Show cover of Money Matters

Money Matters

The podcast that focuses on how to use the money you have, make the money you need and save the money you want. Host Kim Chapman, Financial Wellness Director for Neighbors Federal Credit Union, explores the issues that can affect your financial well-being and discusses ways for you to enjoy the financial freedom you've been looking for.

Tracks

Protect Your Home: Essential Tree Safety Tips for Hurricane Season
Ever wondered if that towering oak in your yard could be a ticking time bomb during hurricane season? Join Kim Chapman in this vital episode of Money Matters, featuring Ricky Vincent, the expert owner of Tree Surgery by Ricky Vincent. Ricky shares invaluable insights into identifying hazardous trees, emphasizing the particular dangers posed by red oaks with shallow root systems. This episode promises to equip you with the knowledge you need to protect your property and loved ones from the devastating effects of a storm.We'll explore the crucial importance of timely tree assessments, especially for pecan trees which can show signs of life as late as June. Ricky gives us a no-nonsense guide to recognizing the warning signs of tree death, exacerbated by recent droughts, and offers practical advice on hiring licensed and insured tree service contractors. You'll learn to spot unreliable providers and verify insurance coverage, ensuring you avoid financial pitfalls during emergency situations. Finally, we address legal rights concerning overhanging branches and provide clear cost considerations for tree removal services. Listen to Ricky's harrowing experiences dealing with neglected trees during hurricanes, highlighting the real dangers they pose. With hurricane season fast approaching, this episode is packed with essential advice on maintaining tree safety, ensuring you’re prepared for whatever Mother Nature throws your way. Tune in and arm yourself with the expert knowledge to safeguard your home and family!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
51:48 6/5/24
Outsmarting Scammers: Your Guide to Fortifying Against Financial Fraud
Ever wonder how scammers craft such convincing schemes? Dive into the dark world of financial fraud with us as we're joined by experts Carmen Million of the Better Business Bureau, Adrienne from the Fraud and Forgery Department, and Cheri with Deposit Operations Network. We're tearing down the facade of those too-good-to-be-true offers and revealing how artificial intelligence has become a tool for deception in the scammer's toolkit. Our guests unpack the latest in fraudulent antics, offering you the insight needed to spot a scam from a mile away.Your financial safety is precious; we're here to arm you with protective gear. This episode isn't just a wake-up call; it's a battle plan. We discuss the significance of keeping your details current with your financial institutions, why scrutinizing account activities can be your saving grace, and how a complex password stands between you and disaster. The truth is, no one is invincible against fraud, but with our guidance, you'll be far from an easy target. And if you do find yourself caught in a scammer's web, we'll walk you through the immediate steps to free yourself and fight back.Lastly, let's spotlight your cell phone – that little device that's an extension of ourselves but also a beacon for scams. We cover practical ways to reduce spam calls and safeguard your number like it's a treasure. Plus, we'll point you in the direction of resources to not only protect but also grow your finances. With the National Do Not Call Registry and call-blocking apps in your arsenal, we're ensuring those pesky scam calls don't stand a chance. Join us as we lay down the law on financial fraud and turn the tables on scammers.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
29:57 5/22/24
Vacation Like a Pro: Tips from Travel Guru Amy Lytle
Ever dreamt of traversing the globe without the fear of a dwindling bank account? Let Amy Lytle from House of Travel be your guide to mastering the fine art of budget travel. Our latest adventure in podcasting uncovers the myths of booking vacations, the surprising shifts in travel trends post-COVID, and the strategic timing for snagging the best deals on flights and accommodations. With Amy's wisdom, forged from her grandmother's wanderlust and honed through years of crafting itineraries for savvy seniors, you'll learn how to transform your holiday dreams into reality and navigate peak seasons with ease.Who knew the secret ingredient to a fulfilling journey was often hidden in the expertise of a travel agent? Discover the magic behind the curated experiences Amy and her team can provide, from the welcome parties awaiting you at exotic destinations to advice on how to handle unexpected travel hiccups. Whether you're plotting a solo excursion or a family retreat, this episode equips you with the insider knowledge to tailor a trip that aligns with your interests, all while keeping your wallet intact. We peel back the curtain on the true value of personalized travel planning and even share some local gems for those looking for adventure close to home.Finally, we're serving up golden nuggets of travel wisdom with practical advice on maximizing your luggage space and finding the balance between a jam-packed itinerary and spontaneous exploration. Learn how to pack like a pro using space-saving techniques and why sometimes the best travel moments come from the unplanned detours. From the savannas of Africa to the tranquil waters of the South Pacific, we'll make sure you're prepared for the journey ahead. So, grab your passport, tune in, and prepare to elevate your travel game with tips from the one and only Amy Lytle.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
46:16 5/8/24
Caden Harris: A Young Pioneer of Financial Literacy and Entrepreneurship
Can you imagine being the CEO of your own company at 13 years old? That's the reality Caden Harris is crafting with his innovative 'Caden Teaches' initiative, a project captivating youngsters with the allure of financial wisdom through flashcards, books, and a mobile classroom experience. Caden has been featured on Good Morning America and spoken at institutions such as Rutgers University.During our heartfelt conversation, Caden tells us about his financial literacy bus—a classroom on wheels that ignites children's imaginations and encourages them to reach for entrepreneurial stars. His stories underscore the significant roles that schools, parents, and mentors play in shaping financially savvy citizens.We are joined by Nyla Lawrence, a local high school student who recently completed a similar financial BootCamp experience. Nyla and Kim take this opportunity to pick the brain of this 13-year-old high school graduate phenom and learn what drives Caden to teach other young people about financial literacy. Join us for an inspiring episode that's bursting with the triumphs and aspirations of this remarkable young man, as he navigates and redefines the landscape of financial literacy and entrepreneurship.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
18:43 4/24/24
Mastering the Art of Frugal Gourmet: Kitchen Wisdom with Anne Milneck
Get ready to unlock the secrets to savvy cooking and smart budgeting with Anne Milneck of Red Stick Spice. We traverse Anne's inspiring leap from culinary aficionado to the proprietor of a gourmet grocery haven, serving up indispensable advice for enhancing your meals without breaking the bank. As food costs rise, our conversation is more timely than ever—packed with tips that will transform your kitchen practices, from reducing waste to creative meal planning that makes every dollar count.Ever find yourself dismayed by the amount of food that ends up in the trash? Anne and I tackle this head-on, revealing how a 'stock bag' can turn scraps into rich homemade stock and discussing the power of proper food storage and labeling—techniques that not only minimize waste but also maximize flavor and freshness. We also unpack the art of managing bulk purchases, the merits of glass containers, and the glory of a well-utilized sheet pan to make your cooking routine as efficient as it is delicious.If you're longing to keep your meals exciting without constantly reaching for the takeout menu, we've got you covered. Anne offers up her strategy for themed meals and the importance of a reliable fallback recipe, ensuring you've always got something up your sleeve for those hectic nights. We also step into the Red Stick Spice classroom, where cooking techniques are demystified for novices and food enthusiasts alike, proving that gourmet grocery stores are a treasure trove for anyone eager to learn. With these lessons in your apron pocket, you'll be cooking with confidence, reducing waste, and savoring every bite of your budget-friendly creations.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
42:14 4/10/24
Mastering the Art of Thrifting: Money-Saving Secrets and Turning Finds Into Funds with Betty, the Thrift Queen
Get ready to redefine your shopping strategy with the queen of thrift, Betty, as we uncover the secrets to turning thrifting into your wallet's best friend. With inflation nibbling away at our wallets, Betty shares a goldmine of tips on how to score big savings and keep your expenses in check. We journey down memory lane with her, from her humble beginnings as a teenage thrift enthusiast to her current status as a thrifting mastermind, navigating the fine line between thrifting, vintage hunting, and retail shopping. She's not just talking the talk but walking us through the ins and outs of snagging those unique finds and why the best time to thrift might just be when you least expect it.If you've ever doubted the thrill of the thrift, this episode is here to turn skeptics into believers. Learn how Betty's strategic moves, like scoping out thrift stores in affluent neighborhoods for high-quality treasures, can lead to the wardrobe revamp of your dreams. But it's not just about the clothes; we'll talk about the ins and outs of online thrifting, where Betty's savvy has unearthed luxury items from Japanese sellers that seem too good to be true. Yet, it's not all sunshine and rainbows; we tackle the potential pitfalls to avoid, highlighting the importance of staying vigilant with strict return policies and the necessity of vetting electronics before making the purchase.As if thrifting wasn't exciting enough, imagine turning it into a lucrative side hustle. In the final segment, Betty opens up her playbook on the art of reselling. She reveals how your forgotten closet items could be your ticket to an extra income stream. We'll share the secrets to picking out items with high resale value and discuss the best strategies for turning a modest investment into a significant profit. From a $2 steal to a $300 turnaround, the potential is staggering. So join us as we promise to not just talk about these strategies but put them to the test in a few months' time, when we'll bring our thrifting chronicles to life on YouTube, sharing the spoils of our money-saving, money-making adventures.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
39:46 3/27/24
Master Your Tax Season: Strategies, Deductions, and Smarter Filings with CPA Jody Buckner
Get ready to navigate the complexities of tax season with confidence as we bring CPA extraordinaire Ms. Jody Buckner into the Money Matters fold. This episode is a must-listen for anyone looking to avoid common pitfalls and make the most of their tax returns. We're not just talking about crunching numbers; we delve into the art of timing your filings, organizing your financial life like a pro, and the savvy moves that can enhance your financial well-being throughout the year. With Jody's expert guidance, you'll understand why sometimes a big refund isn't the win you might think it is and how adjusting your withholdings could be the smarter play.When it's time to tackle those tax forms, do you find yourself swimming in a sea of receipts and regulations? Fear not, our discussion with Jody Buckner is your lifeline. She shares the secrets of a stress-free tax season with year-round strategies that go beyond the typical shoebox of receipts. We're talking about the power of digital organization and the overlooked credits that could be game-changers for your finances. Plus, we get into the nitty-gritty of whether to itemize or not to itemize—that is the question we answer, along with a peek into investment strategies that could defer your tax liabilities.For the entrepreneurial spirits and small business owners tuning in, we've tailored this episode with your unique challenges in mind. Jody's tips on meticulous tracking and staying current with tax law changes are invaluable. We demystify the IRS, transform audit anxieties into audit preparedness, and underscore the peace of mind that comes from a strong CPA relationship. From choosing the right filing status to strategizing your deductions, this episode equips you with the tools to keep your finances flourishing. So, join us as we turn what could be your most dreaded time of the year into an opportunity for financial optimization.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
21:38 3/13/24
Unexpected Millions: Managing Your Lottery Windfall
Prepare to transform a dream windfall into a lasting legacy as attorney Kurt Panouses joins us to chart a course through the exhilarating, yet treacherous, terrain of sudden lottery wealth. Hitting the jackpot might be a one-in-a-million chance, but squandering that newfound fortune is all too common. Kurt, wielding his dual expertise in accounting and law, equips us with an arsenal of tools to fend off financial fiascos. From the critical choice between lump sum and annuity options to the subtleties of sharing wealth and navigating office pools, this episode is a treasure map to maintaining your fortune for generations.Chances are you've never considered joining two country clubs for the sake of privacy, but for lottery winners, such maneuvers are part of a new reality fraught with unique challenges. We explore the personal transformations that come with massive cash inflows, emphasizing the importance of a spending plan that secures your future while allowing for enjoyment. The 'six-month rule' is dissected, showcasing the art of balancing the thrill of a jackpot with the prudence of financial planning. Kurt shares poignant anecdotes and stern warnings, revealing that the most formidable opponent of a lottery winner is often their impulsive generosity.As we sail towards the episode's conclusion, we tackle the dark underbelly of lottery winnings—the scams. Our gratitude goes out to Kurt, whose sage advice leaves us not just wise to the ways of wealth management, but also vigilant against those who prey on the unsuspecting millionaire-next-door. You'll leave armed with the knowledge to distinguish between legitimate lotteries and fraudulent fantasies, ensuring that when it comes to your ticket to paradise, you won't be left holding a counterfeit. Tune in to this episode to forge your financial savvy in the fires of fortune's favor.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
46:53 2/28/24
Maximizing Value and Joy in High-Impact Purchases with Frugal Friends
Who says frugality can't be fun? Jen and Jill, the dynamic duo from the Frugal Friends podcast, join us to flip the script on saving pennies and show how it's truly about managing resources with intention. Our conversation promises to redefine your spending habits, ensuring you get the most bang for your buck without sacrificing the things that bring you joy. We tackle the big-ticket items in life—homes, cars, and daily sustenance—with a focus on aligning purchases with personal values, ensuring that each dollar spent is a step toward financial wellness and happiness.Prepare to be armed with strategies that will transform your approach to impactful purchases. It's not just about the initial price tag; it's about the art of avoiding emotional spending and paying attention to the details that can save you thousands in the long run. Jen and Jill share their wisdom on how they saved big on vehicles and homes by researching, preparing, and staying unattached. They also get real about their own experiences and how those lessons have fueled their frugal living philosophy, from rejecting needless add-ons to strategically timing purchases to maximize savings.As we wrap up, don't miss the scoop on Jen and Jill's Frugal Friends podcast and newsletter, which are treasure troves of financial wisdom and savvy spending tips. Their approach to value-based spending is not just about finding the lowest price, but investing in quality and utility. We discuss the pitfalls of impulse buying, especially during the tax refund season when temptations run high. Plus, they tease their upcoming book and recommend a podcast episode that's a must-listen for anyone looking to curb impulsive spending. Trust us, after this chat, you'll view your wallet and your life through a fresh, frugal lens.Visit the Frugal FriendsGet the FriendletterSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
29:36 2/14/24
Navigating the Intricacies of In-House Collections, Member Support, and Cross Collateralization
Navigate the financial fog with expert guidance from Atalia Williams and Cynthia Marshall, the vice presidents who help to steer the ship at Neighbors Federal Credit Union's Collections and Support Center. Imagine a roadmap that not only helps you steer clear of fiscal pitfalls but also shines a light on the hidden alleys of credit union intricacies. That's what you'll get in this empowering episode, where Atalia charts her 17-year odyssey through the financial trenches and reveals why an in-house collections team spells triumph for both the credit union and its members. Cynthia, on the other hand, opens the vault on the Support Center's diverse operations, from IRAs to handling sensitive matters like deceased accounts, all while prioritizing an exceptional member experience. This financial quest doesn't end there. Prepare to delve into the thorny thicket of cross-collateralization where loans, deposits, and personal rights intersect. We unravel a real-world scenario that spotlights the ripple effects of loan defaults on your assets. But fear not, for we also arm you with the tools to connect with collection agents who are ready to throw you a lifeline, be it through a reassuring phone chat or a face-to-face branch visit. The episode is a treasure trove of strategies to help you break free from monetary constraints, ensuring you're well-informed and prepared to navigate the choppy waters of your financial journey.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
19:53 1/31/24
Inspiring the Next Generation: Cultivating Young Entrepreneurs with the Young Entrepreneurs Academy
Unlock the untapped potential within your high schooler as we traverse the exhilarating world of youth entrepreneurship with Dana Schloterer, from the Young Entrepreneurs Academy (YEA), and the inventive Caroline Sanchez of Crazy Cajun Confections. Our engaging dialogue not only peels back the curtain on YEA's inception and its symbiotic alliances with academia and commerce but also sets the stage for the meteoric rise of teen business savvy. Dana paints a vivid picture of the academy's nurturing environment, where bright young minds are refined into business owners, armed with real-world experience and seed funding. Caroline, a YEA alumna, brings to the table her appetizing narrative of transforming a hobby into a buzzing enterprise, serving up a slice of inspiration for any budding entrepreneur.Feel the pulse of ambition as we share the limelight with YEA's spirited graduates, who have pivoted from humble beginnings to strategic, profit-conscious magnates. The air crackles with the energy of success stories, including a fashion brand catching the public's eye and a service business scaling new heights. The conversation segues into the high-stakes pitch competitions that have become a launchpad for these young tycoons, with Caroline's experience accentuating the invaluable life skills honed in the process. As we touch upon these narratives, we illustrate the profound transformation experienced by the students—growing in confidence and eloquence, ready to take on the world of business.Ever noticed a child who seems to operate on a different wavelength, brimming with innovative ideas and a relentless drive? This episode is where you'll find out how these traits can be the early indicators of an entrepreneurial spirit waiting to be sculpted. We delve into the nurturing process at YEA that helps young minds channel their creativity, independence, and strategic thinking into successful business ventures. As Caroline recounts her ascent with Crazy Cajun Confections and the influential role of social media in her enterprise, it's clear that the entrepreneurial journey begins with recognizing potential—and YEA is where potential flourishes into excellence. Join us for a conversation that might just spark the entrepreneurial fire in a young mind near you.Visit the Young Entrepreneurs Academy site.Apply to participate in YEACrazy Cajun Confections: Facebook | InstagramTwo Sistas Pepper Jelly: Facebook | InstagramSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
33:03 1/17/24
Unwrapping the Entrepreneur's Journey with a Business Pro
Unlock the secrets to entrepreneurship with business consultant extraordinaire Mr. Bob Breaux, our distinguished guest on Money Matters. His journey from a paper route to owning several companies brings a unique perspective to the show, where he candidly shares the highs and lows of his business ventures. As we unpack each chapter, seasoned and aspiring entrepreneurs alike will gain invaluable advice on creating robust business plans and the importance of resilience in overcoming the trials of entrepreneurship.Venture into the world of business ownership as we dissect the recent surge in post-pandemic start-ups and the entrepreneurial spirit that drives them. Together with Mr. Breaux, we expose common myths about entrepreneurship, like the fallacy that starting a business always requires a hefty bankroll. Our conversation traverses the practical steps of selecting a business structure and the critical role of personal financial health. The stories of persistent founders and the realities of long work hours shed light on the dedication needed to thrive.In our final chapter, we discuss the transformative shift from working in your business to working on it. This episode isn't just about fueling passion but also about cultivating efficient business systems that are key to sustainable growth. Mr. Breaux and I provide a roadmap for anyone ready to embark on their entrepreneurial quest, from assessing market demand to understanding your financial readiness. Join us to harness the collective wisdom of those who've navigated the entrepreneurial landscape and emerged victorious.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
36:30 1/3/24
Banking After Being Behind Bars: The Unseen Financial Journey
Have you ever considered what happens when a person re-enters society after being incarcerated, particularly from a financial perspective? Today's episode of Money Matters brings this often-overlooked issue to the forefront of our conversations. We're joined by Christie Cheramie, Aaron Hauser, and Demetricy Moore who bravely recount their personal experiences with financial management, banking, and technology before, during, and after their periods of incarceration. They give us a first-hand look at the importance of financial literacy amongst those who have been behind bars and shed light on the incredible work carried out by the Louisiana Parole Project.The revolution in banking technology hasn't left anyone untouched, and our guests aren't an exception. They take us back to their younger days, sharing memories of their initial encounters with banking and how the digital era has transformed their financial practices. The conversation doesn't stop there - we also examine the financial world within the prison walls, understanding the intricacies of earning minimal wages and managing money while incarcerated. As we step beyond those walls, we learn about the significant hurdles faced by our guests when they attempted to re-establish themselves in the banking system, and how financial education made all the difference.As we wrap up this insightful episode, we turn our focus to the financial trials and hardships that those who have served time often encounter. We discuss the essence of credit scores, budgeting, and investing, and the urgent need for financial education and support for those reintegrating into society. To close, we arm our listeners with some practical financial advice and resources for formerly incarcerated individuals, including setting financial goals, making a budget, and building an emergency fund, setting them on the pathway to financial independence. We're confident you'll find these stories impactful and the discussions illuminating, casting a light on a critical issue that deserves more attention. So, tune in, and let's talk Money Matters!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
47:36 12/20/23
Diploma Without Debt: Achieving College Success Without Financial Strains
Have you ever pondered the possibility of a debt-free college education for yourself or maybe your child? Join us on this enlightening journey with seasoned academic strategist Jeannie Burlowski, author of "Launch: How to Get Your Kids Through College Debt-Free and Into Jobs They Love Afterward." Together, we'll investigate the staggering realities of student loan debt and celebrate some astounding success stories of students who've attained that coveted university degree without a penny of debt. Get ready to rethink college financing as we explore the invaluable role of an academic strategist in helping students achieve their dreams without a financial nightmare.We spare no detail in our pursuit of comprehensive financial planning. We'll take a deep dive into the impact of a child's college education on parents' retirement savings. Let us equip you with tips on choosing the right college, starting to save early, and even using non-saving methods like UPromise.com - all while steering clear of debt pitfalls. Our mission is to prove that with careful planning and a dash of resourcefulness, it's entirely feasible to financially prepare for a college education.We cap off our discussion with a thorough guide on the scholarship application process, offering practical advice on where to scout for them and how to write successful essays. We underscore the importance of understanding the financial aid system's evaluation period and how to strategically manage your assets during that time. Moreover, we'll explore abundant alternatives to student loans. From scholarships, grants, part-time work, employer tuition assistance to joining the military for education benefits - the options are plentiful. So, tune in, and let's rewrite the story of your child's college journey together!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
40:24 12/6/23
Immersing in the World of Cryptocurrency Trading with Jamar James
Ever wonder what it would be like to dive headfirst into the electrifying world of cryptocurrency trading? We're thrilled to be joined by Jamar James, a seasoned trader and influencer who has not only done it, but thrived. We break down the simple and complex aspects of digital currency, from its volatile nature to its potential for wealth creation. Jamar pulls back the curtain on his journey and the benefits of living off cryptocurrency. Plus, he offers a glimpse into his DCG Trading Mastermind community that offers a platform for like-minded traders to connect and learn.We're going beyond trading cryptocurrency in this episode. How secure is your crypto? We tackle this burning question and delve into the scams lurking in the crypto space. With the rise of decentralized finance, we forecast the potential impact of digital currency on traditional financial institutions, detailing the higher returns for users and strategies to transition users into the crypto world. Jamar offers invaluable insights on the future of cryptocurrency, its security, adoption, and the shift towards decentralized finance.Transitioning from traditional currency to cryptocurrency can feel like a daunting task, but it doesn't have to be. We share tips for a smooth transition, including educating yourself about blockchain technology, starting with a small portion of your savings, and investing in a reputable hardware wallet to secure your assets. If you're a beginner, Jamar's seven-day challenge is a game-changer. It's designed to help you understand the basics of crypto, from understanding tokens and coins to trading and securing your assets. This episode is a must-listen for anyone intrigued by or interested in the world of cryptocurrency. Expect discussions on the future of crypto, government regulation, and mass adoption that will surely stimulate your crypto curiosity.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
23:26 11/22/23
Breaking Bonds: Financial Implications of Divorce with Seth Nelson, attorney and host of the How to Split a Toaster podcast
When it comes to divorce, most people envision a battlefield of emotions and legal terms. We dive into the complexities of this life-altering event with our guest, Seth Nelson, an experienced divorce attorney. Seth unravels the intricate financial implications of divorce, reminding us that viewing separation as a win-lose situation will only lead to losses on both sides. He offers crucial insights into local laws and equitable distribution - a concept that can dramatically shape a divorce's outcome.A divorce doesn't only affect the couple involved, but also the innocent bystanders - the children. Seth sheds light on the often overlooked financial impacts on children’s futures, discussing effective strategies for planning for significant future expenses like college fees. He also broadens the conversation by touching upon same-sex couples and the financial challenges they too face during a divorce. Indeed, no one is immune to the financially turbulent waters of divorce, and Seth's expert advice provides some much-needed guidance.Finally, the episode takes an unexpected turn as we delve into Seth's personal experience with divorce. His candid recounting of negotiating with his attorney shines a light on the importance of legal counsel during this tumultuous period. Seth also emphasizes the significance of understanding alimony implications, particularly when considering remarriage, and provides tips for living within your means during the recovery process. It's not every day you get advice from an attorney who's been in the trenches, making this episode an invaluable resource for those navigating the financial labyrinth of divorce. Tune in and equip yourself with knowledge and strategies to handle divorce more effectively.Our guest Seth Nelson is the managing partner at NLG Divorce & Family Law as well as the host of the terrific How to Split a Toaster podcast.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
30:49 11/8/23
From Policies to Payouts: A Deep Dive into Life Insurance
Ever wondered how to navigate the labyrinth of life insurance? Well, strap in as we break down the complexities of policies, premiums, and payouts and make it as simple as ABC. We're joined by the seasoned life insurance expert, John Ensley, whose wealth of knowledge will empower you to make informed decisions around your financial security. We delve into the three primary types of life insurance - term life, whole life, and universal life - giving you the tools to decide which coverage best suits your needs.Are you curious about the nitty-gritty of life insurance? Brace yourselves as John peels back the layers on insurance companies' data requests, the boons of a whole life policy, and the frequency of policy reviews. We'll also shed light on the stringent regulations insurance companies must comply with when investing premiums and the fate of a policy if you have a loan against it at the time of your demise. We guarantee you'll walk away with a deeper understanding of life insurance and the myriad of options at your disposal.Fear not, we've got your back when it comes to life insurance red flags. Together with John, we navigate the fine print of insurance policies, from contestability periods and suicide clauses to grace periods and hidden fees and costs. We'll also scrutinize the specifics of different policies and how they can be terminated or changed during their term. Plus, we'll guide you through the claims process and discuss considerations for those aged 80 and above. We wrap up with John offering a free 30-minute strategy session for listeners who want to dig deeper. Join us to gain the confidence and competence to select the right life insurance policy for you!John Ensley, ChFC®John Ensley FinancialJumpOnWithJohn.comSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
37:01 10/25/23
Whipping up Restaurant Quality Meals with Chef Dave Tiner
Who says gourmet meals are restricted to restaurant dining only? Tune in as we unravel the secret to crafting restaurant-quality meals right in your comfort zone with the Louisiana Culinary Institute's very own, Chef Dave Tiner! Dave will introduce you to the affordable and delightful cooking classes offered by the institute, designed to suit everyone from beginners to culinary experts. Here's the cherry on top - you won't just learn to whip up delicious meals, you'll take home enough to feed a family of four!Beyond the cooking classes, we plunge deeper into the world of culinary education at the Louisiana Culinary Institute, which offers degrees and certifications in international cuisine, charcuterie, and American regional. Chef Dave, like a true culinary gem, will share his invaluable tips for enhancing your cooking skills. So, if you're itching to push your culinary prowess up a notch, this episode is your perfect recipe! Grab your apron, and let’s get cooking!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
26:59 10/11/23
Breaking Down the Psychology of Money with Myiesha Beard
Have you ever thought about the psychological impact your relationship with money has on your life? Money, our guest Myiesha Beard, a licensed professional counselor, points out, is deeply entangled with our emotions and family dynamics - and it's high time we explore this profound connection. A fascinating journey awaits you as we discuss everything from family dynamics affecting our money habits to financial trauma and its signs.The conversation gets intriguing as we delve into the complex world of financial stress, anxiety, and how these elements influence our money management strategies. With Myiesha's expertise guiding us, we uncover the varied money personalities, the impact of fear of money, and the intricacies of compulsive spending and saving. Information-packed and eye-opening, this discussion could be your ticket to understanding and improving your relationship with money.Finally, we conclude the podcast with valuable advice on addressing financial issues promptly and understanding the importance of preventive measures. Myiesha helps us understand the psychological aspects of ignoring creditors and why it's essential to seek help before it’s too late. With practical tips and valuable insights, this episode transforms the daunting world of finance into a realm of understanding and control, leaving you equipped to embrace a healthier financial future. Get ready to shatter preconceived notions and embark on a journey of financial enlightenment with Myiesha Beard.Guest:Myiesha Beard, Licensed professional counselorRestore Counseling ServicesSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
39:27 9/27/23
Taking Control: A Comprehensive Guide to Estate Planning and Asset Protection with Jerry Linebaugh
Guest:Jerry LinebaughFounder, CEO, Financial Advisor and FiduciaryGame Changer WealthEver wondered how you can retain absolute control over your assets, both in life and beyond? Well, you're in the right place. We welcome back our astute guest, Jerry Linebaugh, a guru in wealth management, to unravel this mystery. Jerry expertly illuminates the often-overlooked significance of having a power of attorney to prevent costly blunders and keep your assets in the right hands. He further breaks down complex concepts related to wills and trusts, giving you a comprehensive understanding of how they shield your assets from falling into the state’s hands.Isn't it disheartening to think that your hard-earned assets may end up in the wrong hands due to a mere oversight? This episode reveals a compelling narrative of a couple who encountered unintended consequences due to outdated beneficiary information. Jerry also accentuates how pivotal it is to routinely review your beneficiary designations on key documents like wills, 401ks, life insurance policies, and several others. We also take a shot at busting common estate and financial planning myths, reinforcing the importance of a well-crafted plan to evade heavy costs and complications for your loved ones.As we wrap up this enriching conversation, Jerry paves the path for you with specific pointers to kickstart your estate planning journey. He drives home the point that it's never too early to initiate this dialogue and the importance of roping in all essential family members. Understand each relative's desires and establish mutual understanding within the family about the proposed plan. This action-packed episode leaves you with the know-how to safeguard your assets effectively and guarantee your family's financial stability. Tune in and take the first step towards ensuring a secure financial future for yourself and your loved ones!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
48:33 9/13/23
The Power of the Mascot: A Look at Unique Educational Funding Techniques
Are you aware that teachers often spend hundreds of dollars from their own pockets to set up classrooms? We unravel the remarkable programs offered by Neighbors FCU that aim to alleviate this burden. From the unique Mascot Checking Program to Project Grants for Public Schools, Betty Mujica-Milano of Neighbors lays out how these initiatives not only help schools financially but also promote financial literacy among students.We are also joined by Jason St Pierre, the Principal of Walker High School, who shares how having a Neighbors branch on campus has helped fund innovative educational projects. Imagine, every swipe of a card contributing to the funding of exciting initiatives like a TV program, a drone program, or a robotics team! Also, Hagar Brown Anderson, the Vice President of the McKinley High School Alumni Association, gives us an insight into how Alumni Associations can significantly contribute to schools through the use of the Mascot Checking program.In the final part of our conversation, we delve into the details of securing a grant from Neighbors Federal Credit Union. Betty demystifies the application process and outlines the types of projects that the grants can fund. Jason and Hagar further enrich our discussion by sharing their firsthand experiences with the programs and how the programs have been instrumental in providing resources to students. Whether you're a teacher, parent, or an alumni wanting to support their alma mater, this episode has something for you. Tune in, and let's collectively make a difference to our schools and our future!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
29:02 8/30/23
Demystifying Student Loan Debt: Updates, Repayment Options, and Financial Planning
Are you feeling overwhelmed by the recent developments in student loans? Well, we've got you covered. In our latest episode, we welcome Deborah Paul, Scholarship and Grant Director from the Louisiana Office of Student Financial Assistance, to break down the complexities of student loan management. What does the Supreme Court's decision to block one-time student loan debt relief mean for you? How will the resumption of payments and interest accumulation in September affect your financial planning? We've got the answers. We also delve into critical information for those new to loan repayments, explaining the purpose of exit counseling and providing tips to locate your loan servicer.We're not stopping there. We'll guide you through the Save Repayment Plan - a lifesaver for those earning less than $32,800 a year for single earners and $67,500 a year for families of four. We'll demystify the terms 'deferment' and 'forbearance' and shed light on the requirements for loan forgiveness. And if you're starting to feel the pinch of repayment, we'll share practical tips on managing it, like adjusting your payment plan to minimize monthly outgoings or recertifying your income-driven repayment plan. To ensure you're well-informed, we've curated a list of government websites, including studentaid.gov, nslds.ed.gov, and mylosfa.la.gov, which can be indispensable tools in your student loan journey. Join us in this crucial conversation. Together, let's demystify student loan debt.Guest Deborah Paul, scholarship and grant director with the Louisiana Office of Student Financial AssistancemyLOSFA.la.govSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
24:43 8/16/23
Medicare Mastery: Ins and Outs Explained by Insurance Experts
Have you thought about how to make the most out of your Medicare benefits? We promise you that this episode of Money Matters will equip you with all the knowledge you need to make informed decisions about your Medicare plans. We have the pleasure of hosting John Stockwell and Jennifer Lindsay from Stockwell Insurance, as they simplify the often complex world of Medicare. They give us a clear understanding of the eligibility criteria, various parts of the program, as well as the deductibles and copays involved.The devil is in the details, and when it comes to Medicare enrollment, it's no different. Have you wondered about the implications of not enrolling at 65? Or, have you ever asked what the 10-year or 40-quarter requirement for eligibility means for you? There's no need to worry. We address all these topics and more, including other enrollment periods, waivers for low-income individuals, and valuable information contained within the Medicare handbook.Lastly, but definitely not least, we want to ensure that you are safeguarded against Medicare fraud. You'll find out why it's crucial to delve into your plan's network of doctors and prescriptions. We also shed light on the warning signs of fraudulent activity. Grab a notepad because we also share resources for further research and discuss the benefits of five-star rated Medicare Advantage plans. Also, discover the benefits of early enrollment and the advantages of attending a free class to better understand how your Medicare benefits work. Get ready for a deep dive into everything Medicare!Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
29:06 8/2/23
Know Your Notary: Insights from a Professional Notary with Kirsten Roberson
Ever wondered about the ins and outs of notarization? Well, you're in luck! We sat down with the incredibly knowledgeable Kirsten Roberson, a seasoned Notary Public, who demystified the world of notarized documents. We examined the role of a Notary, the crucial part they play in deterring fraud, and the weight of notarized documents in court proceedings. Kirsten also brought to light the intriguing differences in the notarization process in Louisiana versus other states. If you've ever been curious about what it takes to become a Notary, Kirsten detailed the challenging process.As we navigated deeper into the conversation, we discovered the exciting era of digital notarization. We talked about the various types of notarization, the necessary documents for notarization, and the precise steps involved in notarizing a document. The advent of remote notarization, its stringent rules, and the implications of double transferred documents were also touched upon, painting a detailed picture of the evolving landscape.Lastly, we delved into the practical aspects of notarization. From discerning tips on choosing a reliable notary to the benefits of mobile notarization, Kirsten shared much-needed advice. We also talked about her enterprise, KRow on the Go Notary, providing an insight into the workings of a mobile notary business. Don’t miss out on this enlightening episode that unveils the crucial role of a Notary, the importance of notarized documents, and tips to ensure your documents are correctly notarized.Kirsten RobersonMobile Notary/Loan Signing AgentKROONTHEGONOTARY.COMKRISTEN@KROONTHEGONOTARY.COM@KROONTHEGONOTARY - on facebook@KROONTHEGONOTARY - on Instagram225-406-1226Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
28:40 7/19/23
Wedding Planning Unraveled: Styles, Budgets, and Alternatives on Money Matters
Do you fantasize about your perfect wedding day but get instantly overwhelmed by the planning process? We've got you covered! Tune into this episode of Money Matters where we unravel the intricate business of wedding planning. Joined by our panel of experts, we delve into the highs and lows of wedding organization. From unique Louisiana traditions to the underrated justice of the peace ceremonies, you'll be spoilt for choice with our array of wedding styles.Imagine planning your own nuptials. With the advice from our experts, we uncover how to manage your time to plan a memorable wedding that doesn't result in burnout. Also, we couldn't resist discussing the unique features of Indian weddings and important considerations when snapping up a wedding photographer.Let's not forget the importance of budgeting. We understand how easily costs can skyrocket, which is why we ventured into alternative options like justice of the Peace weddings. Our experts share their wisdom on adjusting expectations and working within a budget, and how it doesn't have to compromise on your special day's charm. Finally, we touch upon the importance of negotiating with vendors and being flexible with your budget, because creating a memorable wedding shouldn't break the bank! Join us on this episode of Money Matters for an enlightening and entertaining deep dive into the world of weddings.How to contact our guests:Rachel Erin, photographer and proprietor of GEAUXWeddings.comwww.rachelerinphotography.com/  or geauxweddings.com/Christie Mayeux, Justice of the Peacewww.facebook.com/MayeuxJOP/Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
46:57 7/6/23
Buying your first home - Hear from the mortgage pros
Your home is probably the biggest investment you'll ever make and buying your first home can be daunting. How much can I afford? How should I or do I have to put down? How much do I have to have at closing? These are all questions that first-time homebuyers find themselves asking.Join us as Kim sits down with Bridgette and Matthew, of the Neighbors mortgage team, to talk about all aspects of being a first-time homebuyer. They discuss what to expect and what kind of products are out there to help you make your dream of homeownership a reality.Learn more:https://www.neighborsfcu.org/mortgage/Neighbors Federal Credit Union is an equal housing lender.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
36:46 6/21/23
Credit cards and you - What you really need to know
Have you ever wondered how much credit card debt is too much? Or how to use your cards to improve your credit score? What is the difference between a secured and unsecured credit card? Kim visits with Lauren Simon, of GreenPath Financial, to discuss the ins and outs of credit cards. From discussing what a credit card is to how it can positively or negatively affect your credit and more.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
35:49 6/7/23
Real Estate Agents 101
Are real estate agents really necessary? Can't you just sell your house on your own? How hard could it really be? Well, it turns out that it's pretty hard.  From knowing how to prep your home and price your home to getting the paperwork right, selling or buying without a real estate agent can be a challenge.Join Kim and guest Vernay Sanders, of Keller Williams, as they discuss the benefits of using a real estate agent. From what real estate agents can offer you to how to find the right agent for you, Kim and Vernay cover what you'll need to know in Real Estate Agents 101.For more information about our guest:Vernay SandersVernaySanders@KW.comKW.com225-335-8634Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
31:34 5/24/23
Car Insurance: What you need to know
Car insurance is one of those things that isn't fun or galmorous but you have to have it. But what is it that you really need? What is the legal minimum? What kind of coverage should you look for? It's a lot to consider and let's be honest no one wants to pay too much for something that you hopefully will never use.Join Kim and Blaine Patin, owner of Patin Insurance Agency, as they discuss the ins and outs of car insurance and what you will need and might want in your next policy. Patin Insurance Agency225-283-0127Blaine@PatinIns.comSupport the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
41:44 5/10/23
Is your A/C OK? Get your A/C ready for the brutal Louisiana summer
Kim visits with Stephen Conyers, owner of SEC Heating & Cooling, to discuss how to maintain our air conditioners, how to prevent costly repairs, and what we should expect if we have to have repairs done. Stephen shares his expertise and 26 years of experience as an HVAC technician to try and help us save money on heating and cooling our homes. But let's be honest, here in Louisiana it's all about the cool.Learn more at:SECHeatingandCooling.com225-571-7774Mention you heard about SEC Heating and Cooling on the Money Matters podcast and get $10 off their $99 maintenance special.Support the Show.Welcome to Money Matters, the podcast that focuses on how to use the money you have, make the money you need and save the money you want – brought to you by Neighbors Federal Credit Union. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice.
25:08 4/26/23