Show cover of Saving With Steve

Saving With Steve

The Saving With Steve Show, hosted by best-selling author, financial trendsetter, and renowned personal finance consultant Steve Sexton, will explore the ins and outs of money and help you to make informed financial decisions that support the goals and objectives most important to you. In addition to talking about financial issues that could be costing you thousands of dollars and keeping you up at night, Steve shares tips and strategies for tax reduction, saving, how to spend less and get more, 401k’s, risk management, retirement, and everything under the sun that relates to you having a healthier, happier relationship with money.

Tracks

001: What’s Happening with the Economy and the Real Estate Market in 2021 with Jonathan “JJ” Jerotz and Alan Nevin
Welcome to the inaugural episode of Saving With Steve, a show that’s dedicated to helping you have a healthier and happier relationship with money!   Today, host Steve Sexton is joined by Jonathan “JJ” Jerotz of Synergy One Lending and nationally known economist, Alan Nevin, to talk about where interest rates are now and where they’re headed, the best way to lock in a great rate, and how to prepare for a refinance.   They also discuss what’s happening with the real estate market, how the new administration will affect people economically, and what we can look forward to in 2021.   Learn more about the show at www.SavingWithSteve.us
56:35 12/3/20
002: Lowering Taxes, Diversifying Investments, and Harnessing the Unlimited Power of Courage with Ali Hashemian and Ken D. Foster
In this episode of Saving With Steve, host Steve Sexton is joined by Certified Financial Planner, author, and President at Kinetic Investment Management, Ali Hashemian, and Business Strategist, best-selling author, and syndicated radio host of the Voices of Courage Show, Ken D. Foster.   Ali Hashemian, ChFC®, MBA, CFP®, helps high net-worth clients and advanced financial advisors achieve their true potential through diligent planning, prioritized implementation, and consistent monitoring.    Being a second-generation advanced financial planner, as well as having extensive education and experience in finance and financial planning, gives him the ability to offer comprehensive, customized, concierge financial planning services to retail and wholesale clients.    Ali has a proven track record of delivering results based on his holistic approach and innovative designs. ‍ Today, he chats about his book, Overtaxed: Six Powerful Tax-Free Investment Strategies and How to Use Them to Lower Taxes, what we can do now before years end to reduce taxation, and the best way to diversify or position investments in 2021.   Ken D. Foster, is a keynote speaker, business strategist, best-selling author, and the host of “Voices of Courage,” syndicated in over 162 countries.    He is a change-maker who pushes the envelope and challenges people to think differently: to see the unseeable, know the unknowable, and do the impossible.    Ken specializes in working with people who are committed to leveling up their lives, maximizing their highest potential, and contributing to making the world a better place.   Today, he discusses his new book, The Courage to Change Everything: Daily Strategies and Essential Wisdom to Awaken Your Inner Genius, which features 365 daily lessons that instill wisdom and wealth principles deeply into your consciousness, and shares his best tips for meeting challenge, change, and opportunity with courage.   Learn more about the show at www.SavingWithSteve.us
54:56 12/16/20
003: How to Achieve Big Savings on Travel in a COVID World and What You Need to Know About Reverse Mortgages with Wayne Dunlap and Bruce McPherson
In this episode of Saving With Steve, host Steve Sexton is joined by top travel influencer and author, Wayne Dunlap, and Reverse Mortgage Advisor, Bruce McPherson.   Wayne Dunlap is a former Economics professor who, along with his wife, Pat, has visited 100 countries and 46 U.S. states.    TripAdvisor chose Wayne as one of the Top 25 Travel Bloggers in the world and also as Best Baby Boomer and Top Couple Travel Blogger to follow.    He is a top travel influencer with over 265,000 social media followers, a featured speaker at large travel shows, and the author of the 5-star rated travel book, Plan Your Escape®: Secrets of Traveling the World for Less Than the Cost of Living at Home.   Wayne’s powerful travel ideas and unique tips have been written up in Wall Street Journal, U.S. News & World Report, Entrepreneur Magazine, ABC News, and many other media sources.   Today, Wayne shares what travel destinations are worth seeing, how to achieve big savings on travel in a COVID world, and how to travel for less than half the cost for all types of travel, from luxury to budget, by using his ‘Follow the Disaster’ travel-planning model.   Bruce McPherson is a Reverse Mortgage Advisor at Mutual of Omaha Mortgage who has specialized in reverse mortgages exclusively since 2003.    He earned the Certified Reverse Mortgage Professional designation in 2014.   Bruce is a frequent guest speaker at events for bankers, financial advisors, elder law attorneys, realtors, in-home care providers, and other professionals who work with seniors.    He has also appeared on the Mr. Credit radio show, Craig Sewing radio show, and American Dream TV show.   Today, Bruce discusses the most important things to know and understand about reverse mortgages and also shares some things that all reverse mortgages have in common.   Learn more about the show at www.SavingWithSteve.us
68:46 2/11/21
004: How to Protect Your Identity and Reputation From Scammers and Prevent Your Money From Falling Through the Cracks When Selling Your Home with Eran Sinai and Glen Henderson
In this episode of Saving With Steve, host Steve Sexton is joined by CEO of IDSeal, Eran Sinai, and Real Estate Expert, Glen Henderson.   Eran Sinai has dedicated more than 25 years of his life to safeguarding people and their reputations.    As CEO of IDSeal, a premier identity theft protection company, he oversees all company operations, directing the North Carolina based company in providing exceptional and affordable identity protection solutions through cutting-edge technologies, with integrity and commitment to customer service.    Eran actively strives to raise public awareness about identity theft, privacy, scams, fraud, and other related issues by serving on the Experian Partner Solutions Advisory Board; the ID Cyber Center Board, a Southern California IDTPS company founded in 2008; and the OCCAM (Organization of Compliant Credit Account Managers) Board.    Today, he shares how to protect your identity and reputation from scammers, discusses what can be done if your ID is stolen, and covers the best way to purchase ID theft protection.   Real Estate Expert, Glen Henderson, attended San Diego State University, where he majored in Business Administration with an emphasis in Finance.    Upon graduation in 2003, he began his career in real estate and mortgages. During the first years of his career, Glen worked full time as a REALTOR® and Mortgage Banker.   His background in finance, coupled with his experience in both real estate and mortgages, has helped him excel in his real estate career. In 2009, Glen obtained his broker’s license and became a partner in Silvercrest Realty Group.   Today, Glen manages his real estate business, is the broker of Silvercrest Realty Group, has authored the book “Avoiding Foreclosure; How NOT To Go Broke Saving Your Home”, co-hosts a weekly real estate show on KCBQ and KPRZ, and has become a trainer/coach.   In this episode, Glen gives a rundown on the real estate market in 2021, shares how to prevent your money from falling through the cracks when selling your home, and provides his 5 components for selling your house for top dollar.   Learn more about the show at www.SavingWithSteve.us
59:55 2/11/21
005: Managing and Protecting Your Income-Producing Assets, Reducing Tax Burdens, and Having More Control Over Your Money with John Eickhoff
In this episode of Saving With Steve, host Steve Sexton is joined by the Founder and CEO of Hoffman Associates, John Eickhoff.   John Eickhoff is a former farmer who tried to find a way to reduce taxes on the sale of his farm.    When the CPA’s could not, or did not know how, to help him, he found out how to do it himself.    For the last 33 years, John has helped 1,000 farmers in 48 states reduce, eliminate, or defer the taxes on the sale of their farm, other business, and highly appreciated assets.    As global estate planning advisers, Hoffman Associates brings value in several ways to those they serve, through the information, training, consultation, products, and services they offer.   Today, John discusses managing and protecting your income-producing assets in ways that reduce tax burdens and increase cash flow, allowing you to have more control over your money.   Learn more about the show at www.SavingWithSteve.us
59:55 2/11/21
006: The Ins and Outs of Internet Marketing and How to Enjoy Safe Travel Amidst COVID Restrictions with Christopher Van Buren and Wayne Dunlap
In this episode of Saving With Steve, host Steve Sexton is joined by renowned internet marketer, Christopher Van Buren, and top travel influencer and author, Wayne Dunlap.   Christopher Van Buren has worked in online marketing and media for over 20 years as a publisher, marketing director, campaign manager, and launch strategist.    He is an expert in content marketing, affiliate marketing, and online strategies.    Chris has written numerous books in the technology, travel, and self-help markets, and spent eight years as a literary agent, helping authors get their books published.   He is the President and Founder of LaunchMoxie, Inc. Since 2011, LaunchMoxie helps small and medium businesses build their digital marketing platforms and drive traffic to their product offers.    Today, Chris discusses the ins and outs of internet marketing, how people should look at it, and what questions to ask, and also shares tips for growing your income in our current times.   Wayne Dunlap is a former Economics professor who, along with his wife, Pat, has visited 100 countries and 46 U.S. states.    TripAdvisor chose Wayne as one of the Top 25 Travel Bloggers in the world and also as Best Baby Boomer and Top Couple Travel Blogger to follow.    He is a top travel influencer with over 265,000 social media followers, a featured speaker at large travel shows, and the author of the 5-star rated travel book, Plan Your Escape®: Secrets of Traveling the World for Less Than the Cost of Living at Home.   Wayne’s powerful travel ideas and unique tips have been written up in Wall Street Journal, U.S. News & World Report, Entrepreneur Magazine, ABC News, and many other media sources.   Today, Wayne shares ideas for how concerned travelers can enjoy a safe and affordable travel experience while COVID restrictions are still imposed by choosing to travel locally.   Learn more about the show at www.SavingWithSteve.us
59:55 2/11/21
007: Estate Planning During a Pandemic and How to Protect Your Identity and Reputation From Scammers with Ali Hashemian and Eran Sinai
In this episode of Saving With Steve, host Steve Sexton is joined by Certified Financial Planner, author, and President at Kinetic Investment Management, Ali Hashemian, and CEO of IDSeal, Eran Sinai.   Ali Hashemian, ChFC®, MBA, CFP®, helps high net-worth clients and advanced financial advisors achieve their true potential through diligent planning, prioritized implementation, and consistent monitoring.    Being a second-generation advanced financial planner, as well as having extensive education and experience in finance and financial planning, gives him the ability to offer comprehensive, customized, concierge financial planning services to retail and wholesale clients.    Ali has a proven track record of delivering results based on his holistic approach and innovative designs. ‍ Today, he discusses estate planning during a pandemic and covers what estate planning is, who it affects, what probate is and how it works, and what the components of a proper estate plan are.   Eran Sinai has dedicated more than 25 years of his life to safeguarding people and their reputations.    As CEO of IDSeal, a premier identity theft protection company, he oversees all company operations, directing the North Carolina based company in providing exceptional and affordable identity protection solutions through cutting-edge technologies, with integrity and commitment to customer service.    Eran actively strives to raise public awareness about identity theft, privacy, scams, fraud, and other related issues by serving on the Experian Partner Solutions Advisory Board; the ID Cyber Center Board, a Southern California IDTPS company founded in 2008; and the OCCAM (Organization of Compliant Credit Account Managers) Board.    Today, he shares how to protect your identity and reputation from scammers, discusses what can be done if your ID is stolen, and covers the best way to purchase ID theft protection.   Learn more about the show at www.SavingWithSteve.us
59:55 2/11/21
008: Real Estate Tax Strategies, Maximizing Social Security, and Alleviating Your Debt Hangover with Bill Exeter
In this episode of Saving With Steve, host Steve Sexton is joined by Trust, Fiduciary, and Custody Services Executive, William “Bill” Exeter, who is the Founder, President, and Chief Executive Officer of Exeter 1031 Exchange Services, LLC, Exeter Trust Company, and their affiliate companies.   Bill Exeter has been in the fiduciary services industry since 1980. He began specializing in real estate tax strategies in 1986 with a specialty emphasis in 1031 Exchanges, 1033 Exchanges, Self-Directed IRAs, and Alternative Investment custody accounts.   Bill has administered in excess of 125,000 1031 Exchange transactions during his 35-year career in the 1031 Exchange industry.   Bill also serves as an industry consultant, advisor, trainer, instructor and expert witness.  His work as an expert witness focuses on matters related to 1031 Exchanges, 1033 Exchanges, Self-Directed IRAs and Title Holding Trusts or Land Trusts.  His expert witness work has included testimony at numerous depositions, arbitrations and trials.   Bill has written, lectured, taught, and trained investors extensively on 1031 Exchanges, 1033 Exchanges, Tenant-In-Common (TIC) and Delaware Statutory Trust (DST) investment properties as like-kind replacement property solutions for 1031 and 1033 Exchanges, Self-Directed IRAs, and Title Holding Trusts or Land Trusts.   In addition, he is a frequent guest expert on "The Financial Advisors — Money Talk Radio Show” on San Diego News Radio AM 600 KOGO, on the "BizTalk Radio" on Business Talk Radio AM 1000 KCEO San Diego, and numerous other radio and television appearances.    Today, he discusses 1031 exchanges, how they can help individuals defer taxes on real estate, how self-directed IRAs work and who uses them, and alternative investments.   We also talk about how you can maximize social security and alleviate your debt hangover.   Learn more about the show at www.SavingWithSteve.us
59:55 2/11/21
009: The Role of Emotional Intelligence in Leadership and Work/Life Balance + How to Sell Your House for the Most Money Possible with Tom Eddington and Glen Henderson
In this episode of Saving With Steve, host Steve Sexton is joined by Founder of Eddington Advisory Services, Tom Eddington, who is one of Silicon Valley’s top business advisors, and Broker Associate and Real Estate Expert with the Premier Homes Team, Glen Henderson, who has been helping people buy and sell real estate for decades in San Diego, California.   If you run your own business, are in management, lead a family, coach a sports team, or just happen to be a leader in one of America’s top companies, my guest, Tom Eddington, is going to talk about the transformational power of conscious leadership, creating work-life balance, leading multi-ethnic, multi-generational workforces in a time of rapid change, and how you can bring out the best in your team.    My second guest, Glen Henderson, is going to give us a recap of the real estate market in 2020, provide a rundown on what the real estate market trends are going to look like in 2021, and share his 5 component system for selling your house for the most amount of money possible.   Learn more about the show at www.SavingWithSteve.us
59:55 3/25/21
010: Better Health for Better Savings + How Your Childhood is Impacting Your Financial Behavior as an Adult with Sara Banta and Ande Frazier
In this episode of Saving With Steve, host Steve Sexton is joined by Health Coach, Natural Supplement Expert, and the host of Accelerated Health TV & Radio, Sara Banta, and expert in behavioral finance and ForbesBook author of Fin(anci)ally Free: 11 Conversations To Have With Yourself About Life, Money, and Worth, Ande Frazier.   Do you want to learn how to deal with those pesky hormones or get those awful hot flashes to go away? Are you looking for ways to improve your testosterone so that you can have more energy? Are you dieting and exercising but still can’t seem to lose any weight? My first guest, Sara Banta, has been in search of cutting-edge and alternative modalities to heal every health challenge for the past 15 years. Today, she is going to talk to us about how to deal with troublesome hormones, how we can improve our testosterone through diet and supplements, what we can do about inflammation, joint pain, and brain fog, and how we can improve our energy and support the immune system.   Think back to when you were a kid… Did your parents talk about money, or did the subject cause them to shut down? What lessons about money did you learn from your parents? Are your parents to blame for your financial behavior as an adult? Do you need to reconsider or reevaluate your relationship with money? My second guest, Ande Frazier, is going to talk about how our upbringing could influence how we handle money as adults and why changing financial habits may require a deeper look into how those habits were formed. She shares steps for how we can overcome these deeply ingrained habits and behaviors and insight into what we should be teaching our children about money.   Learn more about the show at www.SavingWithSteve.us
59:55 3/25/21
011: Entrepreneurial Resolutions for 2021 + Top Business Tips for How to Thrive in the Wake of COVID-19 with Courtney LeMarco and Athan Slotkin
In this episode of Saving With Steve, host Steve Sexton is joined by serial entrepreneur and award-winning business plan strategist, Athan Slotkin, also known as “The Shadow CEO,” and Founder and CEO of LeMarco Brands, LLC., Courtney LeMarco, who is also a self-made and sought-after film and television producer.   This show is all about both surviving and thriving through COVID. It doesn’t matter if you are a small business owner, an employee, a vendor to small businesses, if you’ve been laid off, and/or you’re a few years away from retirement. We’ve all been affected by the COVID-19 lockdowns, and will continue to be affected until the vaccine has reached enough people.   My first guest, Athan Slotkin, has helped countless businesses across the U.S. restructure their businesses to make it though the first and current shutdown. Today, he will be sharing his 5 tips for how we can survive the latest lockdown order and thrive in the wake of COVID-19 spikes and what the next step is for growing back a business as COVID restrictions are being lifted.   My second guest, Courtney LeMarco, who went from high school dropout to running a multi-million dollar production company, is going to be talking with us today about his Entrepreneurial Resolution for 2021.   Learn more about the show at www.SavingWithSteve.us
59:55 3/27/21
012: Five Steps to Profitable Growth in 2021 + How the "Lookback" Rule May Help You Qualify for a Larger Tax Refund with Thomas Michael Hogg and Leigh Phillips
In this episode of Saving With Steve, host Steve Sexton is joined by Leigh Phillips, President & CEO of SaverLife, a national nonprofit that helps working families achieve prosperity through savings, and Consultant and Mentor, Thomas William Hogg, who has more than 20 years of market and work experience in Germany, Mexico, Switzerland, and the USA and is Founder and Managing Director of TMH Consulting & Investment Group.   With more than 40% of Americans unable to handle a $400 emergency, SaverLife.org, and their CEO, Leigh Phillips, are looking to change that by showing you how to build financial security and achieve prosperity through savings. She also shares how there could be huge consequences for society as well as for the vulnerable, low-income families who may miss out on critical tax regards in the coming months because they may not know about the underreported “loopback” provision for Earned Income Tax Credit (EITC) and Child Tax Credit (CTC) in the recent stimulus package.   With all that is going on in the world right now, companies are struggling, and people all over the U.S. and the world are starting or reinventing their businesses. My second guest, Thomas Michael Hoggs, is talking with us today about the strategies and success formula of companies with high profitable growth that can help us transform our business mindset, overcome a current crisis, and grow our businesses.   Learn more about the show at www.SavingWithSteve.us
59:55 4/3/21
013: How to Radically Improve Your Relationship With Time, Money, and Stress + Tips for Living a Life of Prosperity with Jackie Woodside and Senator Steven P. Thayn
In this episode of Saving With Steve, host Steve Sexton is joined by Jackie Woodside, a certified professional coach and licensed psychotherapist with 30 years experience in both fields, and Senator Steve Thayn, Idaho 8th District Senator.   My first guest today is Jackie Woodside, best-selling author of the books, Money Vibe: Your Financial Freedom Formula, Calming the Chaos: Managing Your Energy Rather than Your Time, and Time for a Change. She joins us today to provide insight into how we experience money and why it’s entirely about our inner world. She shares what we can do to elevate our consciousness and raise our money vibe so that we can have a better experience with money and create the conditions for it to flow more freely into our lives.   My second guest, Idaho 8th District Senator, Steven Thayn, is here to discuss how we can break the cycle of poverty and homelessness and empower individuals by improving education and making the education system more flexible, improving access to healthcare and the way it’s funded, and creating programs and approaches that help the poor pass through poverty.   Learn more about the show at www.SavingWithSteve.us
57:17 4/3/21
014: Market Timing and Lessons Learned From 2020 + Why 2021 is the Perfect Time to Revamp Your Life with Gregory J. Weimer and Steve Cook
In this episode of Saving With Steve, host Steve Sexton is joined by Gregory Weimer, Co-Founder of Confluence Financial Partners, and Steve Cook, author of Lifeonaire: An Uncommon Approach to Wealth, Success, and Prosperity.   The typical American trades the vast majority of their time and energy for the hope that, someday, they will be free. Meanwhile, their intense pursuit of financial success is the very thing robbing them of their freedom. So, where do we find freedom? What should we pursue?   My first guest today Steve Cook, is the author of Lifeonaire: An Uncommon Approach to Wealth, Success, and Prosperity, which is a fictional story that shares how Americans blindly pursue financial wealth and why our heart’s desire is about much more than money. He joins us today to talk about the Great American Reset and how 2021 is a great time to reshape your life down to its foundation and revamp everything. Steve also shares seven things that we should stop doing in 2021 to improve our finances, relationships, success, and overall happiness.   My second guest is Greg Weimer, Co-Founder of Confluence Financial Partners, who has been guiding clients in the management of their wealth since 1986 and strives to set a new standard for the financial services industry. He joins us today to discuss why market timing doesn’t work and how to not get hit by the market bus that you’re watching.    We also talk about the three biggest retirement risks—longevity, inflation, and market decline—and what you need to consider implementing in order to manage and mitigate your risks.   Learn more about the show at www.SavingWithSteve.us
59:55 4/3/21
015: Changing Your Domicile to Reduce High Taxes + Financial Risk Forecasts for Investors with Brad Galbraith and Shaun Rowles
In this episode of Saving With Steve, host Steve Sexton is joined by Brad Galbraith, an attorney, CPA, and creator of ChangeMyDomicle.com, and Shaun Rowles, an experienced Portfolio Manager and the creator of WatchPoint Analytics.   Last year in the state of California alone, over 663,000 people moved out of state to states with lower or no state taxes. The same thing is happening to all high-tax states like New York, New Jersey, Illinois, and more. The reality is a state like California doesn’t want to lose your tax dollars and will do everything to keep you paying, so it’s important to learn how to pass your state’s domicile test.   My first guest today Brad Galbraith, is an attorney, CPA, and creator of ChangeMyDomicle.com. He joins us today to discuss how every state has its own test for domicile and why failing to pass the test comes at a very high price. Brad shares how ignoring your current state’s laws regarding domicile could lead to unnecessary stress, audits and income tax, and estate tax claims by your current state even after you have attempted to change your domicile. He also talks about five things to consider before changing your domicile, how to change your state’s registry, and how to defend against an audit in reference to your domicile state.   How would you like a technology tool that forecasts financial risk for Investors, helping you identify when a risk is too high? My second guest is the creator of WatchPoint Analytics, Shaun Rowles, who has nearly two decades of experience in wealth management as an active Portfolio Manager for some of the nation’s largest banks and the world's largest Wealth Management company. He joins us today to discuss how WatchPoint Analytics enables the average investor to enjoy better risk management by forecasting warnings well in advance to indicate to investors when they are taking on too much risk and that there is a high probability of loss.   We also talk about seven different tax scams and what you can do to protect yourself.   Learn more about the show at www.SavingWithSteve.us
58:18 4/3/21
016: Managing Stress and Preventing Burnout + Ways to Reduce and Eliminate Bank and Credit Card Fees with Janice Livtin and Paul Kesserwani
In this episode of Saving With Steve, host Steve Sexton is joined by coach and stress management expert, Janice Livtin, who is the author of the Banish Burnout Toolkit, a workbook designed to help you learn how to change your reactions to stress from the inside out, and Paul Kesserwani, Founder and CEO of Cushion, a company that safeguards your money by using artificial intelligence to analyze your financials and figure out the best way to dispute charges on your behalf.   Before the pandemic, American workers were already stressed to the tune of $190 billion annually in healthcare expenses. The World Health Organization had declared burnout as a syndrome caused by unrelenting stress that never gets handled. We have been living with COVID-19 for the last year, and we see the devastation in the news, parents are worried for their children, and many people have started working remotely. Remote work can lead to overworked employees that sit on computers all day, never get outside for a healthy dose of Vitamin D, and suffer from loneliness. It’s time to banish the burnout!   My first guest today, Janice Livtin, is a coach, stress management expert, and author of the Banish Burnout Toolkit, who is on a mission to help leaders and teams banish burnout in their organizations. She joins us today to discuss the importance of identifying our stress response and unpacking our emotional baggage and explains what a stress audit is, why we need one, and how to conduct it. Janice also provides insight into how anyone can build habits for optimal wellness, performance, and focus, and shares three proven tips for banishing burnout during uncertain times and    Bank and credit card fees cost Americans roughly $200 billion per year. Luckily, there are several services that, for a minimal fee, can reduce or completely eliminate these fees. Getting these fees under control is an easy New Year’s Resolution for consumers. My second guest, Paul Kesserwani, Founder and CEO of Cushion, has saved consumers more than $5 million in bank and credit card fees since their founding in 2018. He joins us today to discuss how the process of negotiating away bank fees can be an easy way to get a handle on our finances and help us live a financially healthier life. Paul addresses different myths surrounding bank and credit card fees, and also explains how his company, Cushion, can help you get your bank and credit card fees refunded automatically.   We also talk about three things that you can do now to have a successful tax season.   Learn more about the show at www.SavingWithSteve.us
59:55 4/3/21
017: The Rise of Bitcoin ATMs and Solutions for Synthetic Identity Theft with Daniel Polotsky, Naftali Harris, and Maxwell Blumenfeld
In this episode of Saving With Steve, host Steve Sexton is joined by Daniel Polotsky, the Founder, Shareholder, and Chief Advisor at CoinFlip, and Naftali Harris and Maxwell Blumenfeld, the Co-Founders and CEO and COO of SentiLink.   Bitcoin and other cryptocurrencies have been gaining lots of popularity, with Bitcoin just hitting $56,710 a coin. People who purchased it early have made tons of money. How would you like to go to an ATM and purchase Bitcoin or another Cryptocurrency and have funds transferred to your wallet in no time?   My first guest today, Daniel Polotsky, is the Founder, Shareholder, and Chief Advisor at CoinFlip, which is the world’s largest bitcoin ATM network that offers the easiest way to buy and sell cryptocurrency with cash. He joins us today to discuss what is happening in the world of Crypto, the different types of cryptocurrency, what 2021 can look like for unbanked individuals who want to learn more about cryptocurrency, and what CoinFlip does differently.   Imagine you just submitted your application for a loan. The financial institution starts pulling your credit, enters your social security number, and there are 10 other applications with your social security number on them. Yet, only one of you exists, and the rest of the applications have synthetic names and backgrounds. Scary? I think so!    My second guests, Naftali Harris and Maxwell Blumenfeld, the Co-Founders and CEO and COO of SentiLink, which is a fraud protection tech firm and identity verification technology company that has built the only comprehensive industry solution for stopping synthetic fraud. They join us today to discuss synthetic fraud and its effects to our overall financial system as well as to everyday people. Naftali and Maxwell share how synthetic fraudsters grow credit quickly, how hard synthetic fraud is to detect, and what SentiLink is doing to combat the growing problem of identity fraud.   Learn more about the show at www.SavingWithSteve.us
59:55 4/17/21
018: Persuasive Speaking That Sells and Amazon Product Marketing Success with Arvee Robinson and Jason Boyce
In this episode of Saving With Steve, host Steve Sexton is joined by Arvee Robinson who is a Master Speaker Trainer, International Speaker, Author, and the CEO of the Arvee Robinson International, and Entrepreneur and nationally recognized expert on Amazon, Jason Boyce, who is the Founder and CEO of Avenue7Media and the author of “The Amazon Jungle.”   How would you like to learn how to speak persuasively to co-workers, your boss, a group, an executive team, or that potential new client whom you want to utilize your service? If you don’t speak well and persuasively, the reality is that you might not get that promotion, onboard that new client, or get your project through the planning committee.   My first guest today, Arvee Robinson, is a Master Speaker Trainer, International Speaker, and Author. She joins us today to share how to become a speaking superstar in your industry and use public speaking to market yourself so that you can generate unlimited leads, attract more clients, and grow your businesses!   The pandemic has pushed people to pivot and look into alternative ways to create revenue and find other sources of income. Amazon has increased its customer base 5-fold in the last year. In fact, the Saving with Steve show has received many requests about how to sell on Amazon.    So, if you have ever wondered how to make money on Amazon, my second guest Jason Boyce, who has had 20 years of experience being a top-seller on Amazon, is considered one of the leading advocates for Amazon.com third-party sellers, and is the author of the book “The Amazon Jungle,” walks us through how to do it successfully.    He shares the secrets and truth about Amazon that people who are just getting started don’t realize, why third-party sellers have a competitive edge on Amazon, the most common traits of a top seller, and key strategies for how you can set yourself apart and build an enduring brand on Amazon.   Learn more about the show at www.SavingWithSteve.us
59:55 4/17/21
019: Estate Planning During the Pandemic and Playing the Lottery Without a Trip to the Store with Louis Pierro and Richard Wheeler
In this episode of Saving With Steve, host Steve Sexton is joined by Louis Pierro, the founder and principal of Pierro, Connor & Strauss, LLC, who concentrates his law practice in the areas of Estate Planning, Estate and Trust Administration, Business Succession Planning, Elder Law, and Special Needs Planning, and Richard Wheeler, the President of Mido Lotto, who has 20+ years of lottery, BD, and operating experience with multi-national companies and government agencies.   My first guest today, Louis Pierro, is the Founder and principal of Pierro, Connor & Strauss, LLC, a Law firm with a mission to empower their clients to achieve their goals, protect their families, and navigate through the complex problems encountered by each generation. He joins us today to discuss estate planning during the pandemic, what estate planning documents the average person needs, and the biggest estate planning mistakes.   Did you know one billion dollars in lottery winnings go unclaimed each year in the U.S.? Mega Millions is over $125MM, and Powerball is up over $220 MM. The lottery business is changing, especially the way you go about getting buying your lottery tickets.    My second guest, Richard Wheeler, is a lottery expert and the President of Mido Lotto, a company with a mission to increase good cause contributions by bringing lottery into the mobile, social, and physical distancing age. He joins us today to discuss the upcoming historic jackpot and his company’s new smartphone app that allows players to safely order lottery tickets from the comfort of their own home.   Learn more about the show at www.SavingWithSteve.us
59:55 4/17/21
020: Cultivating Safety and Trust Online and The Importance of Trust in Leadership with Jeff Tinsley and Jenn Donahue
In this episode of Saving With Steve, host Steve Sexton is joined by Jeff Tinsley, the Founder and CEO at RealMe Solutions, and U.S. Navy Captain, engineer, mentor, and speaker, Jenn Donahue.   They say love hurts, and with so many romance scams out there today, that’s doubly true—hearts are broken and wallets are emptied. Over the past three years, people have reported losing more money on romance scams than on any other fraud type. In 2020, reported losses to romance scams reached a record $304 million, which was up about 50% from 2019.   It’s reasonable to wonder what happened in 2020 to make these dollars losses continue to spike. An obvious reason may be the pandemic limiting our ability to meet in person. But, outside of the pandemic, the share of people who have ever used an online dating site or app has also been rising and romance scammers are primed to take advantage.    My first guest today, Jeff Tinsley, is the Founder and CEO at RealMe Solutions, an online reputation platform dedicated to cultivating safety and trust online. He joins us today to discuss fraud and scam prevention in the online marketplace, some of the biggest issues we are facing today in our digital interactions, and how RealMe is helping everyday people avoid being scammed out of their hard-earned money.   Feelings of self-doubt are nothing new for women in the workplace. In fact, 75% of female executives experience imposter syndrome. But, with personal and professional lives colliding, it has become more difficult than ever to “fake it ‘til you make it.” Whether you are a female in the workplace or not, you can learn some valuable lessons from my guest, Jenn Donahue, who is a U.S. Navy Captain, engineer, mentor, and speaker that helps leaders and managers tap into their most powerful source of strength.   She joins us today to share how we can take our camouflage off and stop trying to blend in, build the women leaders of tomorrow, find our leadership style, and command respect and loyalty from our team by building a solid foundation of trust.   Learn more about the show at www.SavingWithSteve.us
59:55 4/18/21
021: Changing Your Domicile to Reduce High Taxes + Getting the Highest Possible Offer When Selling a House As-Is with Brad Galbraith, Polina Ryshakov, and Shane Steele
In this episode of Saving With Steve, host Steve Sexton is joined by Brad Galbraith, an attorney, CPA, and creator of ChangeMyDomicle.com, along with Chief Valuation Officer, Polina Ryshakov, and Chief Marketing Officer, Shane Steele, of Sundae.   Last year in the state of California alone, over 663,000 people moved out of state to states with lower or no state taxes. The same thing is happening to all high-tax states like New York, New Jersey, Illinois, and more. The reality is a state like California doesn’t want to lose your tax dollars and will do everything to keep you paying, so it’s important to learn how to pass your state’s domicile test.   My first guest today, Brad Galbraith, is an attorney, CPA, and creator of ChangeMyDomicle.com. He joins us today to discuss how every state has its own test for domicile and why failing to pass the test comes at a very high price.   Brad shares how ignoring your current state’s laws regarding domicile could lead to unnecessary stress, audits and income tax, and estate tax claims by your current state even after you have attempted to change your domicile. He also talks about five things to consider before changing your domicile, how to change your state’s registry, and how to defend against an audit in reference to your domicile state.   Despite the uncertainty of a post-pandemic economy, Sundae is making it easier for investors to buy properties and create competition to drive up prices for homeowners. Sundae is the only marketplace that connects homeowners that are looking to sell their property as-is to the largest network of vetted local investors to ensure that they receive the highest possible offer.   My second guests, Polina Ryshakow and Shane Steele, Chief Valuation Officer and Chief Marketing Officer at Sundae, join us today to provide insight on what's been going on with the real estate market during the pandemic, how long they think this market will last, and the predatory games that are played by many real estate investor networks.   Learn more about the show at www.SavingWithSteve.us
59:55 4/18/21
022: Bringing Investing to the Masses + How to Make an Offer Stand Out in a Competitive Seller’s Market with Moe Vela and Andrew Ragusa
In this episode of Saving With Steve, host Steve Sexton is joined by Moe Vela, former White House Senior Advisor and businessman, and Andrew Ragusa, a Licensed Real Estate Broker, Sellers Representative Specialist, Accredited Buyer Representative, Short Sale and Foreclosure Resource Specialist, and the CEO of REMI Realty, to discuss bringing investing and wealth creation opportunities to the masses + how to make an offer on a home stand out in a competitive seller's market.   Learn more about the show at www.SavingWithSteve.us
59:55 5/5/21
023: Predictions for the Current Housing Market + Raising Financially-Smart Kids with Jonathan "JJ" Jerotz and Tim Sheehan
In this episode of Saving With Steve, host Steve Sexton is joined by Jonathan “JJ” Jerotz, the Area Manager and Vice President of Retail Sales for Synergy One Lending, a National Mortgage Bank, and Tim Sheehan, Co-Founder and CEO of Greenlight, the debit card and money app that allows parents to teach their kids how to be financially responsible. They discuss the importance of teaching kids about personal finance, how parents can provide the tools and resources to manage their kids’ money, what’s currently happening with the real estate market and loan rates, what’s on the horizon, and what this all means to us going forward.   Learn more about the show at www.SavingWithSteve.us
59:55 5/5/21
024: Mastering Transformative Change in the Workplace + Building Solid and Sustainable Business Growth with Rick Grimaldi and Ruth King
In this episode of Saving With Steve, host Steve Sexton is joined by Rick Grimaldi, a workplace trend expert, employment lawyer, and the author of FLEX: A leaders Guide to Staying Nimble and Mastering Transformative Change in the American Workplace, and Ruth King, a self-professed profitability master for small businesses, founder and CEO of Business Ventures Corporation, and the author of Profit or Wealth?: Simple Rules for Sustainable Business Growth. They discuss:   - How business leaders can adapt to ever-changing business environments - How employers can quickly and safely prepare a vaccination strategy for their employees - How business owners can avoid costly mistakes and effectively build a solid and sustainable business - How business owners can insulate themselves against further economic fallout during this time   Learn more about the show at www.SavingWithSteve.us
59:55 5/5/21
025: How to Achieve Big Savings on Travel in a COVID World + 5 Components for Selling a House for the Most Money with Wayne Dunlap and Glen Henderson
In this episode of Saving With Steve, host Steve Sexton is joined by top travel influencer and author, Wayne Dunlap, and Broker Associate and Real Estate Expert with the Premier Homes Team, Glen Henderson, to discuss how to achieve big savings on travel in a COVID world, merging trends that could make or break a real estate experience, and 5 components for selling a house for the most money possible.   Learn more about the show at www.SavingWithSteve.us
59:55 5/8/21
026: Turning Trauma Into Fuel to Thrive and Live a Fulfilling Life + A Solution for Cryptocurrency Tax Challenges and Managing Digital Assets with Pat White and Dr. Randall Bell
In this episode of Saving With Steve, host Steve Sexton is joined by economist, sociologist, author, and “Master of Disaster,” Dr. Randall Bell, who has consulted on more disasters than anyone in history and is widely considered the worlds top authority in the field of post-traumatic thriving, and Pat White, the CEO of Bitwave, one of the first and only companies to offer tax and accounting software that is designed for managing cryptocurrencies. They discuss:   - Post-traumatic thriving: using trauma as fuel to thrive - The cycle of disaster, recovery, and prosperity - How individuals go about trying to survive disasters - The journey from the depths of initial shock to the pinnacle of ultimate healing and growth - The tax challenges that cryptocurrency presents and where guidance from the IRS is lacking - What companies, as well as investors, are doing to move forward - How Bitwave works and what we need to know about the future of cryptocurrency   Learn more about the show at www.SavingWithSteve.us
59:55 5/15/21
027: How to Upgrade Your Post-Pandemic Workplace to Enhance Engagement and Productivity + How to Create a Life of Abundance by Changing Your Relationship with Money with Dr. Rebekah L. Smith and Ken H
In this episode of Saving With Steve, host Steve Sexton is joined by Dr. Rebekah L. Smith, an author, award-winning consultant, and media personality with more than ten years of film festival strategy consulting experience, and Ken Honda, a best-selling self-development author in Japan with book sales surpassing seven million copies since 2001. They discuss:   - How to create a more welcoming work environment post-pandemic that enhances employee productivity and engagement - How you can upgrade your workplace and arrange it in a way that achieves harmony and balance - Tips for designing and placing vision boards in the office for innovation and inspiration - How to use color psychology in your wardrobe and in the workplace to improve your team’s energy - Incorporating spirituality into daily office routines and improving workplace wellbeing - How encouraging your team to take breaks and “feel the feelings” can be game-changing for workplace wellbeing - Changing our relationship with money, making peace with it, and opening the channels to happiness and abundance - The difference between happy and unhappy money and the “myth” of scarcity - Why how we feel about money affects our ability to live in abundance - How we can invite more happy money into our lives - Why when we earn and spend money, we do so with either love or fear   Learn more about the show at www.SavingWithSteve.us
59:55 5/22/21
028: How to Build Your Financial Plan and Take Greater Control of Risks + How the Workplace is Evolving with America's Current Societal Climate with John L. Smallwood and David Nour
In this episode of Saving With Steve, host Steve Sexton is joined by author, senior wealth advisor, and President of Smallwood Wealth Management, John L. Smallwood, who provides investment consulting and financial plan design for corporate executives, entrepreneurs, and professionals, and senior leadership/board advisor, educator, executive coach, and best-selling author, David Nour, who is internationally recognized as the leading expert on applications of strategic relationships in profitable growth, sustained innovation, and lasting change. They discuss:   - How to build your financial plan and take greater control of the risks that are associated with it - Why it’s not too late to make changes and what 2021 looks like for the rest of the year - How the workplace is evolving along with America’s current societal climate - How business leaders and managers need to insulate their organizations from controversy - Why 9 out of 10 Americans say they would rather their workplace be open about their values   Learn more about the show at www.SavingWithSteve.us
59:55 5/29/21
029: Pivoting Through Change and Achieving Higher Levels of Success + Surviving and Thriving in the Post-Pandemic Economy with Todd Palmer and Tony Zorc
In this episode of Saving With Steve, host Steve Sexton is joined by Todd Palmer, CEO of Diversified Industrial Staffing, a highly sought-after speaker, executive coach, and the author of the #1 Best-Selling new book, From Suck to Success: A Guide for Extraordinary Entrepreneurship, and Tony Zorc, Founder and CEO of Accounting Seed, an Iconoclast, technology entrepreneur, Forbes Books author, author of the new book, Iconoclasm: A Survival Guide in the Post-Pandemic Economy, and CPA with over 20 years of experience. They discuss:   - 5 things to do right away after being fired - Where to being if you decide to launch a new business - How to pivot through change, avoid disaster, and achieve higher levels of success - How to address and move past self-doubt, self-hatred, and shame - How to stop negative mental chatter and solve problems by practicing creative thinking instead of reactive thinking - Letting go of expectations and replacing them with intentions - 3 ways to be more authentic, transparent, and vulnerable - How company leaders can create a culture of financial awareness - How company leaders can help employees to create a stable financial future on their own - What it means to be an iconoclast and how to survive in the post-pandemic economy - Some of the biggest opportunities that have been created from the pandemic - Some of the ways that the pandemic has changed the workplace and the future of remote work - The importance of taking financial risks and being okay with failure - Predictions for industries that took some of the biggest hits during the pandemic     Learn more about the show at www.SavingWithSteve.us
60:01 6/5/21
030: Building Exceptional Relationships with Friends, Family, and Colleagues + Dating and Love Among Seniors in 2021 with Carole Robin, Ph.D., David Bradford, Ph.D., and Morgen Henderson
In this episode of Saving With Steve, host Steve Sexton is joined by authors and Doctors Carole Robin and David Bradford who have taught interpersonal skills to MBA candidates for a combined seventy-five years and have coached and consulted hundreds of executives for decades, and Morgen Henderson, an analyst at Choice Mutual and Independent Final Expense Co. They discuss:   - How to break through superficial interactions and get real and vulnerable - How to create deep and meaningful connections with people in every aspect of life - The damage that technology is having on our ability to connect - Why we are losing close connections in our lives and what can we do about it - The benefits of expressing our feelings and how it helps strengthen our relationships - Why “why” questions are so challenging when it comes to connecting with someone, and what questions we should ask instead - The characteristics of a successful relationship and what we can do to cultivate them in our own relationships - How the pandemic has affected the way we interact with co-workers and build relationships - Seniors (55+) and their experiences with relationships and dating in 2021 - What dating is like for seniors today and what they value most in a relationship - Relationship misfortune among people over 55+ - Where seniors typically meet new people and what the best apps are for dating and finding love   Learn more about the show at www.SavingWithSteve.us
59:55 6/12/21