The Ramsey Show

Ken Coleman & Rachel Cruze answer your questions and discuss: Why combining money before you get married is a bad idea "Is my wife a princess for not wanting to work?" "Preparing to take on my girlfriend's debt?" "Am I being too stingy with vacations?" (Yes) "My lifestyle is completely unsustainable..." "Am I being irresponsible?" "Buy a home if it will double my housing cost?" "What should I do with my increased income?" "Can I use my emergency fund for daughter's quinceañera?" "How do I get ahead when my income is so low?" "Should I keep my whole life insurance?" "Should I move out of my parents' house?" "Sell rentals and primary to buy our dream home?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature DreamCloud Zander Insurance BetterHelp Neighborly Start your EveryDollar Free Account today: Click Here Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & Rachel Cruze answer your questions and discuss: "Should I pull from my 401(k) to pay off debt?" "What's the best way to pay off my truck?" "How should I save money for the future?" "Can we afford to stay in our current apartment?" Living paycheck-to-paycheck, "How can we fix our finances?" "Scammers are after my father, what can I do?" "We hate the house we bought," "How do I start investing?" "Should we give Christmas gifts to teachers?" "Should we pay off our house before investing?" "Pay off debt before buying more rentals?" "Should I drop my car insurance?" "Pay off debt before buying more rentals?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature BetterHelp USCCA Neighborly Protect yourself with the right coverage—Take our Coverage Quiz! Start your EveryDollar Free Account today: Click Here Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Rachel Cruze & Jade Warshaw answer your questions and discuss: "Should I take out a loan from a family member?" "Should I have more than $1000 in Baby Step 1," "My parents lost their business, how can I help?" "The real truth about Christmas gifts," "How should I save for a house?" Why it's sometimes hard to make wise money decisions "I'm scared to tithe while on Baby Step 2," "I'm not happy with our affordable vacations," "My husband is about to file bankruptcy" "Should I leave my job?" "How can I best pay off debt?" "Should we cash out investments to pay off debt?" "Should we move closer to family?" "I'm $42K in debt and just lost my job" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Christian Healthcare Ministries NetSuite Zander Insurance Neighborly Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here For help with investing, get connected with a SmartVestor Pro: Click Here  Protect yourself with the right coverage—Take our Coverage Quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Ken Coleman answer your questions and discuss: "I don't know what I want to do while grieving," "Pay minimum payments while saving for a house?" "Should I take a commission only job?" "How do I balance my faith with pursuing wealth?" "Pay off our house before starting to invest?" "Change our budget for my seasonal job?" "Take cash from my mom with strings attached?" "Take a lower paying job or wait for a better offer?" "I bought a house and found out the seller painted over mold," "Should I stop investing to pay off my loans?" "What is the safest way to invest with family?" "Should I talk to my spouse about money?" Dealing with a rude and difficult boss. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance DreamCloud BetterHelp Neighborly Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only! Click Here Start your EveryDollar Free Account today: Click Here Sponsor a school and change a student's financial future! Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dr. John Delony & George Kamel answer your questions and discuss: "Our 23-year-old stepson doesn't want to be an adult," "I'm afraid to use life insurance to pay off debt," "How do I pay off my debt faster?" "Rebuilding my life after divorce," "Can we afford to be generous?" "I don't trust myself with money," "Pay off debt before starting the Baby Steps?" "Should we sell our house when we move?" "What should I do with money in my bank?" "Should I propose with a ring from a past relationship?" "My dad gave us a house, what's our next step?" "Should I pay off my husband's debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Churchill Mortgage Balance of Nature NetSuite Zander Insurance Neighborly Start your EveryDollar Free Account today: Click Here Cyber Monday Deals are here! Shop meaningful gifts for as low as $7 this week only!: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp USCCA NetSuite Zander Insurance Neighborly The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only! Click Here Start your EveryDollar Free Account today: Click Here Need help with your taxes? See who we trust: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

While the team is off for Thanksgiving break, we've curated this special episode with some of our favorite calls of the year. We hope you enjoy and we'll be back on Monday! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Zander Insurance Balance of Nature BetterHelp Neighborly Start your EveryDollar Free Account today: Click Here Protect yourself with the right coverage—Take our Coverage Quiz! The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only! Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & Dr. John Delony answer your questions and discuss: "My husband's drinking is affecting our money," "I can't afford the minimum payments on my debt," "How an I help my wife understand we can't afford to travel to visit family?" "Is the 15% investing rule based on gross or net?" "My house payment is half my take-home pay," Preparing to manage money after college, Helping irresponsible family with money, "Should I buy a house with my brother?" "Should I pay my girlfriend's hospital bills?" "I'm having trouble finding a side hustle," "I am recovering from a gambling addiction," "Should I take out a loan to pay off my IRS debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: DreamCloud BetterHelp Zander Insurance Balance of Nature Neighborly The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here Start your EveryDollar Free Account today: Click Here Protect yourself with the right coverage—Take our Coverage Quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Rachel Cruze & Jade Warshaw answer your questions and discuss: "We have $200k in student loan debt," "Should I move back in with my parents?" "Should I get life insurance for my baby?" "Navigating social obligatons on a budget," "How can I save to pay cash for a house?" "How do I invest to create a passive income?" "Getting spouse on the same financial page," Dealing with a 9-to-5 schedule, "Should we move or pay off our home?" "Should I pay off my student loans or car first?" "What is the 25% rule for house payment?" "I am feeling overwhelmed about my finances..." "Is it okay to take out a small loan for a reliable car?" "My husband's truck is about to be repossessed" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature BetterHelp Christian Healthcare Ministries Neighborly Start your EveryDollar Free Account today: Click Here The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here Protect yourself with the right coverage—Take our Coverage Quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Ken Coleman & Dr. John Delony answer your questions and discuss: "How can I help my parents without committing financial infidelity?" "Should we cash out our investments to pay off debt?" "My husband charges me rent and utilities," "How can I help my son pay for college?" "We got divorced to protect my wife from debt," "My dad offered to pay off our house" Why we work, "How much do I put towards my side business?" "Pay off truck or save money for the baby?" "I bought a house with my ex-girlfriend" "Should I sell my car to pay off student loans?" "Is $1K really enough for an emergency fund?" "What's the best way to make a career change?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: NetSuite Zander Insurance USCCA Churchill Mortgage DreamCloud Neighborly The Black Friday Sale is here! Shop meaningful gifts for as low as $8 this week only!: Click Here Start your EveryDollar Free Account today: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & George Kamel answer your questions and discuss: "How do I manage my inventory?" "I'm struggling to pay off debt even though I have the money in savings," "We disagree on what to do with extra money," "Should we live in my mother-in-law's house?" "I was in a horrible hotel and can't get a refund," "How can I best help my grandma?" All about tipping culture, read more: How to Tip in All Situations, "Our neighbors smoke a lot of weed..." "My girlfriend's family sees me as just a dollar sign," "Is it still okay for me to retire early?" "How do I pay for school to change careers?" "Should we prepay college for our 2 kids?" "My husband is worried about missing our kids while working" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance BetterHelp DreamCloud Balance of Nature Neighborly Start your EveryDollar Free Account today: Click Here Protect yourself with the right coverage—Take our Coverage Quiz! Need help with your taxes? See who we trust: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Rachel Cruze & Dr. John Delony answer your questions and discuss: "My marriage doesn't look like I thought it would..." "Should I cash off my bitcoin to pay off my car?" "I'm tired of arguing with my husband," 15-year vs. 30-year mortgage, Paying for youth sports on a tight budget, "Should I pay off my car lease or student loans?" "What should we do after paying off our house?" How can I help my girlfriend tackle her debt? "Going through a tough divorce," "Pause the Baby Steps to prepare for a baby?" "How much should we spend on a vacation?" "My boyfriend doesn't want me to take a new job" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Christian Healthcare Ministries USCCA NetSuite Zander Insurance Neighborly For help with investing, get connected with a SmartVestor Pro: Click Here Protect yourself with the right coverage—Take our Coverage Quiz! Start your EveryDollar Free Account today: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & Ken Coleman answer your questions and discuss: "I'm feeling financially stuck," "How can I get rid of my car loans?" Report back from our Washington DC trip, "How can I turn $20K into passive income?" "Should I sign a six-year business lease?" "Our HOA is making changes we don't like" "Setting myself up for the future," "I feel broke because of my adult kids," "Should an emotional shopper stay out of malls?" "What should I do with money left over?" "How quickly should I pay off my house?" "How do I get out of the payday loan cycle?" "Keep paying out of pocket for school?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance BetterHelp Churchill Mortgage Neighborly Start your EveryDollar Free Account Today: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here  Protect yourself with the right coverage—take our coverage quiz! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Ken Coleman & Jade Warshaw answer your questions and discuss: "Should I move closer to my job?" "I'm in the military, should I buy or rent?" "How do I position myself to take my boss's role?" "Should I be on my parents' bank account?" "How do I make traction with my finances?" "Am I asking too much of my husband?" "Should I start looking for new clients?" "Tackling debt while expecting our first kid" "Should I take out student loans the VA will refund?" "Pay off student loans or PMI first?" "How do I adjust my life after husband's passing?" "How do you do Baby Steps 4-6 all at once?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature BetterHelp Churchill Mortgage Zander Insurance Neighborly Join the Crusade at Ramsey Solutions! Apply Now! Find a Ramsey Trusted Real Estate Agent: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Dr. John Delony answer your questions and discuss: "We make $300k and live paycheck-to-paycheck,"  "Will the US dollar become obsolete?" "How can I stay consistent with my budget?" "Our home is a money pit, what can I do?" "Pull from retirement to pay off our cars?" "My mother is running out of money," "Which debt should I pay first?" "When should I replace my vehicles?" "Should I pay off my Tesla?" "How do I prepare for retirement?" "How should I use an insurance payout?" "Should we sell our rental property?" "Should we sell a car to pay off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: DreamCloud NetSuite Zander Insurance Balance of Nature BetterHelp Neighborly Need help with your taxes? See who we trust. Join the Crusade! Apply Now! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Ken Coleman & George Kamel answer your questions and discuss: "I won $1m in the lottery and then lost it all," "I'm about to lose my job, what should I do?" "How do I deal with house fever?" "Should I sell my sports car?" "My grandfather is leaving me his business instead of my father," "Should I leave my family's business?" "Should I pay off a larger debt first?" "Use our savings to do a mortgage recast?" "I'm worried about pausing investing," "I feel like I'm drowning in debt," "Am I a lost cause?" "I have over $2000 in car payments..." "Use savings to invest or pay off our house?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA Zander Insurance Christian Healthcare Ministries BetterHelp Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Protect yourself with the right coverage—take our coverage quiz! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Jade Warshaw & Rachel Cruze answer your questions and discuss:  "My mom doesn't want us to pay off our house" "Should I get a HELOC to pay off legal bills" "Do I keeping paying down debt while preparing to move" How long should I pause investing "Should I use my stocks to pay off debt"  "Did I make an irresponsible decision" Rachel Cruze & Ken Coleman answer your questions and discuss: "I bought a house with my family & I can no long afford it" "How do I get my wife on board" Avoiding lifestyle drift as your income goes up "Should I sell the house my father left me" "Buying a new car so I can drive for Uber" "Negotiating past due bills" "Should we use our savings to build a second home" "How do I negotiate a major settlement" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance BetterHelp Balance of Nature Churchill Mortgage Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Protect yourself with the right coverage—take our coverage quiz! Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Rachel Cruze answer your questions and discuss: "Should we put our mortgage in the debt snowball?" "How do we stop living paycheck to paycheck?" "Should I take on more debt to go to school?" "How do I make better money decisions?" Leaving the family business, "Should we buy a new car in Baby Step 6?" "I don't want to close my credit cards," "Should we buy a home while in the military?" "Are store specific debit cards OK to use?" "Should we sell our house?" "Is inflation really that bad?" "How do I budget with inconsistent pay?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp NetSuite Zander Insurance DreamCloud Neighborly Find a Ramsey Trusted Real Estate Agent: Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Rachel Cruze & Dr. John Delony answer your questions and discuss: "My wife is reluctant to attack her student loans," Debt is hurting my marriage, what should I do? Handling awkward money moments, "What should we do while in Baby Step 3b?" "My husband committed financial infidelity," "I'm $1.35M in debt..." "How do I get out of $70K of debt?" "Should I buy a house or invest?" "How do debt free screamers increase their income so much?" "Am I spending too much money?" "Should I pay off my student loans in full?" "What should my next steps be after losing my husband?" "I have $83K in debt and feel discouraged" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: NetSuite Zander Insurance DreamCloud Balance of Nature Neighborly Start your EveryDollar Free Account today: Click Here Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Jade Warshaw answer your questions and discuss: "How can we pay off our debt quickly?" "Do I need long-term care insurance?" "How should I be investing?" "What should I do after getting an inheritance?" "Can I afford to remodel my kitchen?" Is debt consolidation a good idea? "Should I pull from retirement to buy land?" "I co-signed with my mom to buy a car..." "Skip a 401(k) match while paying off debt?" "Renew my lease if I may be getting married?" "I just got out of bankruptcy, what do I do?" "Pay for life insurance while paying off debt?" "I'm $314K in debt, what can I do?" "Would getting married help our business?" "Should I renovate a house or pay off my car?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Balance of Nature BetterHelp USCCA Neighborly Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Start your EveryDollar Free Account today: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! George Kamel & John Delony answer your questions and discuss: "Should we buy a new house" "What do we do with our upside down car" How do I get my spouse on board" Mint shutting down and we have a better option "Should I change careers to help pay off debt" "I'm a financial wreck" "Which loan do I pay off first" "How does manual underwriting work" "Should I use my savings to pay off my student loans" "How do we prepare for twins" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Today's Sponsors: Balance of Nature BetterHelp Churchill Mortgage Zander Insurance Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Enter to Win! Start your EveryDollar Free Account today: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Fixing my finances after a divorce and a car wreck," Mint shutting down, "How do we combine finances?" "Pay off my cars or buy a new house?" "Should I sell my stocks to avoid a market crash?" "Would it be better to file for bankruptcy?" "Pause investing to pay off our house?" "Use a HELOC to buy a new car?" "How do we prepare to buy a house?" "My wife wants to quit her job" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Today's Sponsors: DreamCloud Zander Insurance BetterHelp NetSuite Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Enter To Win! Start your EveryDollar Free Account today: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Dave Ramsey & George Kamel answer your questions and discuss: Get George's new book, Breaking Free From Broke, "How can I best take over my father's finances?" "Should I use the debt snowball or debt avalanche?" "Our car blew up and we can't afford to fix it..." "Should I get another degree?" "Pause the Baby Steps to save for a baby?" "I co-signed on a car with my boyfriend and it's underwater," "I have $127k in student loans making $23/hr," "Is it wrong to ask a financial advisor's net worth?" My broke father-in-law keeps buying us gifts" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Christian Healthcare Ministries USCCA Balance of Nature Zander Insurance Neighborly You could WIN $5,000! Enter the Ramsey Christmas Cash Giveaway today! Entering only takes a few seconds: Enter to Win Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke! Click Here Start your EveryDollar Free Account today: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Dave Ramsey & Jade Warshaw answer your questions and discuss: "My husband spent $14K on phone games..." "How much should we save before having kids?" How much Americans spend on Halloween, "How much should be in my emergency fund?" Why you should never lease a car, read more: How Does Leasing a Car Work? "My cousin is stealing from her 13-year-old son," "Get student loans for a higher paying career?" "Should I wait to buy a house?" "How can we keep each other motivated?" "How can we keep each other motivated?" "Save in the S&P500 or in CDs?" "Trade in our car while paying off debt?" "We can't afford our current expenses," "My dad wants me to help him buy a house," "How do we handle our finances as newlyweds?" "What's the best way for me to buy my first car?" "How do I get on track with the Baby Steps?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: BetterHelp Churchill Mortgage Zander Insurance USCCA Neighborly For help with investing, get connected with a SmartVestor Pro: Click Here Prep for open enrollment—take our coverage quiz!: Click Here Find a Ramsey Trusted Real Estate Agent: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss: The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! "Should I sell my investments to pay off debt?" "Should I buy a house with 3.5% down?" "How can I best pay off my debt?" "Should I file bankruptcy?" "Should I use savings to payoff my house?" "Am I committing career suicide?" "Pull from my Roth to pay off my HELOC?" "My business equipment is being held hostage," "Should I keep paying for my medical license?" "Save for a house while paying off debt?" "How can I feel okay about spending money?" "Can I afford a career change?" "Saving for retirement vs. starting a business" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance NetSuite DreamCloud Balance of Nature BetterHelp Neighborly For help with investing, get connected with a SmartVestor Pro: Click Here Prep for open enrollment—take our coverage quiz!: Click Here EveryDollar - Create your FREE account today! Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

John Delony & Jade Warshaw answer your questions and discuss: How to make progress in your finances after having your first kid, Busting myths about having a 0 credit score, read more: Living Without a Credit Score What to do when you need to go to rehab but you can't afford it, How to know if you should repair your home or move somewhere new, What to do when your parents don't respect your boundaries around your wishes for your wedding, What to do when your family transitions to a single income when your wife has had a successful career, Why you shouldn't be sharing vehicles and homes with people that aren't your spouse, How to address generational expectations and set boundaries while preparing for your own future, Why it's so important to prioritize paying off debt for your financial future, read more: The Truth About Debt Dr. John Delony's new Questions for Humans conversations cards for Thanksgiving and Grandparents & Kids, from the store: Questions for Humans Conversation Cards What to do when you and your spouse don't agree about selling or repairing a vehicle, How to help grandparents that are being taken advantage of financially. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: NetSuite BetterHelp Zander Insurance Balance of Nature Neighborly The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Prep for open enrollment—take our coverage quiz! Click Here Need help with your taxes? See who we trust. Click Here Join the Crusade at Ramsey Solutions! Apply Now! Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Ken Coleman & Jade Warshaw answer your questions and discuss: "How do I get on the same page as my husband?" "When can I afford to buy a house?" "Should I pause the Baby Steps after losing my job?" "Should I use savings to pay off debt?" "We went $32,000 over our wedding budget..." Trying to find a new career, "Can we upgrade to a better apartment?" Deep dive on Baby Steps 1-3, "Should I go into debt for an internship?" "Pull from stocks to pay off my car?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Zander Insurance Balance of Nature USCCA BetterHelp Neighborly The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Prep for open enrollment—take our coverage quiz! Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

George Kamel & Rachel Cruze answer your questions and discuss: Take out 401(k) loan to pay off my car? George and Rachel react to Ramsey's most-hated financial advice, "Should I use a VA loan?" "Sell our only car to get out of debt?" "How can I pay for college without student loans?" "Should we wait to buy property?" Getting back on track with the Baby Steps "We owe the IRS $150,000, what can we do?" "How should we manage our investments?" Buying a car while on Baby Step 2, "My wife wants to buy a $1500 baby stroller!" "Pay off our house or save for kid's college?" "How long should I pause retirement?" "My husband left us." Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Churchill Mortgage Zander Insurance BetterHelp DreamCloud Neighborly The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Prep for open enrollment—take our coverage quiz! Click Here For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Jade Warshaw answer your questions and discuss: How to deal with bills in collections, "Should we buy or rent when we get married?" "Is it dumb to take out a business loan?" "How can we get out of a financial rut?" "How do cashback debit cards work?" "Should I rent or buy after moving?" "How can I get out of $50,000 of debt?" "Should I keep my whole life insurance policies?" Rapid fire questions around Baby Steps 4, 5, and 6, Buying furniture vs paying down the mortgage. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: Balance of Nature Christian Healthcare Ministries DreamCloud Zander Insurance Neighborly The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! Prep for open enrollment—take our coverage quiz! Click Here Need help with your taxes? See who we trust. Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I take out student loans for a coding boot camp?" Michael Easter on Scarcity Mindset, "Should I borrow from family to pay off my credit cards?" "Where should I be investing?" "I recently lost my job, what can I do?" "Should I pay extra on the house or invest more?" "Stay at my current job or go back to school?" "How can I transition to a new career?" "Should I buy a house or invest?" "I have 4 rentals and live paycheck-to-paycheck..." "My boss is preventing me from moving up," "How can we start giving while paying off debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Support Our Sponsors: USCCA BetterHelp Zander Insurance NetSuite Churchill Mortgage Neighborly The Ramsey Show Listener Survey: Click here to be Entered to Win a $500 Gift Card!!! For help with investing, get connected with a SmartVestor Pro: Click Here Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy