If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join CrossCountry Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world. You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show. Schedule a time to meet with Bill and learn more and don't hesitate to reach out with any questions. 484-352-4151. NMLS3029 Equal Housing Opportunity.
Recently, the Federal Reserve announced a significant rate cut, the first in four years, reducing the federal funds rate by half a percent. This news had many consumers excited, expecting a substantial drop in mortgage rates. However, the reality turned out to be quite different, leaving many wondering why mortgage rates didn't fall as anticipated. Here’s what we discuss in this episode: 0:00 – Intro 0:34 – First reaction to rate cut 2:03 – Rate cut already baked in 4:39 – Key economic indicators 7:36 – Exploring your options CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
10/3/24 • 09:50
Finding a trusted lender can be a big challenge because it’s difficult to know where to start. If you go to a place like LendingTree or Bankrate, you might find your phone or email being bombarded with lenders trying to reach out to you. A simple inquiry shouldn’t be an invite to flood your inbox. But there is a better way, and Bill breaks it down in this episode of the Smart Mortgage Show. Join us to get valuable insights on how to identify reliable lenders, learn why local relationships are valuable, and to make sure you’re asking the right questions. Tune in for practical advice on securing a mortgage without the hassle of spammy lenders. Here’s what we discuss in this episode: 0:00 – Intro 1:12 – LendingTree and Bankrate: what do they do? 5:23 – How to find that trusted lender CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
9/26/24 • 10:50
Building good credit is a huge part of being able to secure a mortgage for a home. However, not all of us are in the position credit-wise that we need to be, so how do we fix that? Many potential homeowners face the challenge of securing a mortgage with less-than-perfect credit. But don't give up! In this episode, Bill shares strategies for rebuilding your credit and securing better mortgage rates. Here’s what we discuss in this episode: 0:00 – Intro 2:14 – Ways to improve your credit 5:21 – Goals to set when eliminating debt 6:20 – Secured credit cards CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
9/19/24 • 13:35
The average home buyer shops for a mortgage only a few times in their life so it’s a challenge to know if you’re getting a good deal. No one wants a surprise when it comes time to close, but how do you know if you’re getting a good deal from your mortgage lender? Here’s what we discuss in this episode: 0:00 – Intro 2:29 – Get it in writing. 7:04 – Where to find accurate numbers. 9:02 – Treat your money how you would treat your home. CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
9/12/24 • 15:40
The mortgage market has been interesting to follow the past few months and September is no different with the upcoming Fed meeting on everyone’s calendar. Join us as we check in with Bill on what he’s watching in that meeting and why the comments from Chairman Powell might actually be more important. Will the meeting result in lower mortgage rates immediately and will this be different than the rate dip we saw in 2023? Plus, refinancing is up dramatically year-over-year and we’ll talk about when it makes sense to start inquiring about a potential refinance on your own property. There’s a lot to cover this month and we’d love to hear from you in the comments if there’s something you’re interested in. Here’s what we discuss in this episode: 0:00 – Intro 0:22 – Upcoming Fed meeting 4:38 – Rate outlook 6:24 – Refinance demand is up CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
9/5/24 • 10:09
Real estate investing is a great way to build wealth but one of the toughest hurdles is having the money to put down on that new property. You might be tempted to pull from retirement accounts, sell stocks, or find other creative ways to pull together 20% for a down payment. But what’s going to be your best approach? Today we’re going to answer a great real estate investment question we received from someone in this same position. Here’s what we discuss in this episode: 0:00 – Intro 1:36 – PMI for investment property 3:30 – Options to avoid selling stocks 7:40 – Loan vs paying full down payment CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
8/29/24 • 00:21
Homeownership is a financial and personal goal that many folks have in their lives, and it’s hard to prepare for when you haven’t experienced it yet. Most first-time homebuyers will look at the cost of the home and what it will take to secure a mortgage, but how much have you budgeted for the expenses that come with owning a home? Here’s what we discuss in this episode: 0:00 – Intro 1:33 – Property Taxes 5:19 – Preparing for property taxes 6:10 – Homeowners insurance 9:35 – Working with the right insurance company 10:35 – Home maintenance CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151
8/22/24 • 14:43
We’ve been keeping a close eye on real estate transactions and homebuying following the National Association of Realtors (NAR) Commission settlement because it has been a hot topic in the real estate industry, and for good reason. This settlement has introduced new dynamics in how real estate transactions are conducted, particularly affecting the roles and compensations of buyer's agents. Find out why Pennsylvania is different than other states, why an experienced realtor is more important than ever, and what steps homebuyers should take following this settlement. Here’s what we discuss in this episode: 0:00 – Intro 1:08 – What we’re seeing 2:18 – Pennsylvania buyer’s agreement 5:22 – Experience matters 6:58 – Uncertainty 8:19 – Recommendation for homebuyers CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
8/15/24 • 11:05
It’s been pretty rough across markets the past week beginning with the jobs report at the start of August. While the news been negative and the outlook for the stock market is pessimistic, there might be a silver lining as it relates to mortgage rates. Prediction markets have greatly increased the chances that rates get cut by 50 bps in September, which will be welcomed news for homebuyers. Will mortgage rates follow right behind or will we see rates drop even sooner? Today we’ll discuss the latest moves from the Federal Reserve, the future of rate cuts, and how to navigate the homebuying process in these uncertain times. Here’s what we discuss in this episode: 0:00 – Intro 0:52 – What the Fed is seeing 3:00 – Rate decreases accelerated? 5:49 – Recession 7:25 – Mortgage rates 10:14 – What we’re watching CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
8/8/24 • 12:01
Bill Litton and Cross Country Mortgage work with seniors quite a bit through the homebuying process. And the question that comes up quite a bit is, how do you calculate that home affordability? Is it different when you're working with seniors versus when you're working with a younger buyer? Today we're going to explore the unique challenges and strategies involved in securing a mortgage for seniors and retirees, and we’ll tell you what you need to know if you’re in the market to buy. Here’s what we discuss in this episode: 0:00 – Intro 1:46 – What we look at first 3:08 – Assets vs Income 6:12 – Purchase before you retire CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
7/25/24 • 09:30
Today we’re going to give you the questions to ask your mortgage lender to help determine if they are the right fit. From understanding their availability during non-traditional hours to ensuring they offer a variety of programs that fit your unique situation, this episode is packed with valuable insights. Whether you're a first-time homebuyer or looking to refinance, these questions will help you find the right lender and secure the best mortgage. Here’s what we discuss in this episode: 0:00 – Intro 2:00 – Availability 3:42 – How many lenders do you work with? 5:53 – Variety of programs and products 7:26 – Considering your full financial picture 9:25 – Knowing what you’ll have to pay CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
7/18/24 • 13:29
We talk all the time about the importance of having a real estate agent on your side when it comes time to find your next home, but do you know what you should be asking them? Today we want to help you with the process of finding the right agent that will assist you and give you the best chance to secure that dream home. If you haven’t been getting the answers you’ve wanted during your search, you might not be asking the correct questions. This episode will provide you with five key questions to ask your agent and we’ll explain what you want to learn from each of these answers. Here’s what we discuss in this episode: 0:00 – Intro 0:44 – Value of an agent 2:06 – How long have you been in the business? 4:53 – References 7:31 – Number of clients 8:44 – Availability 9:46 – How much business each year? CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
7/11/24 • 12:53
Heading into July, the biggest news is that inventory is starting to rise. More homes are hitting the market, which is a good trend to see. In this episode, we’ll dive into the rising inventory and what that means for buyers and sellers. Bill also provides insights into the current interest rate trends and what buyers can expect in the coming months. As we move further into the summer, we want to make sure you stay informed and proactive about your next home purchase. Whether you're a first-time homebuyer or looking to refinance, understanding the current market dynamics can help you make better decisions. Here’s what we discuss in this episode: 0:00 – Intro 0:50 – Inventory is up 3:19 – The stress of buying in a seller’s market 5:08 – How does the lending process change with increased inventory? 7:05 – What are the rates doing currently? CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
7/2/24 • 10:34
Today we want to talk about refinancing and what you need to know if you’re considering a refinance for your home. What do you need to know if you're thinking about refinancing? When does it make sense? What are some of the top reasons someone would want to refinance? We're going to discuss all that and break down refinancing in today’s video. Here’s what we discuss in this episode: 0:00 – Intro 1:22 – Reasons to refinance 3:05 – How much of a rate drop is worth it? 5:23 – What the process looks like 6:40 – Closing costs 7:52 – Do you automatically qualify? CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
6/27/24 • 10:12
In the ever-evolving world of real estate, mortgage options are a hot topic, especially for first-time homebuyers. One such option that has recently gained attention is the zero-down mortgage. In this video, we’re going to help potential homeowners understand its benefits and drawbacks. What’s the catch? Tune in as we break it all down. Here’s what we discuss in this episode: 0:00 – Intro 0:58 – Is this a new product? 2:07 – What are the drawbacks? 4:07 – Does it hurt your offer? 5:39 – What to look out for CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
6/20/24 • 09:53
Buying a home is one of the most significant financial decisions you'll ever make. Yet, many buyers fall into common traps that can cost them time, money, and a lot of frustration Today we want to share some of the biggest mistakes homebuyers and explain how we help people at Cross Country avoid doing these same things. From the importance of pre-approval to the dangers of holding out for perfection, Bill breaks down the common pitfalls and offers actionable advice to help you navigate the homebuying process smoothly. Here’s some of what we discuss in this episode: 0:00 – Intro 1:44 – Putting off preapproval 4:19 – Holding out for perfection 7:00 – Buying more than you can afford 9:38 – Not working with an agent CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
6/13/24 • 13:30
The US economy has started to slow according to the latest data so what will that mean for mortgage rates? Will the rates begin to come back down a bit more or will they continue to hold around 7%? In this video, we’re going to provide a market update for June. We’ve been tracking the data and will continue to do so throughout the summer, and we’re seeing and hearing a little more pessimism than previous months. We’ll get into the latest economic data, the Federal Reserve's outlook, and what potential homebuyers can expect in the coming months. If you’re curious about where mortgage rates might be headed and how to navigate the current market, we think you’ll get a lot out of this video. Here’s some of what we discuss in this episode: 0:00 – Intro 1:08 – Economic data 3:25 – Will interest rates follow? 5:22 – What rates do we anticipate? 6:19 – What are we watching in upcoming months? CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
6/6/24 • 09:47
When it comes to financing major expenses, homeowners often find themselves at a crossroads. Should you pull from savings, take out a loan, or perhaps, consider a home equity line of credit (HELOC)? Today, we're tackling that question: is tapping into your home equity through a line of credit a savvy move for major expenses? Join us as we sit down with Bill, a regional president at Cross Country Mortgage, to dissect the ins and outs of home equity lines of credit (HELOCs), their benefits, pitfalls, and how they compare to other loan types. Whether you're eyeing a home renovation or facing an unexpected bill, this episode is your guide to making informed decisions about leveraging your home's value. Here’s some of what we discuss in this episode: 00:00 - Introduction and Overview of HELOC 04:34 - Importance of Paying Down a HELOC Quickly 09:18 - HELOC Options CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
5/23/24 • 09:30
As people approach retirement, one of the big decisions that couples will discuss is whether to downsize and move into a smaller home. Is it a financially savvy move? Does it simplify life? Or does it merely trade one set of complications for another? In this episode, Bill will share his experience from the mortgage lending side and help identify some of the factors that go into making a decision on where to live. From financial considerations to the emotional aspects of leaving a family home, they cover the full spectrum of what downsizing entails. Whether you're flush with cash or on a fixed income, this episode provides valuable insights into mortgage planning and the timing of your move. Here’s some of what we discuss in this episode: 0:00 – Intro 4:46 – Timing and options for downsizing CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
5/16/24 • 07:27
Now that interest rates are up in the seven percent range and people are paying a higher rate for their mortgage, should you still be thinking about paying your mortgage as quickly as possible or continue making your scheduled payments over time? In this video, we’ll share our perspective as a mortgage lender and a company that works with people to help them reach their financial goals. Join us as we dissect the complexities of mortgage management in an era of fluctuating interest rates. We’ll explore the value of paying off your mortgage sooner versus investing in the market, the role of 401(k)s, and the nuances of 15-year vs. 30-year mortgages. Whether you're a new homeowner or nearing retirement, this episode offers valuable perspectives on making the most of your money.
5/9/24 • 10:35
The real estate market is on the verge of a major shift, and it's not just the fluctuating interest rates or the ebb and flow of the housing inventory. A lawsuit against the National Association of Realtors (NAR) is making waves, and the ripple effect could alter the landscape for buyers, sellers, and agents alike. While there’s no final decision from the Department of Justice, real estate professionals are anticipating certain changes potentially coming this summer. Here’s some of what we discuss in this episode: 0:00 – Intro 1:13 – What we’re anticipating 3:21 – Agent fees 4:21 – Will it change things? 9:00 – Lending options 11:31 – The impact CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
5/2/24 • 14:20
Finding a home that checks all the boxes is an awesome feeling, but you can’t celebrate until you’ve had your offer accepted. In a market where competition can get pretty heated, the difference in winning and losing is usually a slim margin so putting together the best possible offer is critical. It starts with having an experienced team on your side that know what little things work to strengthen an offer. In this video, Bill Litton of Cross Country Mortgage will share a few of the strategies his team considers when helping borrowers secure their homes. These steps can go a long way towards giving the seller the confidence to choose you and there are a multitude of ways we can do this. CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
4/25/24 • 09:46
What will a mortgage lender look for when determining whether you will be approved for a loan? The approval process involves three key pillars, which every buyer will need to be prepared for and we’ll break that all down in this episode. Here’s some of what we discuss in this episode: 0:00 – Intro 1:57 – Credit 5:19 – Income 6:58 – Assets CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151.
4/18/24 • 10:29
The debate over whether it’s better to buy or rent isn’t a new one, but it’s picked up in recent years as interest rates have risen and property values have soared. Which is the better option financially? The answer might lie in a number of considerations, but the math makes a very compelling argument in one direction. Here’s some of what we discuss in this episode: 0:00 – Intro 1:53 – Home values 3:46 – Building wealth through ownership 6:59 – Buying vs renting 11:07 – Cost of waiting CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
4/11/24 • 15:59
As we head into spring, history tells us that inventory will start to pick up again. But are we still in a seller’s market? Today is our market update for April and we’re focused in on interest rates, home prices, and inventory. We’ll share some data that shows the latest trends in values across the country and give you another visual to capture the increase in inventory that we typically see following slower months in the winter. And we also have another chart that will show you how mortgage rates typically move with inflation, which could signify the potential for some good news in the near future. Here’s some of what we discuss in this episode: 0:00 – Intro 0:44 – State of the housing market 1:26 – Increase in home values 3:43 – Mortgage rates follow inflation 7:05 – Average days on market CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
4/4/24 • 10:02
With less inventory on the market right now, many people are having to make a few concessions on what they’re looking for and deciding to make a few renovations instead. So whether you want to add a patio, put in a pool, or remodel a kitchen, can you roll those renovation costs into your mortgage loan? Today, Bill Litton from Cross Country Mortgage will answer that question and tell you what you need to know if you’re considering making changes to your new home. It’s always best to understand your options and know which questions to ask your mortgage lender when you start looking. Here’s some of what we discuss in this episode: 0:00 – Intro 1:47 – The questions we have to answer 3:43 – Scenario we’re cautious of 4:30 – Appraisals 8:30 – How it impacts your rate CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
3/21/24 • 10:57
Going through a divorce is hard and having to sort out the home and the future only adds to the stress and uncertainty. If you keep the home, what happens to the mortgage and what changes? If you are the one needing a new place to live, how difficult is it to buy a new home and should you wait until the divorce is finalized? Bill Litton, Regional President at Cross Country Mortgage, has a divorce mortgage specialist designation and understands the needs people have when going through this emotional process. Here’s some of what we discuss in this episode: 0:00 – Intro 1:35 – Biggest issues 3:35 – If you’re retaining the house 5:27 – The mortgage process if you’re planning to buy 8:31 – Finalizing divorce CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
3/14/24 • 12:25
As March begins, mortgage rates have ticked back up and new inflation data is out. Bill will provide you with a market update as we get ready for spring to arrive and activity to ramp up. Is inventory still low? How competitive are the offers right now? We’ll bring you up to speed on that plus we’ll give you our opinion on a recent comment made by a financial CEO about mortgage rate expectations over the next few years. Here’s what we discuss in this video: 0:00 – Intro 1:24 – Inflation data 2:40 – BOA CEO comments 7:13 – Future of the market CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
3/7/24 • 10:18
Have you ever thought about how your tax planning might positively or negatively impact your next mortgage? You might be surprised to learn that aligning your tax prep with your mortgage process could benefit you in ways you didn’t think about. Since the beginning of the year means tax preparation is top of my mind, let’s talk about how Cross Country Mortgage works with our clients on tax strategies that could really improve their options when it’s time to close on a mortgage. Regardless of when you get your taxes organized, today’s show will give you some important things to think about before you buy your next home. Here’s what we cover in this video: 0:00 – Intro 4:20 – Why tax planning matters 5:23 – Self-employment 7:03 – Flexibility in tax law 11:02 – Alternate lending options CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
2/8/24 • 17:58
If you are someone who likes to set resolutions for the new year, we have a few that you might want to consider as it relates to real estate and mortgages in 2024. We’ll talk savings, credit, and income goals you can set in the coming year to put yourself in a better position to secure your next home. Sometimes the hardest part is just taking that first step so we want to make sure you’re starting small as you get started in the new year. Make it a priority to improve in each of these areas and you’ll see the results impact you positively during the mortgage lending process. Here’s some of what we discuss in this episode: 0:00 – Intro 1:59 – Savings resolution 6:32 – Credit resolution 11:50 – Income resolution CONTACT: Schedule a time to meet with Bill here: https://calendly.com/blitton/ Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/ Call: 484-352-4151. Check us out on YouTube: https://bit.ly/3KbUxAF
1/4/24 • 11:51
