiness - The key safety concerns for travel in the “new normal environment - The best resources for getting the most current information for travel deals - How travel will change in the next 12 months - The top 3 tips for families to save the most money on their travel   Learn more about the show at www.SavingWithSteve.us

7/10/21 • 59:57

In this episode of Saving With Steve, host Steve Sexton is joined by Patrick Geddes, an author and the co-founder and former CEO of the Aperio Group, and Emily Blain, a financial coach who helps engaged couples effectively talk about money. They discuss:   - Advice that can help consumers properly vet investment experts - The biases and motivations of investment professionals - How investment firms appeal to junk food-like cravings  - The perils of hidden investment costs - Gender differences and bias in investing - The benefits of focusing on fees and taxes - when boring is better than sexy - The ‘gamification’ of investing - Smart investing in a post-COVID world or any environment - How our parents’ relationship with each other and with money can affect our relationship - How open communication around money strengthens a relationship - How looking forward and setting goals can help a couple build a plan and get financial direction for their life together   Learn more about the show at www.SavingWithSteve.us

7/17/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Isabel Leong, a full-time travel blogger, digital nomad, and SEO coach, and Tina Ginn, a professional app developer, financial expert, and best-selling author. They discuss:   - Financial savvy tips for how to travel in a post-pandemic world - How to travel smarter, longer, and more affordably - How to be flexible with your dates and destination when traveling - How to research your travel destinations accordingly and follow recommendations of the locals - Financial preparedness strategies for medical emergencies, sudden death, and unexpected tragedies - Protecting investments and avoiding the possibility of unclaimed money during or after an emergency or tragedy - Having the right documents and information in order for ourselves and our family - The importance of having a family conversation about how things should be handled in the case of an emergency or sudden tragedy   Learn more about the show at www.SavingWithSteve.us

7/24/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Steve Severaid, a licensed Senior Professional Public Adjuster with over 30 years of experience, and Chris Klesh, a Travel Guru, Corporate Wellness Expert, and leading expert on vacation ownership systems. They discuss:   - How homeowners can avoid the biggest pitfalls in filing claims after a property loss - What homeowners can do now to best prepare themselves for dealing with insurance claims in the future - How public adjusters can save homeowners money and secure the most favorable outcome from every insurance property claim - What a significant increase in costs for construction and raw materials means for homeowners and the amount of insurance they need - Why all insurance companies are not created equally and what to know about the cost of homeowners insurance - Insider tips and tricks for traveling and going on dream vacations without breaking the bank - The benefits of travel and leisure on our health, wellness, and overall happiness - The key safety concerns for travel in the “new normal environment - The best resources for getting the most current information for travel deals - How travel will change in the next 12 months - The top 3 tips for families to save the most money on their travel   Learn more about the show at www.SavingWithSteve.us

7/31/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by career development expert, award-winning author, and public speaker, Helen Horyza, and real estate mogul, millionaire coach, and best-selling author, Krisstina Wise. They discuss:   - Why people stay in jobs they hate and what’s driving many people to consider making a career change - The steps to making a successful career change and improving the quality of a career transition - The pros and cons of going back to college to re-career versus a certificate program - The one thing that people get wrong with money that unknowingly sabotages any chance of building wealth - Why your business won’t make you rich and how you can win the money game - What passive income is, how you can create it, and how much money is enough - The five most important money words that no one ever talks about - Why money matters more than anything, but it's actually not about the money   Learn more about the show at www.SavingWithSteve.us

8/7/21 • 59:57

In this episode of Saving With Steve, host Steve Sexton is joined by Former U.S. Representative, Dennis Kucinich, and Vacation Rental Expert, Christina VanDergrift. They discuss:   - The division of light and power and the current situation with utilities in America - A political battle that is more relevant today than ever, given corporate influence over government decisions at all levels - Why utility monopolies in Texas, California, Illinois, and Ohio have crushed consumers with sky-high rates, price gouging, and criminal behavior - Why utility bills and taxes are so high and who is really making the decisions affecting their social and economic life - A road map showing how a principled approach to everyday life can empower each of us to find the courage to do the right thing - All you need to know about owning a vacation rental with little to no money down - How anyone can own, enjoy, and generate wealth from a vacation rental property regardless of budget, education, or experience - How vacation rentals are more lucrative than traditional rentals for those that have the latter already   Learn more about the show at www.SavingWithSteve.us

8/14/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by serial entrepreneur and award-winning business plan strategist, Athan Slotkin, also known as “The Shadow CEO,” and Zach Zeller, the Co-Founder and President of ScriptCo Pharmacy, a membership-based pharmacy making prescription medications more affordable for everyone. They discuss:   - How corporations are having a hard time filling jobs after the global health crisis left millions unemployed - Why workers’ ideas of job security, and ultimately, the meaning of living and working has been completely redefined - How our current uncertain economy is driving people towards self-employment - Where business beginners can get started and what businesses are needed right now - 5 tips for new entrepreneurs looking to effectively start and scale a business from scratch - How we can purchase prescription drugs at true wholesale prices and have them shipped right to our homes   Learn more about the show at www.SavingWithSteve.us

8/21/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by international, award-winning speaker, consultant, trainer, coach, and author, Mary Nestor, and President of the American Veterinary Medical Association (AVMA), Dr. José Arce. They discuss:   - How staying silent during critical moments can result in missed opportunities, broken relationships, and disastrous decisions - Why despite the digital revolution, we are connecting more but communicating less - Three main principles of effective communication and how to handle tough or tender conversations - Tips to help find your voice and speak up at those critical moments in a way that creates impact and acceptance - When to speak up, when to be silent, what to say, and how to approach difficult situations - Learning how to effectively handle other people’s reactions as well as our own - The importance of words, tone of voice, and body language in communication - How we can empower ourselves and others by using our voice to communicate in healthy, constructive ways - How healthy communication can reduce stress, solve problems, and strengthen our relationships - The dangers that those who have pets face during the summer months, including heat, pests, and more - Tips for keeping your pets away from outdoor and indoor poisons - How to prepare for an emergency and how to prevent zoonotic disease - What we should be looking out for when the temperature changes, whether it's hot or cold outside   Learn more about the show at www.SavingWithSteve.us

8/28/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by economist, sociologist, author, and “Master of Disaster,” Dr. Randall Bell, who has consulted on more disasters than anyone in history and is widely considered the worlds top authority in the field of post-traumatic thriving, and Tony Zorc, Founder and CEO of Accounting Seed, an Iconoclast, technology entrepreneur, Forbes Books author, author of the new book, Iconoclasm: A Survival Guide in the Post-Pandemic Economy, and CPA with over 20 years of experience. They discuss:   - Post-traumatic thriving: using trauma as fuel to thrive - The cycle of disaster, recovery, and prosperity - How individuals go about trying to survive disasters - The journey from the depths of initial shock to the pinnacle of ultimate healing and growth - How company leaders can create a culture of financial awareness - How company leaders can help employees to create a stable financial future on their own - What it means to be an iconoclast and how to survive in the post-pandemic economy - Some of the biggest opportunities that have been created from the pandemic - Some of the ways that the pandemic has changed the workplace and the future of remote work - The importance of taking financial risks and being okay with failure - Predictions for industries that took some of the biggest hits during the pandemic   Learn more about the show at www.SavingWithSteve.us

9/4/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by Spencer and Kristi Stevens of the Adventurtunity Family, who are currently on a quest to seek adventure and embrace opportunities while they travel the USA in their RV, and Luke Van Der Veer, an entrepreneur and the founder of Website Rental Coaching, who has spent the last five years teaching 9–5’ers how to quit their jobs by working online, part-time. They discuss:   - The Adventurtunity's decision to sell their home and live on the road - What it's like living on the road, plus an idea of the cost of living - What the Rank & Rent business model is and how it works - How to get a website to show up on Google’s first page. - Building a side hustle while working full-time - Transitioning from the corporate world to self-employment - How to be successful without being good at sales   Learn more about the show at www.SavingWithSteve.us

9/11/21 • 59:55

In this episode of Saving With Steve, host Steve Sexton is joined by economist, sociologist, author, and “Master of Disaster,” Dr. Randall Bell, who has consulted on more disasters than anyone in history and is widely considered the worlds top authority in the field of post-traumatic thriving, and Tony Zorc, Founder and CEO of Accounting Seed, an Iconoclast, technology entrepreneur, Forbes Books author, author of the new book, Iconoclasm: A Survival Guide in the Post-Pandemic Economy, and CPA with over 20 years of experience. They discuss:   - Post-traumatic thriving: using trauma as fuel to thrive - The cycle of disaster, recovery, and prosperity - How individuals go about trying to survive disasters - The journey from the depths of initial shock to the pinnacle of ultimate healing and growth - How company leaders can create a culture of financial awareness - How company leaders can help employees to create a stable financial future on their own - What it means to be an iconoclast and how to survive in the post-pandemic economy - Some of the biggest opportunities that have been created from the pandemic - Some of the ways that the pandemic has changed the workplace and the future of remote work - The importance of taking financial risks and being okay with failure - Predictions for industries that took some of the biggest hits during the pandemic   Learn more about the show at www.SavingWithSteve.us

9/18/21 • 59:55