Show cover of The Kuderna Podcast

The Kuderna Podcast

Bryan M. Kuderna, author of "What Should I Do With My Money?" and founder of Kuderna Financial Team, discusses wealth in its original meaning-- a state of well being!

Tracks

#143- Investing in an Election Year
In this episode, Bryan Kuderna discusses investing in an election year. He provides an overview of the current political landscape and its potential impact on the stock market. Kuderna also explores the historical performance of the stock market during election years and highlights the influence of the Federal Reserve. He concludes by offering insights and considerations for investors in the coming months. Investors have seen positive returns in 20 out of 24 election years. The average election year return when a Republican wins the White House has been 15.3%, compared to 9% when a Democrat wins. Presidents seeking reelection often take actions to pump up the stock market, such as fiscal stimulus and pro-growth regulation. The Federal Reserve has been active in election years, with rate hikes or cuts occurring in every election year since 1980. A crashing stock market is challenging for a sitting president to win reelection. Investors should keep an eye on the stock market and consider the potential impact of political and economic factors in the coming months. *Stock Market Data Source: Morningstar / Ibbotson Associates.  ** This material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine which investment(s) may be appropriate for you, please consult your financial professional prior to investing.  Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk.  Index performance is not indicative of the performance of any investment and does not reflect fees, expenses, or sales charges. All performance referenced is historical and is no guarantee of future results. 
23:24 5/6/24
#142- Steven Benedict on Thriving Through Adversity
Steven Benedict is a professional track and field athlete, entrepreneur, author, and philanthropist. He ranked 20th in Nationals in the 200 meter sprint, won the 4x100m at the Penn Relays, and is an Olympic Trials qualifier at 40 years-old. He grew up as a foster child and credits his faith and lessons learned on the track for getting him through adversity.  Follow Steve at https://stevieyb.com and on Instagram at https://www.instagram.com/stevieyb22/. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-173613 Exp. 4/26
64:19 4/16/24
#141- Picking The Right Insurance Carrier with Comdex Score
Host and Certified Financial Planner, Bryan Kuderna, discusses the importance of protection in personal finance and focuses on insurance and how to pick the right insurance carrier. He emphasizes the need to understand the language and terms of insurance contracts and the importance of planning for unexpected events. Bryan also highlights the difference between price and cost, and the role of quality and value in insurance decisions. He introduces the Comdex ranking as a tool to evaluate the credit worthiness of insurance carriers. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-172108 Exp. 3/26
26:16 3/26/24
#140- Economic Crime with FBI Special Agent Jerri Williams
Jerri Williams, a former FBI special agent, shares insights into the world of fraud and economic crime. She discusses the anatomy of a Ponzi scheme, using the New Era Foundation case as an example. Williams explains how fraudsters manipulate victims and the psychology behind their actions. She also delves into other types of scams, such as advanced fee schemes and business-to-business telemarketing fraud. Williams highlights the importance of international cooperation in investigating and prosecuting fraud cases. She concludes by discussing the traits and motivations of fraudsters, as outlined in the fraud triangle: opportunity, pressure, and rationalization. In this conversation, Jerri Williams discusses the motivations behind fraud, the role of punishment in deterrence, the importance of staying apolitical in law enforcement, the biggest threats facing Americans and business owners, the need for a third political party, and her favorite roles as an FBI agent, podcaster, and author.     Check out Jerri's books and podcast at https://jerriwilliams.com.     This episode is brought to you by "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available in paperback, Kindle, or audiobook wherever books are sold... https://www.amazon.com/What-Should-Do-My-Money/dp/1264857934/ref=sr_1_1.   This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-171983 Exp. 3/26
80:44 3/5/24
#139- How Do Stocks Work?
Bryan explores the stock market and the success of Nvidia. He discusses the basics of stocks, how businesses raise money, and the concept of going public. The episode also explains how investors make money through dividends and capital appreciation. He covers the different ways to track stocks and introduces popular market indexes like the Dow Jones, S&P 500, and NASDAQ. The concept of indexing and diversification is also explored. Lastly, the episode touches on the history of entrepreneurial financing. Learn more about the interplay between economics and stock market performance in Bryan's book, "What Should I Do with My Money?".  Click here to order https://www.amazon.com/What-Should-Do-My-Money/dp/1264857934/ref=sr_1_2  This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-171978 Exp. 3/26  
15:44 2/23/24
#138- The IRA Maximization Strategy
In this episode of the Kuderna Podcast, host Bryan Kuderna discusses the concept of IRA maximization. He explains the three legs of the retirement system, which include social security, defined benefit pensions, and private savings. He emphasizes the importance of private savings, particularly through qualified retirement plans like IRAs. Kuderna delves into the tax concerns and future liabilities associated with IRAs, highlighting the need for careful planning. He explains the concept of required minimum distributions (RMDs) and the impact of the Secure Act on the stretch IRA strategy. Finally, Kuderna introduces the IRA maximization strategy, which involves leveraging life insurance to generate tax-free benefits. He discusses the benefits and considerations of this strategy for high net worth individuals.   Takeaways IRA maximization is a strategy that involves leveraging life insurance to generate tax-free benefits for high net worth individuals. The three legs of the retirement system in the US are social security, defined benefit pensions, and private savings. Tax concerns and future liabilities associated with IRAs should be carefully considered and planned for. The Secure Act has impacted the stretch IRA strategy, often requiring non-spouse beneficiaries to take all RMDs within 10 years of the owner's death. Chapters 00:00 Introduction to the Kuderna Podcast 00:30 Overview of IRA Maximization 01:27 The Three Legs of the Retirement System 03:21 Private Savings and the Role of IRAs 05:31 Understanding IRAs and Retirement Planning 10:23 Tax Concerns and Future Liabilities 18:04 Required Minimum Distributions (RMDs) 20:20 The Stretch IRA and the Secure Act 22:42 Introduction to the IRA Maximization Strategy 23:55 Using Life Insurance for Tax-Free Benefits 27:45 Benefits and Considerations of the IRA Maximization Strategy   *US Retirement Assets (CRS): https://crsreports.congress.gov  *Exceptions to tax on early distributions (IRS): https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions   This episode is brought to you by Weekly Wealthy Wisdoms, Bryan's free weekly E-newsletter packed with his best insights of the week.  Sign up for free at www.bryankuderna.com. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-171976 Exp. 3/26
29:52 2/6/24
#137- CIA Operations Officer Bob Dougherty on Keeping the World Safe
Bob Dougherty worked for over 25 years as an undercover Operations Officer for the Central Intelligence Agency (CIA). He has deep operational experience having personally managed and carried out multiple high-profile missions in the US, Europe, Central America, South America, and Middle East that lead to the capture of several most-wanted terrorists and the dismantling of their networks.  Bob has successfully worked against foreign terrorist groups such as The Islamic State, Al-Qaida, Hezbollah, HAMAS, Sendero Luminoso, Tupac Amaru Revolutionary Movement, the Japanese Red Army, and the Palestine Liberation Organization. In addition, Bob has extensive experience in working against Iranian state sponsored terrorism, and government of Iran intelligence and procurement operations worldwide.  He’s received over 20 service awards during his career with the CIA. During the time period before and after the 9/11 terrorist attacks on the Homeland, Bob worked as the senior CIA officer on a FBI Joint Terrorism Task Force (JTTF) – which provided him substantive experience working the terrorism target inside the U.S. and in foreign countries through “over the horizon” operations. Bob has served as a subject matter expert instructor on terrorism and countering terrorist cells inside the U.S. and overseas.  He is a senior instructor on Human Intelligence and Counter-Terrorism for U.S. military special operations elements including Naval Special Warfare, SEALS, and U.S. Army Green Beret units. Bob is part of the guest speaker network of SpyScape and one of his major counter-terrorist operations (the capture of Abu Abbas) was subject of a recent episode.   This episode is brought to you by my new book, "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available in paperback, Kindle, and audiobook wherever books are sold. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-168779 Exp. 2/26
95:14 1/26/24
#136- Celeb Designer Jennifer Farrell on Business, TV, and Branding
Jennifer Farrell is a celebrity designer and television host. She became nationally known hosting the long-running series “Find & Design,” and currently hosts the hit shows “Million Dollar House Hunters”, “Find Me a Beach House”, and “Most Amazing Homes.”  As the founder of Jennifer Farrell Designs, she’s won many accolades over her career, and her work has appeared in Luxe Magazine, Entertainment Weekly, House and Garden, on the View, and more. Her most popular venture has been The Jennifer Farrell Collection, featuring hundreds of furniture and décor pieces at nearly 1400 stores nationwide. She is a spokesperson for Realtor.com and a Brand Advocate for ForeverLawn.  We discuss her unique business strategy she calls "The Triangle Method", focusing on design, TV, and brand partnerships.  Jennifer shares tips on the creative process, breaking through in modern media, the power of collaboration, real estate trends, and interior design.   This episode is brought to you by "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available in paperback, Kindle, and audiobook wherever books are sold. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-167850 Exp. 1/26
67:44 1/18/24
#135- Stock Market Year in Review and 2024 Outlook
Host, Bryan Kuderna, provides a brief summary of the stock market in 2023, including the winners and losers of the year.  He shares his outlook for 2024 and economic indicators to look out for, including GPD, unemployment, inflation, and recession. This episode is brought to you by Bryan's new book, "What Should I Do with My Money?", available in paperback, Kindle, or audiobook wherever books are sold. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2024-167182 Exp. 1/26
19:11 1/5/24
#134- The Economics of Uranium and Nuclear Power with Mark Chalmers
Mark Chalmers is the President and CEO of Energy Fuels, the leading U.S. producer of uranium and an emerging global player in the commercial rare earth business.  He has consulted several key industry leaders in the uranium supply sector, including BHP, Rio Tinto, and Marubeni. Chalmers holds a Bachelor of Science in mining engineering from the University of Arizona, is a registered professional engineer, and served as the Chair of the Australian Uranium Council for ten years. He holds dual citizenship in the U.S. and Australia. To set the stage for our interview, the U.S. is the largest producer of Nuclear Power (almost double China) and 24% of our enriched Uranium comes from Russia.  The U.S. has banned Russian oil and natural gas, but not Uranium.  According to the Energy Information Administration, as of 2022, 18% of U.S. energy comes from nuclear, versus 61% from fossil fuels and 21% from renewables. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-166766 Exp. 12/25
49:04 12/26/23
#133: The Post-Covid Economy with Scott Fulford
Scott Fulford is a senior economist at the Consumer Financial Protection Bureau and author of The Pandemic Paradox: How the COVID Crisis Made Americans More Financially Secure.  Scott Fulford led the development of the bureau's “Making Ends Meet” surveys. His wide-ranging policy and academic research examine the economic shocks people face and how they deal with them, as well as how economies grow and develop in the long term.  Scott has a PHD in Economics from Princeton. Order Scott's new book at https://www.amazon.com/Pandemic-Paradox-Crisis-Americans-Financially/dp/0691245320/ref=sr_1_1  Learn more about Scott at https://www.consumerfinance.gov/data-research/cfpb-researchers/scott-l-fulford/ This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-166548 Exp. 12/25    
63:41 12/18/23
#132- Serial Entrepreneurship with Dave Kerpen
Dave Kerpen is a serial entrepreneur, NYT best-selling author, and global keynote speaker. Through best-selling books like "Likeable Social Media" and "The Art of People," he's become a thought leader in social media marketing and relationship-building. Dave is also the owner and Co-founder of Apprentice, a platform that connects the brightest college students with entrepreneurs and business leaders to help them tackle their toughest tasks in business.  Link to Apprentice:  https://chooseanapprentice.com Link to Frank Lautenberg article:  https://www.linkedin.com/pulse/20130204172115-15077789-3-amazing-life-lessons-from-a-chance-encounter/ This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-166556 Exp. 12/25  
36:42 12/8/23
#131- Observations of Success
I reveal 15 steps to overall success in work and life.  These are noted from my personal and professional experiences, and observations from the happiest and most successful people I've collaborated with over my 15-year career. Link to Paul Graham's "How To Do Great Work":  http://www.paulgraham.com/greatwork.html This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-165840 Exp. 12/25  
25:42 11/29/23
#130- Mastering Revenue, Profit, Operations, and Culture with Damian Andrews
Damian Andrews is a renowned business consultant from Australia and the author of "Get The Cheese, Let The Other Mouse Go First". He was a soldier in the Special Air Service Regiment of the Australian Army before becoming a corporate recovery specialist for D'Aloia Handberg and eventually founding his consulting business. He also founded the Family Peace Foundation and Shair.care. You can learn more about Damian at https://damianandrews.com/. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-165091 Exp. 11/25  
51:11 11/16/23
#129: US-China, Israel-Hamas, and Global Threats with Elaine Dezenski
Elaine Dezenski is the senior director and head of the Center on Economic and Financial Power at the Foundation for Defense of Democracies (FDD).  She has over two decades of leadership in public, private, and international organizations, and is a globally recognized expert and thought leader on geopolitical risk, supply chain security, anti-corruption, and national security.  Dezenski previously served as senior director at the World Economic Forum from 2010 to 2015, after which she launched LumiRisk LCC, a risk advisory practice. In 2017, she served as a senior fellow at the Jackson Institute for Global Affairs at Yale University and as a lecturer of business ethics. In 2020–2021, she served on the newly formed Chairman’s Council on China Competition at the Export-Import Bank of the United States. Dezenski has held both political and career positions at the U.S. Department of Homeland Security, and senior roles at INTERPOL, Cross Match Technologies, and Siemens Corporation.  Follow Elaine Dezenski's latest research at https://www.fdd.org/team/elaine-dezenski/ This episode is brought to you by my new book, "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available wherever books are sold. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-164365 Exp. 11/25
66:16 11/3/23
#128- The Science of Stuck with Britt Frank
Britt Frank is a nationally recognized neuropscyhotherapist, trauma therapist, and expert on mental health.  She is the author of "The Science of Stuck", named the Top Creativity Book of 2022.  Britt is a graduate of Duke University and The University of Kansas, where she is currently a professor.  She is known for decoding the brain, using 3 steps to control anxiety and harness motivation. Britt Frank- https://www.scienceofstuck.com/ This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-163543 Exp. 10/25
69:08 10/20/23
#127- Student Loan Repayments Are Back: Here Are Your Options
Certified Financial Planner™ and host, Bryan Kuderna, discusses the end of COVID-19 related student debt relief, including 0% interest and the repayment pause. He reviews various repayment options, forgiveness plans, and the politics of higher education. Income-Driven Repayment application: https://studentaid.gov/idr/ Department of Education loan calculator: https://studentaid.gov/loan-simulator/ Fed Student Aid's PSLF employer search engine: https://studentaid.gov/pslf/employer-search PSLF application: https://studentaid.gov/pslf Guardian and its subsidiaries do not issue or advise with regard to student loans. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-163251 Exp. 10/25 This episode is brought to you by my new book, "What Should I Do with My Money?", available wherever books are sold.
27:49 10/16/23
#126- Making it Big with Wendy Starland
Wendy Starland is an American singer, songwriter and music producer from Los Angeles. She has been honored by The Songwriters Hall of Fame; named VH1’s Best Emerging Artist; was featured on Moby’s Grammy nominated album Last Night, has performed around the world and collaborated with some of the biggest stars in music. Starland discovered and developed Lady Gaga during the recording of "The Fame", which received Billboard’s Album of the Decade. Learn more at https://www.wendystarland.com/. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-162355 Exp. 10/25 This episode is brought to you by my new book, "What Should I Do with My Money?", available wherever books are sold.
49:54 10/2/23
#125- Talking Sports with David Sweet
David Sweet has launched columns for The Wall Street Journal, NBCSports.com, and has been a writer for the Los Angeles Times, Classic Chicago Magazine, and more.  He is the author of Three Seconds in Munich: The Controversial 1972 Olympic Basketball Final (2019) and  Lamar Hunt: The Gentle Giant Who Revolutionized Professional Sports (2010).  We cover some of sports greatest controversies and lead into a teaser for David’s next potential project- gambling in sports.  Three Seconds in Munich: https://www.amazon.com/Three-Seconds-Munich-Controversial-Basketball/dp/0803299966/ref=sr_1_1 Lamar Hunt:  https://www.amazon.com/Lamar-Hunt-Gentle-Revolutionized-Professional/dp/1600783740/ref=sr_1_1 This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-162395 Exp. 10/25
54:56 9/29/23
#124- Tech and AI Disrupting the Stock Market is Nothing New
An examination of the tech sector's impact on the stock market decade-by-decade from the 1970's and the mainframe computer up to the Artificial Intelligence of the 2020's and beyond. For more information on the economic influence of big tech, be sure to check out Chapter 6- Tech in Bryan's new book, "What Should I Do with My Money?". This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-161935 Exp. 9/25
16:26 9/18/23
#123- Ghostwriting with David Jahr
David Jahr is a renowned ghostwriter having worked with five New York Times best-selling authors including renowned doctors, CEOs, and pastors. He's earned an ESPY Award nomination for “Most Inspirational Sports Story of the Year” by ESPN. His most notable project is The Daniel Plan, a collaboration with Pastor Rick Warren, Dr. Oz, Dr. Daniel Amen, and Dr. Mark Hyman, which has helped thousands of people enhance their physical, and spiritual health. David's website: https://davidjahr.us/ The Daniel Plan: https://www.danielplan.com/author/david-jahr/ This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-61127 Exp. 9/25
66:14 9/8/23
#122- Annuities: What is a RILA?
Registered Index-Linked Annuities (RILA) are the fastest growing segment of the annuity marketplace.  Bryan discusses the pros and cons of these new retirement planning vehicles and their popular "buffer" feature. Individuals should review their plans on a case-by-case basis with professional assistance.  Please consult your attorney or tax advisor for specific tax or legal advice. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 Registered index-linked annuities (RILAs) are sold by prospectus only. Before purchasing an annuity, you should consider the features of the contract, applicable investment options, index strategies, and investment objectives as well as the risks, charges, and expenses associated with the annuity and its investment options. The prospectus contains this and other information, which should be read carefully before investing. To request a prospectus contact your investment professional All annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are long-term investment designed for retirement purposes. With a RILA, there is a risk of loss of principal if negative index returns exceed the selected protection level. #2023-160717 Exp. 8/25
20:19 8/29/23
#121- The Power of Optimism with Tom Hall
Tom Hall's life is a story about loss, overcoming traumatic events, and an optimistic attitude that keeps leading to the next success.  He is a former Army Ranger and Division-1 football player at Iowa State, one of only 3 veterans in the nation to play D1 football.  Tom has a BA in political science and an MA in conflict management, and has since advised many start-ups relating to intelligence, renewable energy, e-commerce, and pro sports.  He’s currently pursuing his doctorate in business administration at the University of South Florida and is a program manager at Veritas Technologies.  Fans can connect with Tom through LinkedIn at https://www.linkedin.com/in/tchall18/. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-160303 Exp. 8/25 This episode is brought to you by my new book, "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available in paperback, audiobook, and kindle wherever books are sold.
67:21 8/21/23
#120- When a Few Financial Institutions Control Everything with John Coates
John Coates is a Deputy Dean and Professor of Law and Economics at Harvard Law School. He has served as General Counsel and Acting Director of the Division of Corporation Finance of the Securities and Exchange Commission (SEC), testified before Congress, and provided consulting services to the Department of Justice, Department of Treasury, and New York Stock Exchange. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-160159 Exp. 8/25   John’s new book, “The Problem of Twelve:  When a Few Financial Institutions Control Everything” is now available wherever books are sold.  https://globalreports.columbia.edu/books/the-problem-of-twelve/  
79:41 8/14/23
#119- What is The Future of Gas?
Host, Bryan Kuderna, discusses how record US oil production and Electric Vehicle sales are stabilizing the price of gasoline amid inflation, Russia-Ukraine war, and China reopening their economy. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-159791 Exp. 8/25 This episode is brought to you by "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available wherever books are sold.
14:54 8/10/23
#118- Russia Ukraine War Part II with Gregg Stebben
Gregg Stebben is the author of 19 books, most recently, "Does Putin Have to Die?: The Story of How Russia Becomes a Democracy after Losing to Ukraine", which he co-authored with Ilya Ponomarev, a former member of the Russian Parliament. In this follow-up interview, Stebben updates us on the Russian invasion, the Wagner Group, Chinese involvement in the conflict, and how long the war might last. You can learn more about his involvement with Russia's potential replacement government, the Congress of People's Deputies, at www.rusdep.org. This episode is brought to you by my new book, "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos", available wherever books are sold.
76:56 8/3/23
#117- Why is The Fed's Target Inflation Rate 2%?
As inflation cools to 3%, Bryan addresses where the 2% target used by most central banks originated, and what could happen if the target was lowered, raised, or removed.   This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-159451 Exp. 8/25 This episode is brought to you by Bryan's new book, "What Should I Do with My Money?: Economic Insights to Build Wealth Amid Chaos".
12:58 7/14/23
#116- 2023 Economic Halftime Report and The Latest Fed Minutes
Host, Bryan Kuderna, breaks down overall stock market performance for the first half of 2023 and economic indicators for the rest of the year. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-158303 Exp. 6/25 This episode is brought to you by Bryan's new book, "What Should I Do with My Money?", available wherever books are sold.
14:47 7/7/23
#115: Elite Leadership with B-2 Stealth Bomber Joseph VanDusen
Joseph VanDusen flies among the best of the best as a former B-2 Stealth Bomber pilot. He was deployed 7 times and tallied up 139 Combat Missions on his way to being named B-2 Pilot of the Year in 2014 and winning the B-2 Aircraft Commander of the Year award in 2015. Joseph is now an entrepreneur, author, and well-known personal development speaker, in addition to flying the 787 Dreamliner for United Airlines.  His book: “Stealth Elevate” is a popular source of Leadership and Personal Development Gems forged over a career of Top Level Leadership.  Learn more at www.StealthElevation.com. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-158299 Exp. 7/25  
66:11 6/29/23
#114- Entrepreneurship, Innovation, and AI with James Barrood
James Barrood is one of the leaders of the east coast's innovation ecosystem. Recognized in the Power 100 and the Top 100 Influencers list, James is the founder of Innovation+ and former CEO of TechUnited. He is the author of "Entrepreneurship and Innovation: Global Insights from 24 Leaders" and co-author of "Lessons from the Great Recession". Find out more about Jim at https://innovationplus.us/advisory/. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #2023-157607 Exp. 6/25
49:26 6/21/23